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Protector Forsikring ASA (PSKRF)
OTHER OTC:PSKRF
Earnings Data
Report Date
Apr 23, 2026TBA (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.65Last Year’s EPS
0.93Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized strong full-year operating performance: a robust combined ratio (84.7%), solid 14% premium growth, NOK 1.5 billion investment return and completed corrective actions (sale of Danish workers' comp). It also highlighted strategic actions to optimize reinsurance and capital (Tier 1 issuance). Offsetting items include weaker-than-expected commercial traction in France (housing especially), increased retention that raises volatility and a NOK 300 million rise in required capital from reinsurance changes, limited near-term cost efficiency gains, and competitive pressure in Sweden. On balance the positives (profitability, growth, investment returns, resolved legacy issue, broker recognition and capital actions) outweigh the negatives, though management flagged higher volatility ahead from retention changes.Company Guidance
Strong Combined Ratio and Profitability
Full-year combined ratio of 84.7% (well below long-term target of 91%) with normalized large-loss level ~7% in 2025, delivering NOK 31.7 per share in earnings.
Top-Line Growth
Premium growth of 14% for the full year, driven by strong renewals and new sales particularly in the Nordics and France (growth in Nordics highest in Norway, Denmark #2 on 1 Jan '26).
Strong Investment Performance
Investment result of NOK 1.5 billion for the year; equity portfolio performed well (10-year annualized return ~14%) and discount to intrinsic value reduced versus prior year.
Capital and Balance-Sheet Actions
Successful placement of Tier 1 bond on favorable terms; utilization of issued Tier 2 capital matched expected dividends; assets under management reduced by ~NOK 1 billion related to Danish workers' comp transfer.
Resolution of Danish Workers' Compensation Issue
Sale of problematic Danish workers' compensation portfolio to DARAG completed, removing a material legacy underwriting mistake and allowing focus on core Danish business.
High Renewal Rate and Healthy Churn
Overall renewal rate of 95% for the company; UK renewal/churn controlled around slightly above 10%, described as a good level.
Quality Leadership with Broker Recognition
Favourable broker surveys: #1 positions in Norway and Sweden and improved broker perception across Scandinavian markets, increasing competitive advantage for future data and collaboration.
Reinsurance Optimization Delivering Net Benefit
Reinsurance program adjusted to take more predictable tail risk in-house (e.g., raising retention on certain programs) and reduce reinsurance spend; company expects the cost reduction to exceed increased retained risk economically.
PSKRF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PSKRF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jan 29, 2026 | $55.88 | $55.64 | -0.42% |
Oct 23, 2025 | $9.20 | $9.20 | 0.00% |
Jul 10, 2025 | $9.01 | $9.01 | 0.00% |
Apr 23, 2025 | $8.74 | $8.74 | 0.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Protector Forsikring ASA (PSKRF) report earnings?
Protector Forsikring ASA (PSKRF) is schdueled to report earning on Apr 23, 2026, TBA (Confirmed).
What is Protector Forsikring ASA (PSKRF) earnings time?
Protector Forsikring ASA (PSKRF) earnings time is at Apr 23, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PSKRF EPS forecast?
PSKRF EPS forecast for the fiscal quarter 2026 (Q1) is 0.65.