JAPAN POST INSURANCE Co., Ltd. (JP:7181)
:7181
7181 Stock Chart & Stats
¥4764.00
¥45.50(1.55%)
At close: 4:00 PM EST
¥4764.00
¥45.50(1.55%)
Day’s Range― - ―
52-Week Range¥834.33 - ¥1,771.66
Previous CloseN/A
Volume1.25M
Average Volume (3M)708.54K
Market Cap
¥1.79T
Enterprise Value-¥2.68T
Total Cash (Recent Filing)¥9.36T
Total Debt (Recent Filing)¥4.92T
Price to Earnings (P/E)17.6
Beta0.77
Next Earnings
May 15, 2026EPS Estimate
36.48Next Dividend Ex-DateN/A
Dividend Yield2.44%
Share Statistics
EPS (TTM)22.30
Shares Outstanding1,115,468,100
10 Day Avg. Volume689,480
30 Day Avg. Volume708,543
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)0.36
Price to Sales (P/S)0.33
P/FCF Ratio-0.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥4,331.43Price Target Upside-9.08% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)151.51
Revenue Forecast (FY)¥5.62T
Bulls Say, Bears Say
Bulls Say
Distribution NetworkJapan Post Insurance’s exclusive access to Japan Post’s nationwide post office network is a durable competitive advantage. The channel provides broad geographic reach, low incremental acquisition costs and trust with individual customers, supporting steady premium flows and cross-selling over time.
Balance Sheet StrengthA strong equity ratio, manageable leverage and substantial cash reserves provide resilience against underwriting or market shocks and help meet regulatory capital needs. This financial flexibility supports liability matching, funding of obligations and selective reinvestment without immediate capital raises.
Margin And Cost ManagementSustained gross and EBIT margins indicate disciplined cost control and effective underwriting/investment spread management. Robust margins preserve capital through cycles, enabling stable operating profitability and the capacity to fund reserves, maintain product competitiveness and support shareholder distributions.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flow undermines the insurer’s ability to internally fund claims, reserves and strategic initiatives. Reliance on non-operational sources or asset sales to cover cash needs can be structurally constraining and raises questions about sustainable capital allocation and dividend policy.
Revenue VolatilityLarge multi-year revenue swings reduce predictability of premium income and strain expense absorption. Volatility complicates reserve setting, pricing and long-term planning for life products where liabilities are long-dated, increasing the risk of margin compression or the need for capital adjustments under adverse scenarios.
Inconsistent Profitability (ROE)Inconsistent ROE and fluctuating net margins signal unstable returns on shareholder capital. This variability hampers reliable capital allocation, weakens predictability of dividends and may indicate sensitivity to investment yields or underwriting cycles, creating longer-term uncertainty about shareholder value generation.
JAPAN POST INSURANCE Co., Ltd. News
7181 FAQ
What was JAPAN POST INSURANCE Co., Ltd.’s price range in the past 12 months?
JAPAN POST INSURANCE Co., Ltd. lowest stock price was ¥834.33 and its highest was ¥1771.66 in the past 12 months.
What is JAPAN POST INSURANCE Co., Ltd.’s market cap?
JAPAN POST INSURANCE Co., Ltd.’s market cap is ¥1.79T.
When is JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date?
JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date is May 15, 2026 which is in 38 days.
How were JAPAN POST INSURANCE Co., Ltd.’s earnings last quarter?
JAPAN POST INSURANCE Co., Ltd. released its earnings results on Feb 13, 2026. The company reported ¥22.303 earnings per share for the quarter, missing the consensus estimate of ¥31.805 by -¥9.502.
Is JAPAN POST INSURANCE Co., Ltd. overvalued?
According to Wall Street analysts JAPAN POST INSURANCE Co., Ltd.’s price is currently Overvalued.
Does JAPAN POST INSURANCE Co., Ltd. pay dividends?
JAPAN POST INSURANCE Co., Ltd. pays a Semiannually dividend of ¥62 which represents an annual dividend yield of 2.44%. See more information on JAPAN POST INSURANCE Co., Ltd. dividends here
What is JAPAN POST INSURANCE Co., Ltd.’s EPS estimate?
JAPAN POST INSURANCE Co., Ltd.’s EPS estimate is 36.48.
How many shares outstanding does JAPAN POST INSURANCE Co., Ltd. have?
JAPAN POST INSURANCE Co., Ltd. has 1,115,468,100 shares outstanding.
What happened to JAPAN POST INSURANCE Co., Ltd.’s price movement after its last earnings report?
JAPAN POST INSURANCE Co., Ltd. reported an EPS of ¥22.303 in its last earnings report, missing expectations of ¥31.805. Following the earnings report the stock price went down -0.428%.
Which hedge fund is a major shareholder of JAPAN POST INSURANCE Co., Ltd.?
Currently, no hedge funds are holding shares in JP:7181
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
JAPAN POST INSURANCE Co., Ltd.
Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency or administrative services for other insurance companies, including foreign insurance companies; and financial services companies, as well as loan guarantees. In addition, the company is involved in trading government bonds and government-guaranteed bonds; accepting subscriptions for government bonds, corporate bonds, and other bonds; and the commissioned management and other businesses, as well as the other life insurance businesses. Further, it is involved in the management of postal life insurance policies. The company offers products through agencies and direct managed sales offices to individual and corporate customers. The company was founded in 2006 and is headquartered in Tokyo, Japan.
7181 Stock 12 Month Forecast
Average Price Target
¥4,331.43
▼(-9.08% Downside)
Technical Analysis
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Options Prices
Currently, No data available
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