Viji Finance Ltd. (IN:VIJIFIN)

:VIJIFIN

VIJIFIN

Viji Finance Ltd.

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Viji Finance Ltd. (VIJIFIN) Price & Analysis

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VIJIFIN Stock Chart & Stats

₹2.84

-₹0.04(-1.29%)

At close: Jan 08 4:00 PM EST

₹2.84

-₹0.04(-1.29%)

Day’s Range― - ―

52-Week Range₹1.97 - ₹4.64

Previous CloseN/A

Volume37.86K

Average Volume (3M)25.74K

Market Cap

₹456.00M

Enterprise Value₹522.23M

Total Cash (Recent Filing)₹53.54M

Total Debt (Recent Filing)₹115.49M

Price to Earnings (P/E)9.8

Beta-0.42

Next Earnings

Jun 25, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.07

Shares Outstanding142,500,000

10 Day Avg. Volume12,331

30 Day Avg. Volume25,738

Financial Highlights & Ratios

PEG Ratio-75.85

Price to Book (P/B)1.46

Price to Sales (P/S)13.42

P/FCF Ratio-10.45

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strong Recent Revenue GrowthA ~60% reported revenue increase indicates meaningful top-line expansion and customer traction. If sustained, this provides a larger lending/book base and scale benefits for an NBFC, improving long-term fee and interest income potential and creating room for operating leverage.

Supportive Balance Sheet With Stable Equity BaseA stable equity ratio and positive ROE provide capital resilience that supports credit underwriting and absorb losses. For a finance company, this structural capital buffer underpins regulatory compliance and lends credibility to funding relationships over the medium term.

Strong Gross Profit MarginRobust gross margins suggest core lending or service economics are efficient, giving the company pricing and margin flexibility. Over time, strong gross margins can fund investment in credit analytics, reserve building, or scaling distribution without immediate dependence on external capital.

Bears Say

Consistently Negative Operating And Free Cash FlowPersistent negative operating and free cash flow means core operations are not self-financing, forcing reliance on external funding. Over months this raises refinancing risk, limits capacity to grow the loan book organically, and constrains investments in credit quality and infrastructure.

Substantial EBIT Losses Lowering Net ProfitabilityMaterial EBIT losses compress net margins and erode retained earnings, reducing internal capital formation. For an NBFC, ongoing operating losses weaken the ability to provision for credit losses and invest in risk controls, making profitable recovery essential for durable stability.

Elevated Leverage / Relatively High Debt-to-equityHigher leverage increases fixed financing obligations and sensitivity to rate rises or funding shocks. Coupled with negative operating cash flow, elevated debt magnifies liquidity and solvency risks for a credit-services firm and can constrain growth or trigger tighter regulatory scrutiny.

Viji Finance Ltd. News

Viji Finance Files SEBI Compliance Certificate, Reports No Demat or Remat Requests in Q3 FY2025

Viji Finance Ltd. ( ($IN:VIJIFIN) ) has shared an update. Viji Finance Limited has submitted to the stock...

3M ago

Viji Finance Ltd. Secures Extension for AGM

An update from Viji Finance Ltd. ( ($IN:VIJIFIN) ) is now available. Viji Finance Ltd. has received approval...

7M ago

VIJIFIN FAQ

What was Viji Finance Ltd.’s price range in the past 12 months?

Viji Finance Ltd. lowest stock price was ₹1.97 and its highest was ₹4.64 in the past 12 months.

What is Viji Finance Ltd.’s market cap?

Viji Finance Ltd.’s market cap is ₹456.00M.

When is Viji Finance Ltd.’s upcoming earnings report date?

Viji Finance Ltd.’s upcoming earnings report date is Jun 25, 2026 which is in 75 days.

How were Viji Finance Ltd.’s earnings last quarter?

Viji Finance Ltd. released its earnings results on Jan 16, 2026. The company reported ₹0.066 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.066.

Is Viji Finance Ltd. overvalued?

According to Wall Street analysts Viji Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Viji Finance Ltd. pay dividends?

Viji Finance Ltd. pays a Annually dividend of ₹0.01 which represents an annual dividend yield of N/A. See more information on Viji Finance Ltd. dividends here

What is Viji Finance Ltd.’s EPS estimate?

Viji Finance Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Viji Finance Ltd. have?

Viji Finance Ltd. has 142,500,000 shares outstanding.

What happened to Viji Finance Ltd.’s price movement after its last earnings report?

Viji Finance Ltd. reported an EPS of ₹0.066 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.683%.

Which hedge fund is a major shareholder of Viji Finance Ltd.?

Currently, no hedge funds are holding shares in IN:VIJIFIN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Viji Finance Ltd.

Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers corporate finance, infrastructure/project finance, and personal finance. The company was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. Viji Finance Limited was incorporated in 1994 and is based in Indore, India.