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Ramsdens Holdings PLC (GB:RFX)
LSE:RFX
RFX Stock Chart & Stats
387.00 p
-4.20 p(-1.75%)
At close: 4:00 PM EST
387.00 p
-4.20 p(-1.75%)
Day’s Range― - ―
52-Week Range196.00 p - 470.00 p
Previous CloseN/A
Volume16.98K
Average Volume (3M)99.61K
Market Cap
£119.72M
Enterprise Value120.11M
Total Cash (Recent Filing)£15.36M
Total Debt (Recent Filing)£17.05M
Price to Earnings (P/E)10.1
Beta0.43
Next Earnings
Jun 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3%
Share Statistics
EPS (TTM)0.23
Shares Outstanding32,355,780
10 Day Avg. Volume135,152
30 Day Avg. Volume99,610
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.92
Price to Sales (P/S)1.03
P/FCF Ratio23.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.41
Revenue Forecast (FY)£129.40M
Bulls Say, Bears Say
Bulls Say
Revenue Growth MomentumSustained multi‑year top‑line expansion demonstrates scalable customer adoption across services and stores. Durable revenue growth underpins reinvestment capacity for stock and new outlets, supports operating leverage and provides a stronger base for medium‑term profit stability.
Diversified Retail & Gold Buying MixMaterial growth in gold buying alongside retail (pre‑owned, watches, online) creates multiple high‑margin cash pools. Vertical sourcing from pawnbroking and buy‑ins supplies inventory, reducing procurement risk and supporting gross margins and resilience across economic cycles.
Healthy Balance Sheet & LiquidityModerate leverage (debt/equity ~0.34), sizeable net assets and undrawn RCF provide funding optionality. Low finance costs and cash buffers support the planned 8–12 store roll‑out, absorb shocks to trading and reduce near‑term refinancing risk for strategic investments.
Bears Say
Free Cash Flow VolatilityA sharp FCF decline (c. £5.2m in 2025 vs £9.3m in 2024) and inconsistent cash conversion (operating cash ~60% of net income in 2024) mean earnings do not reliably convert to cash. This constrains self‑funding for expansion, increases working capital sensitivity and raises funding reliance.
Earnings Sensitivity To Gold PricesDependence on commodity‑driven gains amplifies earnings cyclicality; reversals in gold prices can quickly erode gold‑buying profits and retail input cost dynamics. Inventory carried at cost can mask exposure, making medium‑term profitability and forecasting less predictable.
Currency Segment Margin PressureStructural channel shifts (cards, click‑and‑collect) and lower average transaction values reduce FX margins. As consumer booking and distribution evolve, currency services may deliver persistently lower cash returns, limiting that segment's contribution to overall profitability and cash flow.
Ramsdens Holdings News
RFX FAQ
What was Ramsdens Holdings PLC’s price range in the past 12 months?
Ramsdens Holdings PLC lowest share price was 196.00 p and its highest was 470.00 p in the past 12 months.
What is Ramsdens Holdings PLC’s market cap?
Ramsdens Holdings PLC’s market cap is £119.72M.
When is Ramsdens Holdings PLC’s upcoming earnings report date?
Ramsdens Holdings PLC’s upcoming earnings report date is Jun 10, 2026 which is in 85 days.
How were Ramsdens Holdings PLC’s earnings last quarter?
Ramsdens Holdings PLC released its earnings results on Jan 14, 2026. The company reported 0.232 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.232 p.
Is Ramsdens Holdings PLC overvalued?
According to Wall Street analysts Ramsdens Holdings PLC’s price is currently Overvalued.
Does Ramsdens Holdings PLC pay dividends?
Ramsdens Holdings PLC pays a Notavailable dividend of 5 p which represents an annual dividend yield of 3%. See more information on Ramsdens Holdings PLC dividends here
What is Ramsdens Holdings PLC’s EPS estimate?
Ramsdens Holdings PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ramsdens Holdings PLC have?
Ramsdens Holdings PLC has 32,355,780 shares outstanding.
What happened to Ramsdens Holdings PLC’s price movement after its last earnings report?
Ramsdens Holdings PLC reported an EPS of 0.232 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.19%.
Which hedge fund is a major shareholder of Ramsdens Holdings PLC?
Currently, no hedge funds are holding shares in GB:RFX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ramsdens Holdings Stock Smart Score
Neutral
1
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8
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
88.34%
12-Months-Change
Fundamentals
Return on Equity
20.23%
Trailing 12-Months
Asset Growth
11.52%
Trailing 12-Months
Company Description
Ramsdens Holdings PLC
Ramsdens Holdings PLC provides various financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Purchase of Precious Metals, and Jewellery Retail. The company engages in the sale and purchase of foreign currency notes to holidaymakers, as well as offers prepaid travel cards and international bank-to-bank payments; and provision of pawnbroking and related financial services. It also provides precious metals buying and selling services; and retails new and second-hand jewelry. As of September 30, 2021, the company operated through 154 stores, including three franchised stores, as well as through online channel. Ramsdens Holdings PLC was incorporated in 2013 and is headquartered in Middlesbrough, the United Kingdom.
Technical Analysis
Options Prices
Currently, No data available
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