Ramsdens Holdings PLC (GB:RFX)
LSE:RFX
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RFX Stock Chart & Stats
387.00 p
-4.20 p(-1.75%)
At close: 4:00 PM EST
387.00 p
-4.20 p(-1.75%)
Day’s Range― - ―
52-Week Range315.00 p - 495.00 p
Previous CloseN/A
Volume16.98K
Average Volume (3M)99.61K
Market Cap
£140.75M
Enterprise Value142.43M
Total Cash (Recent Filing)£12.76M
Total Debt (Recent Filing)£18.88M
Price to Earnings (P/E)7.3
Beta0.41
Next Earnings
Jan 19, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3%
Share Statistics
EPS (TTM)0.61
Shares Outstanding32,355,780
10 Day Avg. Volume135,152
30 Day Avg. Volume99,610
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.92
Price to Sales (P/S)1.03
P/FCF Ratio23.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.63
Revenue Forecast (FY)£156.10M
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Profit GrowthMulti-year top-line expansion and materially improved profitability demonstrate durable demand for the group's services and retail offer. Sustained revenue scale and a clear path to higher profits provide structural support for reinvestment, margins and shareholder returns over the next 2–6 months.
Diversified, Transactional Revenue StreamsThe business combines foreign exchange, pawnbroking, jewellery retail and precious-metals trading, creating multiple cash and fee streams. Cross-sell (cards, IMT) and recurring transactional flows improve customer retention and reduce single-segment dependence, supporting resilience through cycles.
Conservative Balance Sheet And Disciplined ExpansionModerate leverage, growing equity and a cash buffer with an undrawn RCF provide financial flexibility to fund measured store roll‑out. Management's ≥20% return-on-capital gate for new stores signals disciplined capital allocation, reducing structural downside from expansion missteps.
Bears Say
Volatile Cash Generation / Weak ConversionEarnings have not reliably converted to cash, with material FCF volatility and historically weak operating cash relative to net income. This inconsistency constrains the firm's ability to fund growth, dividends or absorb shocks without drawing on resources or increasing leverage.
High Sensitivity To Gold-price SwingsA sizeable share of recent upside came from precious-metals gains, making earnings and inventory economics vulnerable to metal-price reversals. Inventory is carried at cost, which can mask real exposure; reliance on commodity-driven windfalls raises sustainability risk for reported profits.
Margin Pressure And Rising Operating CostsShifts to lower-margin currency channels, higher people costs and upfront cash required for new stores compress structural profitability. If mix shift and wage/NI cost pressures persist, sustaining current margins and achieving targeted store returns will be more challenging.
Ramsdens Holdings News
RFX FAQ
What was Ramsdens Holdings PLC’s price range in the past 12 months?
Ramsdens Holdings PLC lowest share price was 315.00 p and its highest was 495.00 p in the past 12 months.
What is Ramsdens Holdings PLC’s market cap?
Ramsdens Holdings PLC’s market cap is £140.75M.
When is Ramsdens Holdings PLC’s upcoming earnings report date?
Ramsdens Holdings PLC’s upcoming earnings report date is Jan 19, 2027 which is in 219 days.
How were Ramsdens Holdings PLC’s earnings last quarter?
Ramsdens Holdings PLC released its earnings results on Jun 03, 2026. The company reported 0.367 p earnings per share for the quarter, beating the consensus estimate of 0.275 p by 0.092 p.
Is Ramsdens Holdings PLC overvalued?
According to Wall Street analysts Ramsdens Holdings PLC’s price is currently Overvalued.
Does Ramsdens Holdings PLC pay dividends?
Ramsdens Holdings PLC pays a Notavailable dividend of 9 p which represents an annual dividend yield of 3%. See more information on Ramsdens Holdings PLC dividends here
What is Ramsdens Holdings PLC’s EPS estimate?
Ramsdens Holdings PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ramsdens Holdings PLC have?
Ramsdens Holdings PLC has 32,355,780 shares outstanding.
What happened to Ramsdens Holdings PLC’s price movement after its last earnings report?
Ramsdens Holdings PLC reported an EPS of 0.367 p in its last earnings report, beating expectations of 0.275 p. Following the earnings report the stock price went up 7.76%.
Which hedge fund is a major shareholder of Ramsdens Holdings PLC?
Currently, no hedge funds are holding shares in GB:RFX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ramsdens Holdings Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
88.34%
12-Months-Change
Fundamentals
Return on Equity
20.23%
Trailing 12-Months
Asset Growth
11.52%
Trailing 12-Months
Company Description
Ramsdens Holdings PLC
Ramsdens Holdings PLC operates as a provider of diverse financial and retail services, serving customers in the United Kingdom and globally. Its business operations are structured into four key areas: foreign exchange, pawnbroking, trading in precious metals, and jewelry sales. Within its foreign exchange division, the company facilitates the purchase and sale of foreign banknotes for travelers, additionally offering prepaid travel cards and international bank-to-bank payment services. Its pawnbroking segment delivers secured lending and related financial provisions. Furthermore, Ramsdens is actively engaged in the acquisition and sale of precious metals, alongside maintaining a retail presence for both new and pre-owned jewelry. As of September 30, 2021, the company maintained a network of 154 physical locations, including three franchised stores, complemented by its online sales platform. Ramsdens Holdings PLC was established in 2013 and its main corporate office is located in Middlesbrough, UK.
Technical Analysis
Options Prices
Currently, No data available
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