tiprankstipranks
Awa Bank, Ltd. (JP:8388)
:8388
Japanese Market
Want to see JP:8388 full AI Analyst Report?

Awa Bank, Ltd. (8388) Price & Analysis

0 Followers

8388 Stock Chart & Stats

¥4610.00
-¥1.00(-0.04%)
At close: 4:00 PM EST
¥4610.00
-¥1.00(-0.04%)

Bulls Say, Bears Say

Bulls Say
High Gross MarginAn 87.9% gross margin indicates a very efficient core franchise with low direct costs relative to revenue. This structural cost advantage supports resilient operating leverage, funds reinvestment in digital/branch services, and cushions profitability across economic cycles.
Consistent Revenue GrowthSustained revenue growth near ~8-11% demonstrates expanding customer activity and successful cross-sell of deposit and lending products in its regional market. Durable top-line momentum supports scale, investment capacity, and a stable base for medium-term earnings improvement.
Strong Free Cash Flow ConversionConverting ~95% of net income into free cash flow shows powerful cash generation from operations after investments. That durability underpins dividend funding, internal loan growth, and strategic spending without heavy reliance on external financing.
Bears Say
Modest ROEA ROE below 4% signals limited effectiveness in turning equity into shareholder returns. Persistently low ROE constrains capital allocation options, reduces attractiveness to equity investors, and requires structural improvements in margins or leverage to raise long-term returns.
Poor OCF EfficiencyOperating cash flow barely tracks reported income, suggesting earnings include non-cash items or timing distortions. Weak OCF efficiency raises concerns about earnings quality and limits the bank's near-term ability to fund lending growth or absorb shocks from operations.
Net Margin PressureA declining net margin implies pressure from funding costs, provisions, or rising operating expenses. If persistent, margin compression will erode profitability and make it harder to lift ROE or support dividend increases without boosting revenues or cutting costs.

Awa Bank, Ltd. News

8388 FAQ

What was Awa Bank, Ltd.’s price range in the past 12 months?
Awa Bank, Ltd. lowest stock price was ¥2617.00 and its highest was ¥6860.00 in the past 12 months.
    What is Awa Bank, Ltd.’s market cap?
    Awa Bank, Ltd.’s market cap is ¥238.87B.
      When is Awa Bank, Ltd.’s upcoming earnings report date?
      Awa Bank, Ltd.’s upcoming earnings report date is May 15, 2026 which is in 5 days.
        How were Awa Bank, Ltd.’s earnings last quarter?
        Awa Bank, Ltd. released its earnings results on Jan 30, 2026. The company reported ¥100.54 earnings per share for the quarter, beating the consensus estimate of N/A by ¥100.54.
          Is Awa Bank, Ltd. overvalued?
          According to Wall Street analysts Awa Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Awa Bank, Ltd. pay dividends?
            Awa Bank, Ltd. pays a Semiannually dividend of ¥60 which represents an annual dividend yield of 2.53%. See more information on Awa Bank, Ltd. dividends here
              What is Awa Bank, Ltd.’s EPS estimate?
              Awa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Awa Bank, Ltd. have?
              Awa Bank, Ltd. has 40,000,000 shares outstanding.
                What happened to Awa Bank, Ltd.’s price movement after its last earnings report?
                Awa Bank, Ltd. reported an EPS of ¥100.54 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.765%.
                  Which hedge fund is a major shareholder of Awa Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8388
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Awa Bank, Ltd.

                    The Awa Bank, Ltd. provides banking products and services to individual and corporate customers in Japan. The company offers general accounts, saving deposits, time deposits, and foreign currency deposits, as well as certificates of deposit; and investment trusts. It also provides housing, remodeling, car, card, education, solar, industrial, and business support loans; life, fire, education, and business insurance products; and safe deposit boxes. In addition, the company offers internet banking, pension, convenience, and management and business support services. As of March 31, 2021, it operated through a network of 101 branches. The company was formerly known as Tokushima Commercial Bank, Ltd. and changed its name to The Awa Bank, Ltd. in 1964. The Awa Bank, Ltd. was founded in 1896 and is headquartered in Tokushima, Japan.

                    Awa Bank, Ltd. (8388) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Hokkoku Financial Holdings,Inc.
                    Musashino Bank, Ltd.
                    Nanto Bank Ltd.
                    Hyakujushi Bank, Ltd.
                    Keiyo Bank, Ltd.

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks