Viji Finance Ltd. (IN:VIJIFIN)
:VIJIFIN
Want to see IN:VIJIFIN full AI Analyst Report?
VIJIFIN Stock Chart & Stats
₹2.84
-₹0.04(-1.29%)
At close: 4:00 PM EST
₹2.84
-₹0.04(-1.29%)
Day’s Range― - ―
52-Week Range₹1.97 - ₹4.70
Previous CloseN/A
Volume37.86K
Average Volume (3M)25.74K
Market Cap
₹558.60M
Enterprise Value₹628.15M
Total Cash (Recent Filing)₹53.54M
Total Debt (Recent Filing)₹115.49M
Price to Earnings (P/E)20.6
Beta-0.53
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding142,500,000
10 Day Avg. Volume12,331
30 Day Avg. Volume25,738
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.74
Price to Sales (P/S)7.78
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong FY2026 Revenue And MarginsRevenue rising ~118% alongside strong net and EBIT margins in FY2026 suggests improved product mix or pricing power and better unit economics. If these margin gains persist, the company can generate more durable earnings per loan/book, fund growth internally, and build sustained return on equity.
More Manageable LeverageDebt-to-equity near 0.31 and an expanding equity base materially reduce financial risk versus prior years. Lower leverage improves solvency and funding optionality, enabling the firm to originate or hold assets through credit cycles with less refinancing stress and greater strategic flexibility.
Return To Positive Operating Cash FlowA return to positive operating cash flow in FY2026 indicates the business is beginning to convert reported profits into actual cash, improving sustainability. Sustained OCF would reduce reliance on external funding for working capital, support selective reinvestment or deleveraging, and strengthen liquidity over time.
Bears Say
Weak Historical Cash ConversionMulti-year negative operating cash flow and free cash flow through FY2025 signal structural cash-conversion issues. Even with FY2026 OCF recovery, a history of relying on non-cash profits or financing creates liquidity vulnerability, constrains capital allocation, and raises funding risk in tighter credit conditions.
Earnings Volatility Across YearsMarked swings in profitability across recent years reduce confidence in earnings predictability and planning. For a credit-services firm, earnings volatility complicates credit provisioning, capital planning and access to stable institutional funding, increasing execution and regulatory scrutiny risk over business cycles.
Very Small Operational ScaleA tiny workforce and modest trading/transaction volume restrict operational depth, product diversification and internal controls. Small scale amplifies key-person risk, limits distribution and pricing power, and can slow growth or magnify shocks in a competitive financial-services market.
Viji Finance Ltd. News
VIJIFIN FAQ
What was Viji Finance Ltd.’s price range in the past 12 months?
Viji Finance Ltd. lowest stock price was ₹1.97 and its highest was ₹4.70 in the past 12 months.
What is Viji Finance Ltd.’s market cap?
Viji Finance Ltd.’s market cap is ₹558.60M.
When is Viji Finance Ltd.’s upcoming earnings report date?
Viji Finance Ltd.’s upcoming earnings report date is Jul 29, 2026 which is in 62 days.
How were Viji Finance Ltd.’s earnings last quarter?
Viji Finance Ltd. released its earnings results on May 06, 2026. The company reported ₹0.15 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.15.
Is Viji Finance Ltd. overvalued?
According to Wall Street analysts Viji Finance Ltd.’s price is currently Overvalued.
Does Viji Finance Ltd. pay dividends?
Viji Finance Ltd. pays a Annually dividend of ₹0.01 which represents an annual dividend yield of N/A. See more information on Viji Finance Ltd. dividends here
What is Viji Finance Ltd.’s EPS estimate?
Viji Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Viji Finance Ltd. have?
Viji Finance Ltd. has 142,500,000 shares outstanding.
What happened to Viji Finance Ltd.’s price movement after its last earnings report?
Viji Finance Ltd. reported an EPS of ₹0.15 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.963%.
Which hedge fund is a major shareholder of Viji Finance Ltd.?
Currently, no hedge funds are holding shares in IN:VIJIFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Viji Finance Ltd.
Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers corporate finance, infrastructure/project finance, and personal finance. The company was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. Viji Finance Limited was incorporated in 1994 and is based in Indore, India.
Technical Analysis
Gujarat Lease Financing Limited
―
Khandwala Securities Limited
―
Lakshmi Finance & Industrial Corp. Ltd.
―
Onelife Capital Advisors Limited
―
TCI Finance Limited
―