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Royal Bank Of Canada (TSE:RY)
:RY
Earnings Data
Report Date
Aug 27, 2025TBA Not Confirmed
Period Ending
2025 (Q3)Consensus EPS Forecast
3.29Last Year’s EPS
3.26Same Quarter Last Year
Strong Buy
Based on 12 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 29, 2025
|% Change Since: -2.87%
|Next Earnings Date:Aug 27, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance and strategic achievements, such as robust revenue growth and a strong capital position. However, challenges were noted in the form of increased credit loss provisions and a volatile macroeconomic environment. Despite these lowlights, the overall sentiment remains optimistic due to the bank's strategic positioning and financial strength.Company Guidance
During the RBC's 2025 Second Quarter Results Conference Call, significant guidance was provided regarding the bank's financial performance and strategic direction. RBC reported second quarter earnings of $4.4 billion, with adjusted earnings of $4.5 billion, including $260 million from the acquisition of HSBC Bank Canada. The bank achieved pre-provision pre-tax earnings of nearly $7 billion, marking a 16% growth from the previous year. Revenue grew by 11% year-over-year, driven by strong volume growth in Personal and Commercial Banking and higher spreads in Personal Banking. RBC's common equity tier 1 ratio stood at 13.2%, translating to $5 billion of excess capital. Additionally, the bank announced a quarterly dividend increase of $0.06, or 4%, and plans to repurchase up to 35 million common shares. The allowance for credit loss ratio increased to 74 basis points due to a prudent reserve build amidst economic uncertainty. The bank's diversified business model, robust capital position, and focus on risk management were highlighted as strengths in navigating the uncertain macroeconomic environment.Strong Earnings Performance
Reported second quarter earnings of $4.4 billion with adjusted earnings of $4.5 billion, including $260 million from the acquisition of HSBC Bank Canada.
Revenue Growth
Revenue growth of 11% year-over-year was driven by strong volume growth in Personal and Commercial Banking, and robust fee-based revenue growth in Wealth Management.
Capital Position
Common equity tier 1 ratio of 13.2%, translating to excess capital of approximately $5 billion, and a $0.06 or 4% increase in quarterly dividend.
Wealth Management Success
Reported 11% growth in assets under administration in Canada and 9% in the U.S., with RBC Global Asset Management's assets under management increasing by 11%.
Capital Markets Performance
Pre-provision pre-tax earnings of $1.4 billion or a record $3.1 billion in the first half of the year, driven by strong Global Markets revenue.
TSE:RY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TSE:RY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 29, 2025 | C$178.60 | C$172.40 | -3.47% |
Feb 27, 2025 | C$169.87 | C$165.01 | -2.86% |
Dec 04, 2024 | C$172.74 | C$173.19 | +0.26% |
Aug 28, 2024 | C$152.59 | C$155.91 | +2.18% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Royal Bank Of Canada (TSE:RY) report earnings?
Royal Bank Of Canada (TSE:RY) is schdueled to report earning on Aug 27, 2025, TBA Not Confirmed.
What is Royal Bank Of Canada (TSE:RY) earnings time?
Royal Bank Of Canada (TSE:RY) earnings time is at Aug 27, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TSE:RY EPS forecast?
TSE:RY EPS forecast for the fiscal quarter 2025 (Q3) is 3.29.
