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Provident Financial Holdings, Inc (PROV)
NASDAQ:PROV
Earnings Data
Report Date
Feb 02, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.31Last Year’s EPS
0.13Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call reflected a cautiously optimistic outlook with several financial metrics showing improvement, such as loan origination and net interest margin expansion. However, challenges like increased nonperforming assets and difficulties in significant loan growth due to prepayments were also noted.Company Guidance
Increase in Loan Origination
Loan origination for investment increased by 1% to $29.6 million from $29.4 million in the previous quarter.
Decrease in Loan Principal Payments
Loan principal payments and payoffs decreased by 18% from $42 million to $34.5 million in the latest quarter.
Recovery of Credit Losses
Recorded a $626,000 recovery of credit losses due to a decline in the expected life of the loan portfolio caused by lower mortgage interest rates.
Net Interest Margin Expansion
Net interest margin increased by 6 basis points to 3% from 2.94% in the previous quarter.
Capital Management Activities
Repurchased approximately 67,000 shares of common stock and distributed $921,000 of cash dividends, representing a 117% distribution of the quarter's net income.
PROV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PROV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 28, 2025 | $15.70 | $15.69 | -0.06% |
Jul 28, 2025 | $15.35 | $15.05 | -1.95% |
Apr 28, 2025 | $14.34 | $14.64 | +2.09% |
Jan 28, 2025 | $15.46 | $15.56 | +0.65% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Provident Financial Holdings, Inc (PROV) report earnings?
Provident Financial Holdings, Inc (PROV) is schdueled to report earning on Feb 02, 2026, Before Open (Confirmed).
What is Provident Financial Holdings, Inc (PROV) earnings time?
Provident Financial Holdings, Inc (PROV) earnings time is at Feb 02, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PROV EPS forecast?
PROV EPS forecast for the fiscal quarter 2026 (Q2) is 0.31.