Concordia Financial Group Ltd (JP:7186)
:7186
7186 Stock Chart & Stats
¥1480.50
¥16.40(1.88%)
At close: 4:00 PM EST
¥1480.50
¥16.40(1.88%)
Day’s Range― - ―
52-Week Range¥725.80 - ¥1,711.50
Previous CloseN/A
Volume4.98M
Average Volume (3M)2.90M
Market Cap
¥1.69T
Enterprise Value¥690.22B
Total Cash (Recent Filing)¥3.61T
Total Debt (Recent Filing)¥2.56T
Price to Earnings (P/E)12.2
Beta1.30
Next Earnings
May 12, 2026EPS Estimate
18.19Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)26.49
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)0.88
Price to Sales (P/S)2.92
P/FCF Ratio4.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,860.35Price Target Upside25.66% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)107.74
Revenue Forecast (FY)¥336.40B
Bulls Say, Bears Say
Bulls Say
Improved Net MarginA materially higher net margin indicates the bank is converting revenue to profit more efficiently. Sustained margin expansion supports internal capital generation, funds dividends or reinvestment, and provides a durable buffer versus cyclical revenue swings over the next several quarters.
Improving Leverage ManagementA lower debt-to-equity ratio reflects better leverage control and reduced solvency risk. Over 2–6 months this enhances funding flexibility, lowers refinancing stress, and increases capacity to absorb credit shocks or pursue strategic investments without materially raising financial risk.
Positive Free Cash FlowMeaningful free cash flow and a high FCF-to-net-income ratio indicate the business generates cash beyond accounting earnings. This durable cash generation supports debt reduction, capital expenditures, and shareholder distributions, improving financial flexibility across multiple quarters.
Bears Say
Negative Revenue GrowthSustained decline in revenue constrains scale and heightens reliance on cost or margin improvements to sustain profits. Over a multi-month horizon, negative top-line trends can limit growth investments, reduce market share potential, and increase sensitivity to competitive pricing pressure.
Weak Operating Cash ConversionVery low operating cash conversion implies reported earnings are not translating into operating cash. This can strain liquidity for lending, capex, or dividend continuity and may force reliance on non-operating cash sources or balance-sheet moves, weakening structural cash resilience.
Modest Return On EquityA low ROE signals limited efficiency in using shareholder capital to generate profits. Persistently modest ROE constrains long-term shareholder returns, reduces competitive appeal for equity funding, and indicates potential challenges in deploying capital into higher-return opportunities.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥725.80 and its highest was ¥1711.50 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥1.69T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is May 12, 2026 which is in 33 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on Feb 05, 2026. The company reported ¥26.49 earnings per share for the quarter, beating the consensus estimate of ¥23.17 by ¥3.32.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Undervalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥20 which represents an annual dividend yield of 2.54%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 18.19.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥26.49 in its last earnings report, beating expectations of ¥23.17. Following the earnings report the stock price went up 3.218%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. is a holding company that engages in the banking business, as well as securities business, leasing business, information services and research business, and venture capital business. The company was founded on April 1, 2016 and is headquartered in Tokyo, Japan.
7186 Stock 12 Month Forecast
Average Price Target
¥1,860.35
▲(25.66% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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