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UnitedHealth (UNH)
NYSE:UNH

UnitedHealth (UNH) Price & Analysis

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UNH Stock Chart & Stats

$351.64
$5.54(1.08%)
At close: 4:00 PM EST
$351.64
$5.54(1.08%)

Bulls Say, Bears Say

Bulls Say
Analyst Confidence And ValuationAnalyst's Outperform recommendation and a raised price target reflect confidence that margin recovery and diversification can accelerate earnings and support a more attractive valuation.
Optum Health RestructuringOptum Health restructuring and tighter contracting discipline aim to restore operating discipline and drive sustainable margin improvement.
Optum Insight AI GrowthOptum Insight's ability to commercialize AI solutions for care delivery efficiency presents a scalable earnings growth avenue outside core insurance operations.
Bears Say
Medicaid Funding And MarginsInadequate state Medicaid funding is likely to keep Medicaid margins depressed, constraining contribution to overall profitability in 2026.
Membership Contraction From Benefit CutsPlanned Medicare Advantage benefit reductions and network narrowing are expected to shrink membership and reduce premium revenue, weighing on revenue growth.
V28 Regulatory HeadwindThe v28 regulatory changes represent a material headwind that could pressure both UnitedHealthcare and Optum results and increase downside risk to 2026 earnings.

UnitedHealth News

UNH FAQ

What was UnitedHealth’s price range in the past 12 months?
UnitedHealth lowest stock price was $234.60 and its highest was $606.36 in the past 12 months.
    What is UnitedHealth’s market cap?
    UnitedHealth’s market cap is $318.53B.
      When is UnitedHealth’s upcoming earnings report date?
      UnitedHealth’s upcoming earnings report date is Apr 22, 2026 which is in 85 days.
        How were UnitedHealth’s earnings last quarter?
        UnitedHealth released its earnings results on Jan 27, 2026. The company reported $2.11 earnings per share for the quarter, beating the consensus estimate of $2.104 by $0.006.
          Is UnitedHealth overvalued?
          According to Wall Street analysts UnitedHealth’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does UnitedHealth pay dividends?
            UnitedHealth pays a Quarterly dividend of $2.21 which represents an annual dividend yield of 2.69%. See more information on UnitedHealth dividends here
              What is UnitedHealth’s EPS estimate?
              UnitedHealth’s EPS estimate is 6.56.
                How many shares outstanding does UnitedHealth have?
                UnitedHealth has 905,838,600 shares outstanding.
                  What happened to UnitedHealth’s price movement after its last earnings report?
                  UnitedHealth reported an EPS of $2.11 in its last earnings report, beating expectations of $2.104. Following the earnings report the stock price went up 0.506%.
                    Which hedge fund is a major shareholder of UnitedHealth?
                    Currently, no hedge funds are holding shares in UNH
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      UnitedHealth

                      UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

                      UnitedHealth (UNH) Earnings & Revenues

                      UNH Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Neutral
                      Mixed. The company reported solid 2025 revenue growth (+12%) and adjusted EPS slightly ahead of expectations, provided positive 2026 adjusted EPS guidance (> $17.75, ≥8.6% growth), and outlined multiple operational improvements (Optum wins, AI-driven cost reductions, technology investment, OptumHealth restructuring progress). However, material near-term headwinds remain: large anticipated membership contractions across Medicare, Medicaid and exchange markets; significant restructuring and reserve charges tied to Optum actions; persistent elevated medical cost trends (Medicare trend ~10% in 2026); and funding shortfalls from Medicare and Medicaid that may force further benefit and footprint adjustments. Management projects margin recovery but expects some delay until 2027, making the tone cautiously constructive but balanced between clear positives and notable risks.View all UNH earnings summaries

                      UNH Revenue Breakdown

                      77.15%77.15%12.55%9.00%1.30%
                      77.15% Premiums
                      12.55% Products
                      9.00% Services
                      1.30% Investment and other income
                      tipranks

                      UNH Stock 12 Month Forecast

                      Average Price Target

                      $400.65
                      ▲(13.94% Upside)
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65,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":298.67,"date":1748736000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 73,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 12, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":321.93,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 62,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 11, 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                      Ownership Overview

                      0.17%25.99%1.47%49.51%
                      1.47% Other Institutional Investors
                      49.51% Public Companies and Individual Investors
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