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CE Stock Chart & Stats
€15.42
€0.10(0.93%)
At close: 4:00 PM EST
€15.42
€0.10(0.93%)
Day’s Range― - ―
52-Week Range€12.48 - €19.27
Previous CloseN/A
Volume148.46K
Average Volume (3M)135.84K
Market Cap
€6.42B
Enterprise Value€13.41K
Total Cash (Recent Filing)€1.32B
Total Debt (Recent Filing)€8.13B
Price to Earnings (P/E)12.2
Beta1.00
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.95%
Share Statistics
EPS (TTM)1.56
Shares Outstanding341,320,070
10 Day Avg. Volume178,195
30 Day Avg. Volume135,843
Financial Highlights & Ratios
PEG Ratio15.20
Price to Book (P/B)1.12
Price to Sales (P/S)1.77
P/FCF Ratio21.02
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€16.20Price Target Upside5.06% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.52
Revenue Forecast (FY)€1.95B
Bulls Say, Bears Say
Bulls Say
Consistent Profitability MarginsSustained net and EBIT margins in the high teens to high twenties indicate durable earnings power across business lines. Persistent margin strength supports internal capital generation, cushions against cyclical loan losses, and underpins long-term ability to pay dividends and invest in growth.
Resilient Net Income BaseA multi-year net income band above €500M provides predictable core profitability. This steadiness aids capital planning, supports regulatory capital ratios and shareholder returns, and gives management flexibility to absorb credit shocks or fund strategic initiatives without immediate external financing.
Diversified Revenue MixA balanced mix of interest, fees, wealth management and bancassurance reduces reliance on any single cycle (rate or market). Diversification stabilizes revenue through rate shifts, supports higher-margin fee streams, and enhances cross-sell potential, strengthening long-term earnings resilience.
Bears Say
Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow weaken confidence in sustainable internal funding. Such volatility complicates dividend coverage and capital allocation, may force reliance on wholesale funding in weak years, and raises execution risk for multi-year investments or provisioning needs.
Leverage SwingsMarked shifts in leverage reflect variable funding and balance-sheet management, increasing financial risk when leverage rises. Swinging debt ratios strain predictability for regulatory capital planning, heighten sensitivity to funding shocks, and can limit strategic flexibility during adverse conditions.
Revenue Growth VolatilityInconsistent top-line growth and abrupt year-to-year swings reduce visibility into future earnings and stress forecasting. Volatility may stem from uneven loan demand or fee activity, hindering long-term strategic planning and raising the risk that profitability and capital returns could fluctuate materially.
Credito Emiliano SPA Credem News
CE FAQ
What was Credito Emiliano SPA Credem’s price range in the past 12 months?
Credito Emiliano SPA Credem lowest stock price was €12.48 and its highest was €19.27 in the past 12 months.
What is Credito Emiliano SPA Credem’s market cap?
Credito Emiliano SPA Credem’s market cap is €6.42B.
When is Credito Emiliano SPA Credem’s upcoming earnings report date?
Credito Emiliano SPA Credem’s upcoming earnings report date is Aug 04, 2026 which is in 12 days.
How were Credito Emiliano SPA Credem’s earnings last quarter?
Credito Emiliano SPA Credem released its earnings results on May 05, 2026. The company reported €0.409 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Credito Emiliano SPA Credem overvalued?
According to Wall Street analysts Credito Emiliano SPA Credem’s price is currently Undervalued.
Does Credito Emiliano SPA Credem pay dividends?
Credito Emiliano SPA Credem pays a Annually dividend of €0.75 which represents an annual dividend yield of 3.95%. See more information on Credito Emiliano SPA Credem dividends here
What is Credito Emiliano SPA Credem’s EPS estimate?
Credito Emiliano SPA Credem’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Credito Emiliano SPA Credem have?
Credito Emiliano SPA Credem has 341,320,070 shares outstanding.
What happened to Credito Emiliano SPA Credem’s price movement after its last earnings report?
Credito Emiliano SPA Credem reported an EPS of €0.409 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.937%.
Which hedge fund is a major shareholder of Credito Emiliano SPA Credem?
Currently, no hedge funds are holding shares in IT:CE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credito Emiliano SPA Credem
Credito Emiliano S.p.A., a division of Credito Emiliano Holding S.p.A., delivers a wide array of banking and financial services to both individual and business clients, predominantly within Italy. Its operations are organized into distinct areas, including Commercial Banking, Asset Management, Bancassurance, Trading, and ALM Treasury. The institution offers a comprehensive suite of deposit products, such as checking and savings accounts, time deposits, certificates of deposit, and various bonds, alongside a robust lending portfolio featuring mortgages, credit cards, and personal or salary-backed loans. Credito Emiliano also provides sophisticated wealth management solutions, encompassing mutual funds, SICAVs, portfolio management, and investments in private equity and hedge funds. Beyond core banking, its service offerings extend to asset management, bancassurance, fiduciary services, remote banking, savings management, brokerage, financial leasing, factoring, and insurance. Furthermore, the company notably engages in cheese warehousing, real estate management, and software development. Established in 1910, with its headquarters in Reggio Emilia, Italy, the bank boasted an extensive network of 625 branches, business centers, and financial outlets spanning 20 regions as of December 31, 2021.
CE Stock 12 Month Forecast
Average Price Target
€16.20
▲(5.06% Upside)