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7186 Stock Chart & Stats
¥1925.50
-¥13.50(-0.70%)
At close: 4:00 PM EDT
¥1925.50
-¥13.50(-0.70%)
Day’s Range― - ―
52-Week Range¥970.50 - ¥1,995.50
Previous CloseN/A
Volume0.00
Average Volume (3M)2.90M
Market Cap
¥2.10T
Enterprise Value¥66.32K
Total Cash (Recent Filing)¥4.15T
Total Debt (Recent Filing)¥2.54T
Price to Earnings (P/E)19.6
Beta1.38
Next Earnings
Aug 05, 2026EPS Estimate
29.51Next Dividend Ex-DateN/A
Dividend Yield2.07%
Share Statistics
EPS (TTM)94.03
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.11
Price to Sales (P/S)3.25
P/FCF Ratio8.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)122.99
Revenue Forecast (FY)¥392.08B
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth And Multi-year Earnings RecoveryConsistent revenue growth and a multi-year earnings recovery imply durable demand and improving operating leverage across the bank's regional franchise. This supports predictable core earnings, funds internal reinvestment and underwriting capacity, and reduces dependence on volatile trading or one-off gains.
Improving Capital Base (equity Increased 2021–2026)Rising equity over multiple years strengthens regulatory capital buffers and loss-absorption capacity for a regional bank. A larger capital base enhances resilience to credit cycles, supports lending growth, and gives management more flexibility on dividends or M&A without immediate external funding.
Solid Cash Generation Rebound And Free Cash Flow LinkageReliable operating and free cash flow that track net income one-for-one enhances earnings quality and funds operations, loan growth and shareholder returns without heavy external financing. The 2025–2026 rebound indicates restored internal funding capacity after prior stress.
Bears Say
Meaningful Leverage; Large Absolute Debt LevelsSustained high absolute debt and meaningful leverage increase sensitivity to funding costs and credit shocks. For a regional bank, this constrains strategic flexibility, heightens regulatory scrutiny, and could force capital-raising or lending restraint in adverse macro conditions.
Volatile Operating Cash Flows (2024 Negative)Material swings in operating cash flow reduce predictability of internal funding for loans, reserves, and dividends. A year of negative cash flow suggests vulnerability to revenue mix or working-capital swings, raising the chance of external financing or curtailed capital return when volatility recurs.
Margin Compression In 2024–2025; Moderate ROERecent margin compression and only moderate ROE imply limited operating upside per unit of capital. If margins remain pressured, the bank may struggle to translate revenue gains into durable profitability improvements, slowing capital build and constraining long-term return generation.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥970.50 and its highest was ¥1995.50 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥2.10T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is Aug 05, 2026 which is in 2 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on May 12, 2026. The company reported ¥19.29 earnings per share for the quarter, beating the consensus estimate of ¥17.889 by ¥1.401.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Overvalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥23 which represents an annual dividend yield of 2.07%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 29.51.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥19.29 in its last earnings report, beating expectations of ¥17.889. Following the earnings report the stock price went up 5.164%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.
Technical Analysis
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