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PayPal Holdings, Inc. (PYPL)
:PYPL
PYPL Analyst Ratings
Moderate Buy
10 Buy
12 Hold
3 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
PYPL Stock 12 Month Forecast
Average Price Target
$82.56
▲(22.47% Upside)
| Highest Price Target$105.00 | Average Price Target$82.56 | Lowest Price Target$62.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Detailed List of Analyst Forecasts
Canaccord Genuity
$96→$67.98
Buy
0.85%
Upside
Reiterated
10/15/25
Jefferies
$70
Hold
3.84%
Upside
Reiterated
10/15/25
PayPal Holdings: Hold Rating Amid Stagnant Growth and Transaction ChallengesWe model the same Y/Y decline as 2Q--continued improvement in the branded take rate trajectory (improved to -1bp Y/Y from -3bps Y/Y in 1Q and -6bps Y/Y in FY24 on better mix and less like-for-like pricing compression) should be offset by the acceleration in Braintree, Venmo, and debit products.
Goldman Sachs
$70
Sell
3.84%
Upside
Downgraded
10/13/25
TR | OpenAI - 4o
$79→$80
Buy
18.68%
Upside
Reiterated
10/11/25
AI Generated ArticleAI Generated Article
Raymond James
―
Hold
―
Reiterated
10/10/25
KBW
$85
Buy
26.09%
Upside
Reiterated
10/08/25
Morgan Stanley
$75
Hold
11.26%
Upside
Reiterated
10/08/25
J.P. Morgan
$85
Buy
26.09%
Upside
Reiterated
10/07/25
Citizens JMP
$100
Buy
48.35%
Upside
Reiterated
10/06/25
Wolfe Research
―
Hold
―
Downgraded
10/03/25
PayPal Holdings (PYPL) was downgraded to a Hold Rating at Wolfe ResearchWe downgrade shares to Peer Perform with FV range of $70-$80. Although we have seen early progress by management on branded acceleration initiatives, we see shares range-bound and note investors may require further proof of branded execution before getting more constructive.
Susquehanna
$94
Buy
39.45%
Upside
Reiterated
09/19/25
Bernstein
―
Hold
―
Reiterated
09/18/25
Macquarie
$95
Buy
40.93%
Upside
Reiterated
07/30/25
William Blair
―
Hold
―
Reiterated
07/30/25
PayPal Holdings: Balancing Growth Opportunities and Competitive Challenges Amidst a Hold RatingWe recommend investors concentrate on better alpha opportunities following a disappointing quarter in the KPIs we consider most impactful to valuation. Specifically, we note that online branded volume growth fell one point sequentially to 5%. This is notable, in our opinion, considering it includes BNPL, which posted 20%-plus volume expansion. We also point out that total branded experiences saw 8% TPV growth, roughly consistent with the past two quarters, despite 45% Pay with Venmo TPV growth. We contend that lack of volume acceleration highlights competition and challenges around offering a durable value proposition. Underscoring these concerns was a lackluster transaction dollar quarter in which 7% reported growth was aided by 1.5 points of a one- time tailwind, which offset higher credit costs.
KeyBanc
―
Hold
―
Reiterated
07/30/25
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
Canaccord Genuity
$96→$67.98
Buy
0.85%
Upside
Reiterated
10/15/25
Jefferies
$70
Hold
3.84%
Upside
Reiterated
10/15/25
PayPal Holdings: Hold Rating Amid Stagnant Growth and Transaction ChallengesWe model the same Y/Y decline as 2Q--continued improvement in the branded take rate trajectory (improved to -1bp Y/Y from -3bps Y/Y in 1Q and -6bps Y/Y in FY24 on better mix and less like-for-like pricing compression) should be offset by the acceleration in Braintree, Venmo, and debit products.
Goldman Sachs
$70
Sell
3.84%
Upside
Downgraded
10/13/25
TR | OpenAI - 4o
$79→$80
Buy
18.68%
Upside
Reiterated
10/11/25
AI Generated ArticleAI Generated Article
Raymond James
―
Hold
―
Reiterated
10/10/25
KBW
$85
Buy
26.09%
Upside
Reiterated
10/08/25
Morgan Stanley
$75
Hold
11.26%
Upside
Reiterated
10/08/25
J.P. Morgan
$85
Buy
26.09%
Upside
Reiterated
10/07/25
Citizens JMP
$100
Buy
48.35%
Upside
Reiterated
10/06/25
Wolfe Research
―
Hold
―
Downgraded
10/03/25
PayPal Holdings (PYPL) was downgraded to a Hold Rating at Wolfe ResearchWe downgrade shares to Peer Perform with FV range of $70-$80. Although we have seen early progress by management on branded acceleration initiatives, we see shares range-bound and note investors may require further proof of branded execution before getting more constructive.
Susquehanna
$94
Buy
39.45%
Upside
Reiterated
09/19/25
Bernstein
―
Hold
―
Reiterated
09/18/25
Macquarie
$95
Buy
40.93%
Upside
Reiterated
07/30/25
William Blair
―
Hold
―
Reiterated
07/30/25
PayPal Holdings: Balancing Growth Opportunities and Competitive Challenges Amidst a Hold RatingWe recommend investors concentrate on better alpha opportunities following a disappointing quarter in the KPIs we consider most impactful to valuation. Specifically, we note that online branded volume growth fell one point sequentially to 5%. This is notable, in our opinion, considering it includes BNPL, which posted 20%-plus volume expansion. We also point out that total branded experiences saw 8% TPV growth, roughly consistent with the past two quarters, despite 45% Pay with Venmo TPV growth. We contend that lack of volume acceleration highlights competition and challenges around offering a durable value proposition. Underscoring these concerns was a lackluster transaction dollar quarter in which 7% reported growth was aided by 1.5 points of a one- time tailwind, which offset higher credit costs.
KeyBanc
―
Hold
―
Reiterated
07/30/25
Best Analysts Covering PayPal Holdings
1 Month
xxx
Success Rate
15/23 ratings generated profit
Average Return
+2.87%
reiterated a xxx
rating 3 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 65.22% of your transactions generating a profit, with an average return of +2.87% per trade.
3 Months
xxx
Success Rate
14/23 ratings generated profit
Average Return
+3.92%
reiterated a xxx
rating 3 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 60.87% of your transactions generating a profit, with an average return of +3.92% per trade.
1 Year
Success Rate
20/29 ratings generated profit
Average Return
+16.01%
reiterated a buy rating 10 days ago
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 68.97% of your transactions generating a profit, with an average return of +16.01% per trade.
2 Years
xxx
Success Rate
18/29 ratings generated profit
Average Return
+13.24%
reiterated a xxx
rating 10 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 62.07% of your transactions generating a profit, with an average return of +13.24% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
PYPL Analyst Recommendation Trends
Rating
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Strong Buy
2
1
1
1
0
Buy
22
25
24
24
12
Hold
25
19
18
17
8
Sell
6
7
6
4
1
Strong Sell
0
0
0
0
0
total
55
52
49
46
21
Each month's total comprises the sum of three months' worth of ratings.
PYPL Financial Forecast
PYPL Stock Forecast FAQ
What is PYPL’s average 12-month price target, according to analysts?
Based on analyst ratings, PayPal Holdings, Inc.’s 12-month average price target is 82.56.
What is PYPL’s upside potential, based on the analysts’ average price target?
PayPal Holdings, Inc. has 22.47% upside potential, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is PYPL a Buy, Sell or Hold?
PayPal Holdings, Inc. has a consensus rating of Moderate Buy which is based on 10 buy ratings, 12 hold ratings and 3 sell ratings.
What is PayPal Holdings, Inc.’s price target?
The average price target for PayPal Holdings, Inc. is 82.56. This is based on 25 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $105.00 ,the lowest forecast is $62.00. The average price target represents 22.47% Increase from the current price of $67.41.
The highest analyst price target is $105.00 ,the lowest forecast is $62.00. The average price target represents 22.47% Increase from the current price of $67.41.
What do analysts say about PayPal Holdings, Inc.?
PayPal Holdings, Inc.’s analyst rating consensus is a Moderate Buy. This is based on the ratings of 25 Wall Streets Analysts.
How can I buy shares of PYPL?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.