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Texas Capital Bancshares (TCBI)
NASDAQ:TCBI
RESEARCH TOOLSreports
Earnings Data
Report Date
Oct 15, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.76Last Year’s EPS
-1.41Same Quarter Last Year
Based on 13 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant increases in revenue, net income, and client acquisition. Record high tangible book value and treasury product fee growth were notable achievements. However, the increase in nonperforming loans and high deposit betas were areas of concern. Overall, the positive aspects significantly outweighed the lowlights.Company Guidance -
Q3 2025
Strong Earnings Growth
Year-over-year quarterly earnings growth accelerated with adjusted total revenue increasing 16%, adjusted net income to common up 100%, adjusted earnings per share expanding 104%, and adjusted return on average assets of 1.02%.
Record High Tangible Book Value
Tangible book value per share reached an all-time high of $70.14, with the firm maintaining peer-leading capital ratios.
Significant Client Acquisition
New client acquisition led to a 5% increase in commercial loans linked quarter and 13% year-over-year, highlighting successful competition for holistic client relationships.
Treasury Product Fee Growth
Treasury product fees grew 37% year-over-year to a record high, demonstrating sustained success and commitment to becoming a premier payments bank.
Investment Banking and Trading Income Increase
Investment banking and trading income rose 43% quarter-over-quarter and 4% year-over-year, driven by a rebound in capital markets activity.
Strong Capital Management
The firm repurchased approximately 318,000 shares, maintaining a strong capital position with CET1 at 11.45%.
TCBI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TCBI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 17, 2025 | $85.65 | $89.47 | +4.46% |
Apr 17, 2025 | $65.15 | $66.03 | +1.35% |
Jan 23, 2025 | $80.56 | $76.95 | -4.48% |
Oct 17, 2024 | $78.46 | $80.54 | +2.65% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Texas Capital Bancshares (TCBI) report earnings?
Texas Capital Bancshares (TCBI) is schdueled to report earning on Oct 15, 2025, After Close (Confirmed).
What is Texas Capital Bancshares (TCBI) earnings time?
Texas Capital Bancshares (TCBI) earnings time is at Oct 15, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TCBI EPS forecast?
TCBI EPS forecast for the fiscal quarter 2025 (Q3) is 1.76.