Concordia Financial Group Ltd (JP:7186)
:7186
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7186 Stock Chart & Stats
¥1510.50
¥16.40(1.88%)
At close: 4:00 PM EST
¥1510.50
¥16.40(1.88%)
Day’s Range― - ―
52-Week Range¥888.90 - ¥1,729.50
Previous CloseN/A
Volume4.98M
Average Volume (3M)2.90M
Market Cap
¥1.89T
Enterprise Value¥268.16B
Total Cash (Recent Filing)¥3.61T
Total Debt (Recent Filing)¥2.56T
Price to Earnings (P/E)14.6
Beta1.35
Next Earnings
Aug 05, 2026EPS Estimate
25.88Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)92.30
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.11
Price to Sales (P/S)3.25
P/FCF Ratio8.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)110.43
Revenue Forecast (FY)¥341.97B
Bulls Say, Bears Say
Bulls Say
Multi‑year Revenue And Earnings RecoverySustained revenue growth and a multi‑year earnings recovery indicate durable demand and improving operating leverage. A more than fourfold rise in net income since 2021 suggests the business model is scaling profitably, supporting cash generation and strategic reinvestment over 2–6 months and beyond.
Stronger Capital Base (equity Growth)Progressive equity growth strengthens regulatory and loss-absorption capacity for a regional bank. A larger capital base improves resilience to credit losses, supports lending capacity and strategic initiatives, and reduces the chance of capital-raising dilution in the medium term.
Improved Cash Generation (rebound)Consistent operating cash flow and a strong FCF rebound indicate earnings quality and internal funding for growth, dividends, or debt reduction. The one‑for‑one FCF to net income relationship supports sustainable cash conversion over coming quarters.
Bears Say
Meaningful Leverage RemainsPersistently meaningful leverage limits strategic flexibility and raises sensitivity to rising funding costs or credit shocks. For a regional bank, higher absolute debt elevates regulatory scrutiny and constrains capital deployment, slowing durable improvements in returns and risk profile.
Cash Flow Volatility RiskIntermittent negative cash flow undermines predictability of internal funding for lending, buybacks or dividends. Volatility increases reliance on external financing during downturns, raising refinancing and interest-rate risks that can materially affect medium‑term capital plans.
Margin Compression In 2024–2025Evidence of margin compression suggests pressure on profitability from funding costs or competitive pricing. If margins fail to re-expand, ROE and cash returns may be constrained, limiting the company’s ability to sustainably increase capital returns or invest for structural growth.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥888.90 and its highest was ¥1729.50 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥1.89T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is Aug 05, 2026 which is in 76 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on May 12, 2026. The company reported ¥19.29 earnings per share for the quarter, beating the consensus estimate of ¥17.889 by ¥1.401.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Overvalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥20 which represents an annual dividend yield of 2.54%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 25.88.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥19.29 in its last earnings report, beating expectations of ¥17.889. Following the earnings report the stock price went up 5.164%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. is a holding company that engages in the banking business, as well as securities business, leasing business, information services and research business, and venture capital business. The company was founded on April 1, 2016 and is headquartered in Tokyo, Japan.
Technical Analysis
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Options Prices
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