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SBFC Stock Chart & Stats
₹92.13
-₹1.80(-1.95%)
At close: 4:00 PM EDT
₹92.13
-₹1.80(-1.95%)
Day’s Range― - ―
52-Week Range₹79.61 - ₹123.00
Previous CloseN/A
Volume2.68M
Average Volume (3M)117.55K
Market Cap
₹103.90B
Enterprise Value₹172.94K
Total Cash (Recent Filing)₹16.64B
Total Debt (Recent Filing)₹88.58B
Price to Earnings (P/E)21.1
Beta1.13
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.38
Shares Outstanding1,108,206,700
10 Day Avg. Volume114,168
30 Day Avg. Volume117,553
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)2.46
Price to Sales (P/S)5.52
P/FCF Ratio-4.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.03
Revenue Forecast (FY)₹14.08B
Bulls Say, Bears Say
Bulls Say
Secured MSME Lending FocusA durable business model: focusing on secured lending to underserved MSMEs gives SBFC structural credit advantages via collateralized loans, tailored products and branch/channel reach. This niche supports steady loan demand and risk mitigation versus unsecured lenders over the next 2–6 months.
Scale Via Balance-sheet GrowthRapid asset and equity growth provides lasting capacity to extend more secured loans and diversify the portfolio. Increased equity cushions losses and supports regulatory buffers, enabling durable expansion of lending capacity while improving funding flexibility over the medium term.
Strong Revenue And Profit ExpansionSustained top-line growth and materially higher reported net income with healthy margins indicate scalable unit economics and pricing power in core products. If sustained, this supports longer-term profitability and reinvestment capacity despite cash conversion issues in the near term.
Bears Say
Consistent Negative Operating Cash FlowPersistent cash burn shows earnings are not converting to cash, forcing ongoing reliance on external funding to sustain growth. Over 2–6 months this raises refinancing and liquidity risk, constrains capital allocation choices and increases vulnerability to funding cost shocks.
Meaningful Leverage And Rising DebtSignificant and growing debt levels elevate interest and refinancing risk for a credit business reliant on external funding. Even with some improvement, leverage remains material and could pressure margins or access to capital if funding markets tighten in the medium term.
Earnings Quality And Profit VolatilityIrregularities and year-to-year volatility in operating profit metrics reduce confidence in reported profitability trends. This complicates underwriting, forecasting and credit assessments, creating a structural uncertainty that can persist for multiple quarters without clearer consistency or disclosure.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹79.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹103.90B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Oct 26, 2026 which is in 61 days.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Jul 25, 2026. The company reported ₹1.2 earnings per share for the quarter, beating the consensus estimate of ₹1.1 by ₹0.1.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,108,206,700 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.2 in its last earnings report, beating expectations of ₹1.1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited operates as a financial services provider, delivering a range of funding solutions. The company's primary offerings include secure credit facilities for Micro, Small, and Medium Enterprises (MSMEs) and loans backed by gold. Additionally, it extends loan portfolio management expertise to various third-party financial institutions, such as private, public, and international banks, mutual funds, and asset reconstruction companies. SBFC Finance caters to a diverse clientele, including individual customers, entrepreneurs, and MSMEs. Established in 2008, the firm maintains its headquarters in Mumbai, India, and functions as a subsidiary of SBFC Holdings Pte. Ltd.
Technical Analysis
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