Concordia Financial Group Ltd (JP:7186)
:7186
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7186 Stock Chart & Stats
¥1510.50
¥16.40(1.88%)
At close: 4:00 PM EST
¥1510.50
¥16.40(1.88%)
Day’s Range― - ―
52-Week Range¥850.20 - ¥1,711.50
Previous CloseN/A
Volume4.98M
Average Volume (3M)2.90M
Market Cap
¥1.74T
Enterprise Value¥674.41B
Total Cash (Recent Filing)¥3.61T
Total Debt (Recent Filing)¥2.56T
Price to Earnings (P/E)12.2
Beta1.36
Next Earnings
May 12, 2026EPS Estimate
17.89Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)26.49
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)0.88
Price to Sales (P/S)2.92
P/FCF Ratio4.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,867.50Price Target Upside23.63% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)110.13
Revenue Forecast (FY)¥340.06B
Bulls Say, Bears Say
Bulls Say
Improved Net MarginNet margin rising to 25.33% in 2025 from 19.64% in 2024 indicates sustained improvements in cost control and profitable core operations. Higher margins provide durable internal funding for investment, buffers against downturns, and support steady shareholder distributions over the medium term.
Leverage ManagementThe decline in debt-to-equity to 1.74 from 1.97 shows deliberate deleveraging and reduced financial risk. Improved leverage enhances balance-sheet flexibility, lowers refinancing and interest-rate sensitivity, and supports capacity for lending, capital allocation, or navigating stress scenarios over the next several quarters.
Free Cash Flow GenerationPositive free cash flow and a 76.82% free cash flow to net income ratio demonstrate durable cash generation relative to reported earnings. Strong FCF supports capital expenditures, debt reduction and shareholder returns without immediate reliance on external funding, providing lasting financial flexibility.
Bears Say
Negative Revenue GrowthA 1.12% revenue decline in 2025 signals weakening top-line momentum. Persistent revenue contraction limits scale economies, constrains long-term profit expansion, and forces reliance on margin improvement or cost cuts to sustain earnings growth, pressuring strategic options over coming quarters.
Low Return On EquityROE of 6.43% is modest and suggests limited efficiency in converting shareholder capital into profit. Over time, sustained low ROE can hinder shareholder value creation, necessitate capital reallocation or strategy changes, and may make it harder to justify incremental equity funding.
Weak Operating Cash ConversionAn operating cash flow to net income ratio of 0.26% indicates earnings are not reliably converting into cash. This weak conversion heightens liquidity risk, may constrain lending, investment or dividends, and could force reliance on FCF timing or external financing for durable growth initiatives.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥850.20 and its highest was ¥1711.50 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥1.74T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is May 12, 2026 which is in 11 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on Feb 05, 2026. The company reported ¥26.49 earnings per share for the quarter, beating the consensus estimate of ¥23.17 by ¥3.32.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Undervalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥20 which represents an annual dividend yield of 2.54%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 17.89.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥26.49 in its last earnings report, beating expectations of ¥23.17. Following the earnings report the stock price went up 3.218%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. is a holding company that engages in the banking business, as well as securities business, leasing business, information services and research business, and venture capital business. The company was founded on April 1, 2016 and is headquartered in Tokyo, Japan.
7186 Stock 12 Month Forecast
Average Price Target
¥1,867.50
▲(23.63% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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