Mahindra & Mahindra Financial Services Ltd. (IN:M&MFIN)
:M&MFIN
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M&MFIN Stock Chart & Stats
₹299.75
₹1.60(0.58%)
At close: 4:00 PM EST
₹299.75
₹1.60(0.58%)
Day’s Range― - ―
52-Week Range₹246.50 - ₹412.30
Previous CloseN/A
Volume2.58M
Average Volume (3M)118.99K
Market Cap
₹429.06B
Enterprise Value₹1.50T
Total Cash (Recent Filing)₹75.68B
Total Debt (Recent Filing)₹1.14T
Price to Earnings (P/E)2.7
Beta1.50
Next Earnings
Jul 28, 2026EPS Estimate
5.22Next Dividend Ex-DateN/A
Dividend Yield2.83%
Share Statistics
EPS (TTM)20.54
Shares Outstanding1,389,971,200
10 Day Avg. Volume127,276
30 Day Avg. Volume118,992
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.61
Price to Sales (P/S)2.17
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹369.50Price Target Upside23.27% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)24.52
Revenue Forecast (FY)₹115.20B
Bulls Say, Bears Say
Bulls Say
Revenue And Earnings RecoverySustained top-line and earnings recovery over multiple years indicates improving core lending demand and pricing power in the vehicle/equipment finance segment. This trend supports credit appetite, provision coverage, and reinvestment capacity, improving long-term profitability prospects.
Scale And Rising Equity BaseA materially higher equity base and scaled assets provide greater capital buffer for loan growth and regulatory capital requirements. Larger scale enables operational efficiencies, diversified origination channels, and improved resilience to localized credit shocks over the medium term.
Franchise Advantage In Rural/Equipment FinanceDeep focus on rural, tractor and utility-vehicle lending plus Mahindra Group ties create durable origination flow, brand recognition, and cross-sell opportunities. Structural exposure to essential agricultural and commercial assets supports steadier demand across cycles.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flow indicate earnings are not converting to cash, raising dependency on external funding. Over time this elevates liquidity and refinancing risk, limits dividend/repayment flexibility, and constrains capacity to self-fund portfolio growth.
High And Rising LeverageElevated and growing debt levels increase interest burden and sensitivity to funding cost cycles. For an NBFC, high leverage reduces cushion against credit stress and regulatory capital shocks, making long-term growth more dependent on favorable funding markets and disciplined asset quality.
Profitability And Margin VolatilityVolatile margins and inconsistent profitability point to sensitivity to credit costs, product mix, and pricing pressure. This unpredictability complicates capital planning and makes sustainable return generation uncertain absent clearer margin stability and stronger cash conversion.
Mahindra & Mahindra Financial Services Ltd. News
M&MFIN FAQ
What was Mahindra & Mahindra Financial Services Ltd.’s price range in the past 12 months?
Mahindra & Mahindra Financial Services Ltd. lowest stock price was ₹246.50 and its highest was ₹412.30 in the past 12 months.
What is Mahindra & Mahindra Financial Services Ltd.’s market cap?
Mahindra & Mahindra Financial Services Ltd.’s market cap is ₹429.06B.
When is Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date?
Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date is Jul 28, 2026 which is in 68 days.
How were Mahindra & Mahindra Financial Services Ltd.’s earnings last quarter?
Mahindra & Mahindra Financial Services Ltd. released its earnings results on Apr 24, 2026. The company reported ₹6.3 earnings per share for the quarter, missing the consensus estimate of ₹6.322 by -₹0.022.
Is Mahindra & Mahindra Financial Services Ltd. overvalued?
According to Wall Street analysts Mahindra & Mahindra Financial Services Ltd.’s price is currently Undervalued.
Does Mahindra & Mahindra Financial Services Ltd. pay dividends?
Mahindra & Mahindra Financial Services Ltd. pays a Quarterly dividend of ₹16.334 which represents an annual dividend yield of 2.83%. See more information on Mahindra & Mahindra Financial Services Ltd. dividends here
What is Mahindra & Mahindra Financial Services Ltd.’s EPS estimate?
Mahindra & Mahindra Financial Services Ltd.’s EPS estimate is 5.22.
How many shares outstanding does Mahindra & Mahindra Financial Services Ltd. have?
Mahindra & Mahindra Financial Services Ltd. has 1,389,971,200 shares outstanding.
What happened to Mahindra & Mahindra Financial Services Ltd.’s price movement after its last earnings report?
Mahindra & Mahindra Financial Services Ltd. reported an EPS of ₹6.3 in its last earnings report, missing expectations of ₹6.322. Following the earnings report the stock price went down -0.876%.
Which hedge fund is a major shareholder of Mahindra & Mahindra Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:M&MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mahindra & Mahindra Financial Services Ltd.
Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides asset finance in the rural and semi-urban areas in India. The company offers vehicle financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and preowned and other vehicles to transport operators, farmers, small businesses, and self-employed and salaried individuals; personal loans for wedding, children education, and medical emergency; and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation of property; mutual fund schemes; investments comprising fixed deposits and mutual fund distribution, as well as advisory services; and life and non-life insurance, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.
M&MFIN Stock 12 Month Forecast
Average Price Target
₹369.50
▲(23.27% Upside)
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