Ramsdens Holdings PLC (GB:RFX)
LSE:RFX
RFX Stock Chart & Stats
387.00 p
-4.20 p(-1.75%)
At close: 4:00 PM EST
387.00 p
-4.20 p(-1.75%)
Day’s Range― - ―
52-Week Range223.22 p - 470.00 p
Previous CloseN/A
Volume16.98K
Average Volume (3M)99.61K
Market Cap
£126.19M
Enterprise Value127.87M
Total Cash (Recent Filing)£15.36M
Total Debt (Recent Filing)£17.05M
Price to Earnings (P/E)10.1
Beta0.33
Next Earnings
Jun 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3%
Share Statistics
EPS (TTM)0.23
Shares Outstanding32,355,780
10 Day Avg. Volume135,152
30 Day Avg. Volume99,610
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.92
Price to Sales (P/S)1.03
P/FCF Ratio23.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.47
Revenue Forecast (FY)£135.50M
Bulls Say, Bears Say
Bulls Say
Sustained Revenue And Profit RecoveryMulti-year top-line expansion and a material profit recovery demonstrate scalable demand across Ramsdens' services. Consistent revenue growth to >£100m and a 43% PBT uplift in FY25 show the business model can translate volume gains into sustained operating leverage and improved profitability.
Diversified Retail-led Model With Strong Gold BuyingCombination of jewellery retail, pre-owned supply and accelerating gold buying provides margin resilience and inventory sourcing advantages. Higher gold-buying volumes and pre-owned inflows reduce procurement costs and support gross margins across channels over the medium term.
Conservative Balance Sheet And Strong ROELow-to-moderate leverage, healthy net assets and material cash buffers give financial flexibility for measured expansion. A ~20% ROE signals efficient capital use, while an undrawn RCF and modest debt leave headroom to fund new stores or absorb shocks without immediate refinancing stress.
Bears Say
Volatile Cash Generation And FCF DeclineEarnings have not consistently converted to cash: operating cash flow was ~60% of net income in 2024 and FCF fell sharply in 2025. Persistent cash conversion variability undermines reinvestment capacity, raises sensitivity to working capital swings, and complicates reliable funding of store rollouts.
High Earnings Sensitivity To Gold PricesA meaningful portion of recent profit improvement came from elevated gold prices. If commodity prices mean-revert, revenue and gross profit in gold buying and retail could compress, making earnings and dividend sustainability highly dependent on volatile external metal markets rather than purely operational execution.
Margin Pressure And Expansion CostsChannel mix shifts are compressing currency margins while higher staff costs and planned store openings (≈£0.5m each) raise fixed and working capital burdens. Combined margin pressure and upfront expansion losses increase execution risk and require consistent cash conversion to maintain returns.
Ramsdens Holdings News
RFX FAQ
What was Ramsdens Holdings PLC’s price range in the past 12 months?
Ramsdens Holdings PLC lowest share price was 223.22 p and its highest was 470.00 p in the past 12 months.
What is Ramsdens Holdings PLC’s market cap?
Ramsdens Holdings PLC’s market cap is £126.19M.
When is Ramsdens Holdings PLC’s upcoming earnings report date?
Ramsdens Holdings PLC’s upcoming earnings report date is Jun 10, 2026 which is in 62 days.
How were Ramsdens Holdings PLC’s earnings last quarter?
Ramsdens Holdings PLC released its earnings results on Jan 14, 2026. The company reported 0.232 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.232 p.
Is Ramsdens Holdings PLC overvalued?
According to Wall Street analysts Ramsdens Holdings PLC’s price is currently Overvalued.
Does Ramsdens Holdings PLC pay dividends?
Ramsdens Holdings PLC pays a Notavailable dividend of 5 p which represents an annual dividend yield of 3%. See more information on Ramsdens Holdings PLC dividends here
What is Ramsdens Holdings PLC’s EPS estimate?
Ramsdens Holdings PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ramsdens Holdings PLC have?
Ramsdens Holdings PLC has 32,355,780 shares outstanding.
What happened to Ramsdens Holdings PLC’s price movement after its last earnings report?
Ramsdens Holdings PLC reported an EPS of 0.232 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.19%.
Which hedge fund is a major shareholder of Ramsdens Holdings PLC?
Currently, no hedge funds are holding shares in GB:RFX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ramsdens Holdings Stock Smart Score
Outperform
1
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10
Insider Transactions
Bought Shares
Worth £10.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
88.34%
12-Months-Change
Fundamentals
Return on Equity
20.23%
Trailing 12-Months
Asset Growth
11.52%
Trailing 12-Months
Company Description
Ramsdens Holdings PLC
Ramsdens Holdings PLC provides various financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Purchase of Precious Metals, and Jewellery Retail. The company engages in the sale and purchase of foreign currency notes to holidaymakers, as well as offers prepaid travel cards and international bank-to-bank payments; and provision of pawnbroking and related financial services. It also provides precious metals buying and selling services; and retails new and second-hand jewelry. As of September 30, 2021, the company operated through 154 stores, including three franchised stores, as well as through online channel. Ramsdens Holdings PLC was incorporated in 2013 and is headquartered in Middlesbrough, the United Kingdom.
Technical Analysis
Options Prices
Currently, No data available
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