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Stellar Bancorp (STEL)
NYSE:STEL
Earnings Data
Report Date
Jan 23, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.51Last Year’s EPS
0.52Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call reflected a mixed performance, with positive developments in deposit growth, net interest income, and loan origination countered by challenges such as decreased net income, higher expenses, and increased loan payoffs. Overall, the company's strategic position remains strong, but near-term pressures are evident.Company Guidance
Strong Deposit Growth
The company experienced strong deposit growth, with 51% of new deposits coming from new customers. This reflects increased brand awareness and effective market share gains.
Net Interest Income and Margin Increase
Net interest income increased from $98.3 million in the second quarter to $100.6 million in the third quarter, with the net interest margin improving from 4.18% to 4.2%.
Capital Position Strengthened
The company repurchased shares, paid down $30 million of subordinated debt, and maintained a total risk-based capital of 16.33%, up from 15.98% in the previous quarter.
Loan Origination Growth
Loan originations up 62% year-to-date, with a healthy pipeline and positive outlook for continued growth.
STEL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
STEL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 24, 2025 | $29.46 | $29.81 | +1.19% |
Jul 25, 2025 | $31.39 | $31.25 | -0.45% |
Apr 25, 2025 | $26.74 | $25.62 | -4.19% |
Jan 30, 2025 | $28.26 | $27.98 | -0.99% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Stellar Bancorp (STEL) report earnings?
Stellar Bancorp (STEL) is schdueled to report earning on Jan 23, 2026, TBA (Confirmed).
What is Stellar Bancorp (STEL) earnings time?
Stellar Bancorp (STEL) earnings time is at Jan 23, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is STEL EPS forecast?
STEL EPS forecast for the fiscal quarter 2025 (Q4) is 0.51.