The earnings call highlights Protector Forsikring's strong combined ratio, investment performance, and leadership in broker satisfaction, with specific growth in the U.K. and benefits from an A-rating upgrade. However, challenges in softening markets, particularly in the U.K. and Sweden, and uncertainty in the French market pose significant risks. Claims inflation and pricing pressures further complicate the outlook.

Company Guidance

During the Second Quarter 2025 Presentation for Protector Forsikring, several key metrics were highlighted. The company achieved a combined ratio of 84.9%, alongside a growth of 16% in local currencies. The investment result was noted as NOK 8.7 per share. The presentation also discussed the impact of an A-rating upgrade, which has facilitated access to new business segments, particularly in the U.K. and France. Additionally, the broker satisfaction index showed Protector leading the competition for the eighth consecutive year, with an increased margin over major players. Volume changes were attributed to technicalities, such as changes in inception dates, with GBP 3.8 million moved, two-thirds of which shifted to the second quarter. The U.K. market displayed growth in the mid-market segment, while in Denmark, momentum was noted in new motor sales, and Sweden saw strong renewals. Profitability remained strong, with an improvement over 2024, although there were large losses from the U.K. and Norway. Cost ratios were similar to 2024, excluding commissions, with a noted long-term bonus scheme linked to share price increases. The investment portfolio grew by 9% since the first quarter, and the capital position increased with profits despite a dividend subtraction.

Strong Combined Ratio and Growth

Protector Forsikring achieved a combined ratio of 84.9% and growth of 16% in local currencies for Q2 2025.

Investment Performance

Investment results reached NOK 8.7 per share, with a 9% growth in assets under management since the end of Q1.

Broker Satisfaction Index Leadership

Protector was ranked ahead of competition for the eighth year in a row in the broker satisfaction index, with an increasing lead over major players.

U.K. Market Expansion

Protector gained momentum in the U.K. mid-market sector and maintained strong renewals despite a softening market.

A-Rating Upgrade

The A-rating upgrade allows access to larger market segments in the U.K. and potentially in France, particularly in industries requiring A-rated insurance.

Protector Forsikring ASA (PSKRF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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PSKRF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	0.70 / -	0.697	―	―	―
Jul 10, 2025	2025 (Q2)	0.70 / 0.85	0.304	180.42% (+0.55)
Apr 23, 2025	2025 (Q1)	0.79 / 0.88	0.54	63.64% (+0.34)
Jan 29, 2025	2024 (Q4)	0.25 / 0.29	0.805	-63.41% (-0.51)
Oct 24, 2024	2024 (Q3)	0.59 / 0.70	-0.01	7200.00% (+0.71)
Jul 11, 2024	2024 (Q2)	0.52 / 0.30	0.265	14.81% (+0.04)
Apr 25, 2024	2024 (Q1)	0.59 / 0.54	0.736	-26.67% (-0.20)
Jan 31, 2024	2023 (Q4)	0.45 / 0.80	0.726	10.81% (+0.08)
Oct 19, 2023	2023 (Q3)	0.05 / >-0.01	0.184	-105.34% (-0.19)
Jul 11, 2023	2023 (Q2)	0.31 / 0.26	0.057	367.13% (+0.21)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PSKRF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 10, 2025	$9.30	$9.30	0.00%
Apr 23, 2025	$9.02	$9.02	0.00%
Jan 29, 2025	$8.68	$8.68	0.00%
Oct 24, 2024	$8.86	$8.86	0.00%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Protector Forsikring ASA (PSKRF) report earnings?

Protector Forsikring ASA (PSKRF) is schdueled to report earning on Oct 23, 2025, TBA (Confirmed).

What is Protector Forsikring ASA (PSKRF) earnings time?

Protector Forsikring ASA (PSKRF) earnings time is at Oct 23, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PSKRF EPS forecast?

PSKRF EPS forecast for the fiscal quarter 2025 (Q3) is 0.7.

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