Indian Bank (IN:INDIANB)
:INDIANB
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INDIANB Stock Chart & Stats
₹889.15
-₹3.85(-0.75%)
At close: 4:00 PM EST
₹889.15
-₹3.85(-0.75%)
Day’s Range― - ―
52-Week Range₹539.70 - ₹1,000.05
Previous CloseN/A
Volume1.10M
Average Volume (3M)54.70K
Market Cap
₹1.18T
Enterprise Value₹1.07T
Total Cash (Recent Filing)₹581.86B
Total Debt (Recent Filing)₹422.82B
Price to Earnings (P/E)9.0
Beta1.20
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.07%
Share Statistics
EPS (TTM)23.00
Shares Outstanding1,346,964,000
10 Day Avg. Volume66,177
30 Day Avg. Volume54,705
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.00
Price to Sales (P/S)0.99
P/FCF Ratio-2.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)97.78
Revenue Forecast (FY)₹415.42B
Bulls Say, Bears Say
Bulls Say
High ROE And Moderate LeverageA robust ROE (15.75%) with moderate debt-to-equity (~0.58) indicates effective use of equity and balanced leveraging. This durable capital efficiency supports internal capital formation, funds lending growth, and provides resilience to absorb cyclical losses without immediate external recapitalization.
Strong Gross And Operating MarginsHigh gross profit (48.89%) and healthy operating margins reflect structural cost control and scalable operations. Sustained margin strength allows the bank to better withstand interest-rate or credit-cycle pressure, supporting reinvestment in distribution and digital channels over the medium term.
Consistent Revenue GrowthSteady revenue growth, even if moderate, demonstrates ongoing business expansion across retail, MSME and corporate segments. In a structurally expanding Indian credit market, consistent top-line growth supports scale advantages, cross-sell potential, and long-term margin recovery opportunities.
Bears Say
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows suggest limited internal liquidity generation and potential reliance on external funding. Over months this can constrain loan growth, raise funding costs, reduce capacity for provisioning, and pressure liquidity ratios if not reversed.
Declining Net Profit MarginA falling net margin (now 15.63%) erodes the bank's ability to convert revenue into surplus earnings. If driven by rising credit costs or funding pressure, margin compression can weigh on ROE sustainability, capital accumulation, and the ability to invest in competitive capabilities.
Rising Total Debt Over TimeAn increasing debt stock raises interest expense and leverage risk, potentially tightening interest-coverage and capital buffers. Structurally higher debt limits strategic flexibility, increases vulnerability to rate shocks, and could necessitate higher provisioning or slower balance-sheet expansion.
Indian Bank News
INDIANB FAQ
What was Indian Bank’s price range in the past 12 months?
Indian Bank lowest stock price was ₹539.70 and its highest was ₹1000.05 in the past 12 months.
What is Indian Bank’s market cap?
Indian Bank’s market cap is ₹1.18T.
When is Indian Bank’s upcoming earnings report date?
Indian Bank’s upcoming earnings report date is Jul 23, 2026 which is in 83 days.
How were Indian Bank’s earnings last quarter?
Indian Bank released its earnings results on Apr 29, 2026. The company reported ₹23 earnings per share for the quarter, beating the consensus estimate of ₹22.55 by ₹0.45.
Is Indian Bank overvalued?
According to Wall Street analysts Indian Bank’s price is currently Overvalued.
Does Indian Bank pay dividends?
Indian Bank pays a Annually dividend of ₹16.25 which represents an annual dividend yield of 2.07%. See more information on Indian Bank dividends here
What is Indian Bank’s EPS estimate?
Indian Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Indian Bank have?
Indian Bank has 1,346,964,000 shares outstanding.
What happened to Indian Bank’s price movement after its last earnings report?
Indian Bank reported an EPS of ₹23 in its last earnings report, beating expectations of ₹22.55. Following the earnings report the stock price went down -2.226%.
Which hedge fund is a major shareholder of Indian Bank?
Currently, no hedge funds are holding shares in IN:INDIANB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Indian Bank
Indian Bank provides various banking products and services. The company offers deposit products, including savings bank and current accounts, term deposits, and non resident Indian (NRI) accounts. It also provides agriculture, group, personal/individual, MSME, corporate, education, and NRI loans. In addition, the company provides digital products; and applications supported by blocked amount and centralized pension processing services, as well as central schemes to provide interest subsidy. It operates through 5732 branches in India and 3 overseas branches; and 4925 ATMs and BNAs. The company was incorporated in 1907 and is based in Chennai, India.
Technical Analysis
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