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7186 Stock Chart & Stats
¥1510.50
¥16.40(1.88%)
At close: 4:00 PM EST
¥1510.50
¥16.40(1.88%)
Day’s Range― - ―
52-Week Range¥919.80 - ¥1,947.00
Previous CloseN/A
Volume4.98M
Average Volume (3M)2.90M
Market Cap
¥2.14T
Enterprise Value¥370.41B
Total Cash (Recent Filing)¥4.15T
Total Debt (Recent Filing)¥2.54T
Price to Earnings (P/E)20.3
Beta1.30
Next Earnings
Aug 05, 2026EPS Estimate
29.51Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)94.03
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.11
Price to Sales (P/S)3.25
P/FCF Ratio8.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)120.84
Revenue Forecast (FY)¥392.10B
Bulls Say, Bears Say
Bulls Say
Revenue And Earnings RecoverySustained top-line growth and a multi-year earnings recovery indicate durable demand for regional banking services and improving operating leverage. Over 2–6 months this supports continued internal capital generation, stronger earnings resiliency, and greater ability to fund lending and strategic initiatives without relying on external equity.
Improving Capital BaseA rising equity base and reduced peak leverage strengthen regulatory and loss-absorption capacity, enabling more stable lending and dividend policies. This durable improvement improves funding flexibility, reduces systemic risk, and positions the bank to support asset growth or acquisitions while meeting capital requirements.
Strong Cash Generation ReboundConsistent operating and free cash flow, with a notable rebound, supports sustainable capital allocation: dividend payments, loan originations, and reinvestment. The one-for-one tracking of FCF to net income suggests earnings quality, making cash generation a reliable long-term pillar for funding growth and absorbing shocks.
Bears Say
Large Absolute Debt And Meaningful LeverageHigh absolute debt and still-elevated leverage raise structural sensitivity to interest-rate shifts and credit stress, constraining strategic flexibility. Over the medium term this can limit lending capacity, elevate funding costs, and attract closer regulatory oversight, reducing optionality for growth or capital returns.
Cash Flow VolatilityMaterial year-to-year swings in operating and free cash flow undermine predictability for dividends, provisioning, and capital spending. Persistent volatility forces reliance on external financing in down years and complicates multi-year planning, raising execution risk for medium-term strategic initiatives and capital allocation.
Margin Compression TrendA trend of margin compression reduces the long-term payoff from revenue growth because incremental revenue yields lower profit. Structural margin pressure—from funding costs or competitive pricing—limits sustainable ROE expansion and requires ongoing cost discipline or repricing to restore durable profitability levels.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥919.80 and its highest was ¥1947.00 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥2.14T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is Aug 05, 2026 which is in 28 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on May 12, 2026. The company reported ¥19.29 earnings per share for the quarter, beating the consensus estimate of ¥17.889 by ¥1.401.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Overvalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥23 which represents an annual dividend yield of 2.54%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 29.51.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥19.29 in its last earnings report, beating expectations of ¥17.889. Following the earnings report the stock price went up 5.164%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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