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Oi Wah Pawnshop Credit Holdings Ltd. (HK:1319)
:1319
1319 Stock Chart & Stats
HK$0.27
>-HK$0.01(-2.30%)
At close: 4:00 PM EST
HK$0.27
>-HK$0.01(-2.30%)
Day’s Range― - ―
52-Week RangeHK$0.18 - HK$0.36
Previous CloseN/A
Volume40.00K
Average Volume (3M)597.34K
Market Cap
HK$644.64M
Enterprise ValueHK$385.29M
Total Cash (Recent Filing)HK$298.38M
Total Debt (Recent Filing)HK$77.52M
Price to Earnings (P/E)10.1
Beta0.23
Next Earnings
Jun 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.7%
Share Statistics
EPS (TTM)0.02
Shares Outstanding1,924,308,300
10 Day Avg. Volume259,600
30 Day Avg. Volume597,340
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)0.39
Price to Sales (P/S)2.48
P/FCF Ratio2.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthA strong equity base and low leverage give the firm durable financial flexibility to withstand loan losses, fund growth or seasonal lending needs, and access borrowing on better terms. This reduces insolvency risk for a collateralized lender and supports long-term stability.
Operational Cash GenerationConsistent operating cash flow and positive free cash flow provide a reliable internal funding source for new loans, branch operations, and dividends. Strong cash conversion reduces dependency on external funding and increases resilience across credit cycles.
High Gross Margin ProfileA near-100% gross margin from interest and fee revenue implies low direct cost of lending, enabling the company to absorb credit losses or investment in growth while preserving profitability. This margin structure supports durable earnings potential.
Bears Say
Revenue ContractionA declining revenue trend of roughly -7.8% signals shrinking origination volumes or lower average loan balances. Over several months this can erode scale economics, reduce interest income, and force reliance on margin expansion or cost cuts to sustain net income.
Earnings Per Share PressureNegative EPS growth indicates per-share profitability weakness, which may reflect compressing spreads, higher provisions, or slower loan turnover. Persisting EPS declines limit reinvestment, dividend capacity, and can constrain balance sheet expansion over time.
Sensitivity To Funding CostsThe pawn lending model depends on the spread between loan yields and funding costs. Structural increases in bank borrowing rates or tighter liquidity can compress net interest margins and raise funding expense, reducing durable profitability if not offset by higher loan pricing.
Oi Wah Pawnshop Credit Holdings Ltd. News
1319 FAQ
What was Oi Wah Pawnshop Credit Holdings Ltd.’s price range in the past 12 months?
Oi Wah Pawnshop Credit Holdings Ltd. lowest stock price was HK$0.18 and its highest was HK$0.36 in the past 12 months.
What is Oi Wah Pawnshop Credit Holdings Ltd.’s market cap?
Oi Wah Pawnshop Credit Holdings Ltd.’s market cap is HK$644.64M.
When is Oi Wah Pawnshop Credit Holdings Ltd.’s upcoming earnings report date?
Oi Wah Pawnshop Credit Holdings Ltd.’s upcoming earnings report date is Jun 02, 2026 which is in 97 days.
How were Oi Wah Pawnshop Credit Holdings Ltd.’s earnings last quarter?
Oi Wah Pawnshop Credit Holdings Ltd. released its earnings results on Oct 30, 2025. The company reported HK$0.02 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.02.
Is Oi Wah Pawnshop Credit Holdings Ltd. overvalued?
According to Wall Street analysts Oi Wah Pawnshop Credit Holdings Ltd.’s price is currently Overvalued.
Does Oi Wah Pawnshop Credit Holdings Ltd. pay dividends?
Oi Wah Pawnshop Credit Holdings Ltd. pays a Quarterly dividend of HK$0.01 which represents an annual dividend yield of 6.7%. See more information on Oi Wah Pawnshop Credit Holdings Ltd. dividends here
What is Oi Wah Pawnshop Credit Holdings Ltd.’s EPS estimate?
Oi Wah Pawnshop Credit Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oi Wah Pawnshop Credit Holdings Ltd. have?
Oi Wah Pawnshop Credit Holdings Ltd. has 1,924,308,300 shares outstanding.
What happened to Oi Wah Pawnshop Credit Holdings Ltd.’s price movement after its last earnings report?
Oi Wah Pawnshop Credit Holdings Ltd. reported an EPS of HK$0.02 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.367%.
Which hedge fund is a major shareholder of Oi Wah Pawnshop Credit Holdings Ltd.?
Currently, no hedge funds are holding shares in HK:1319
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Oi Wah Pawnshop Credit Holdings Ltd.
Oi Wah Pawnshop Credit Holdings Limited, an investment holding company, engages in the provision of secured financing services in Hong Kong. It offers pawn and mortgage loans, and money lending services, as well as consulting services. The company was founded in 1975 and is headquartered in Wan Chai, Hong Kong. Oi Wah Pawnshop Credit Holdings Limited is a subsidiary of Kwan Lik Holding Limited.
Technical Analysis
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