Protector Forsikring ASA (PSKRF)

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PSKRF

Protector Forsikring ASA

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Protector Forsikring ASA (PSKRF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date

Jul 10, 2026

TBA (Confirmed)

Period Ending

2026 (Q2)

Consensus EPS Forecast

0.85

Last Year’s EPS

0.94

Same Quarter Last Year

Analyst Consensus

―

Based on 0 Analysts Ratings

Earnings Call Summary

Q1 2026

Earnings Call Date:Apr 23, 2026|

% Change Since:

Earnings Call Sentiment|Neutral

The call balanced positive strategic and capital developments (strong UK public sector renewals, constructive France feedback, higher yields, solid capital base and explicit focus on data/AI) against notable near-term operational challenges—primarily worsening motor profitability, reduced new sales volumes and short-term cost and investment drag. Management emphasized actionability (motor is short-tailed and being investigated), disciplined underwriting and long-term opportunities in commercial and real estate segments, but the combination of claims inflation and market softening creates uncertainty in the near term.

Company Guidance

Guidance from the call reiterated two unchanged 2026 targets (profitable growth and a focus on data), a clear preference for profitability over growth, and confidence in a strong near-term earnings capacity that supports dividend distribution; management noted 550 of 700 employees attended 2030-vision workshops, no major new market launches within the next year, and the real estate segment is not expected to ramp quoting materially until Q4 2026. Operational metrics included re-winning roughly 80% of tenders that were out to market, a renewal rate in U.K. public sector and housing above 100% (reflecting retention plus inflation/exposure increases), new sales running at about 50% of last year with a slightly lower hit ratio (notably weaker for housing associations), and an expectation that ~20% of certain portfolios may be exposed in 2027 (more in 2028, remainder in 2029). On profitability and risk, they flagged motor as the main profitability deterioration versus Q1 2025 (motor is short‑tailed and being actively repriced), large‑loss normalization at about 8%, escape‑of‑water claims ~GBP 3,500 each, combined ratio strong but requiring normalization, and higher claims inflation/frequency in Norway and Denmark. Financial and capital metrics called out a Q1 investment loss offset by higher bond yields, an equity intrinsic-value discount corrected from 30% to 37%, a year‑to‑date recovery in equities thereafter, a higher tax rate driven by insurance profits, and a capital requirement reduction partly driven by a smaller equity portfolio and NOK strength; early French market feedback from ~40+ broker responses was positive.

Clear Strategic Focus: Profitable Growth and Data Value

Confirmed two consistent 2026 targets—profitable growth and deriving value from data (same as 2025). Strong internal focus on people, data and innovation with AI already deployed in claims and underwriting; ~550 of 700 employees (~79%) participated in vision workshops.

Strong UK Public Sector & Housing Renewals

Portfolio retained substantial business won on 1 April 2023: renewal rate above 100% (after adjusting for inflation) in public sector and housing; re-won approximately 80% of tenders that went to market — producing a stable, highly profitable book.

Commercial & Real Estate Growth Potential in the U.K.

Commercial sector identified as main growth driver with increased quoting and improved conversion vs prior periods. New real estate segment opened with some early quoting; expectation of larger quoting activity toward Q4 2026.

Positive Early Feedback from France

First broker satisfaction survey in France (~40 respondents) showed very good results on sales, underwriting and claims handling after ~13–15 months of operation—an encouraging early validation of market entry.

Strong Property Performance and Combined Ratio

Property (largest product) reported very strong and stable profitability; overall combined ratio in the quarter described as very strong (noting the need to normalize for few large losses).

Improved Investment Income and Equity Trend

Increased yield from higher interest rates improved fixed income returns; equity portfolio experienced volatility but underlying company performance improving and year-to-date equity returns moved back into positive territory after the quarter loss.

Solid Capital Position and Dividend Rationale

Capital requirement reduced (partly due to smaller equity portfolio and NOK strengthening), leaving a strong capital position. Management cites high U.K. earnings capacity, increased bond yields and stable insurance earnings as support for dividends.

Protector Forsikring ASA (PSKRF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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PSKRF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Jul 10, 2026	2026 (Q2)	0.85 / -	0.945	―	―	―
Apr 23, 2026	2026 (Q1)	0.29 / 0.20	0.977	-80.00% (-0.78)
Jan 29, 2026	2025 (Q4)	0.97 / 0.92	0.326	183.33% (+0.60)
Oct 23, 2025	2025 (Q3)	0.71 / 0.61	0.771	-21.13% (-0.16)
Jul 10, 2025	2025 (Q2)	0.78 / 0.94	0.337	180.65% (+0.61)
Apr 23, 2025	2025 (Q1)	0.87 / 0.98	0.597	63.64% (+0.38)
Jan 29, 2025	2024 (Q4)	0.27 / 0.33	0.89	-63.41% (-0.56)
Oct 24, 2024	2024 (Q3)	0.65 / 0.77	-0.011	7200.00% (+0.78)
Jul 11, 2024	2024 (Q2)	0.58 / 0.34	0.293	14.81% (+0.04)
Apr 25, 2024	2024 (Q1)	0.65 / 0.60	0.814	-26.67% (-0.22)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PSKRF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Apr 23, 2026	$51.94	$50.47	-2.84%
Jan 29, 2026	$54.32	$54.09	-0.42%
Oct 23, 2025	$8.94	$8.94	0.00%
Jul 10, 2025	$8.76	$8.76	0.00%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Protector Forsikring ASA (PSKRF) report earnings?

Protector Forsikring ASA (PSKRF) is schdueled to report earning on Jul 10, 2026, TBA (Confirmed).

What is Protector Forsikring ASA (PSKRF) earnings time?

Protector Forsikring ASA (PSKRF) earnings time is at Jul 10, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PSKRF EPS forecast?

PSKRF EPS forecast for the fiscal quarter 2026 (Q2) is 0.85.