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Provident Financial Holdings, Inc (PROV)
NASDAQ:PROV
Earnings Data
Report Date
Oct 28, 2025Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.3Last Year’s EPS
0.28Same Quarter Last Year
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call presented a mixed picture. While there were positive developments such as increased loan origination and stable credit quality, challenges were also evident with a decrease in loans held for investment, a decline in the net interest margin, and increased loan payoffs. Despite these challenges, the company's strong capital management and shareholder returns provide a buffer against the negative aspects.Company Guidance
Loan Origination Increase
In the most recent quarter, Provident Financial Holdings originated $29.4 million of loans held for investment, marking a 5% increase from $27.9 million in the prior sequential quarter.
Stable Credit Quality
Nonperforming assets were stable at $1.4 million as of June 30, 2025, unchanged from March 31, 2025, indicating strong credit quality.
Capital Management and Shareholder Returns
For the fiscal year, the company distributed approximately $3.8 million in cash dividends and repurchased about $4.3 million worth of common stock, resulting in a 129% distribution of fiscal 2025 net income.
PROV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PROV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 28, 2025 | $15.35 | $15.05 | -1.95% |
Apr 28, 2025 | $14.34 | $14.64 | +2.09% |
Jan 28, 2025 | $15.46 | $15.56 | +0.65% |
Oct 28, 2024 | $14.95 | $14.96 | +0.07% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Provident Financial Holdings, Inc (PROV) report earnings?
Provident Financial Holdings, Inc (PROV) is schdueled to report earning on Oct 28, 2025, Before Open (Confirmed).
What is Provident Financial Holdings, Inc (PROV) earnings time?
Provident Financial Holdings, Inc (PROV) earnings time is at Oct 28, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PROV EPS forecast?
PROV EPS forecast for the fiscal quarter 2026 (Q1) is 0.3.