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Lloyds Banking Group PLC (GB:LLOY)
LSE:LLOY
LLOY Stock Chart & Stats
100.40p
-0.36p(-0.67%)
At close: 4:00 PM EST
100.40p
-0.36p(-0.67%)
Day’s Range― - ―
52-Week Range60.78p - 114.60p
Previous CloseN/A
Volume14.73M
Average Volume (3M)148.90M
Market Cap
£59.03B
Enterprise Value199.57B
Total Cash (Recent Filing)£64.22B
Total Debt (Recent Filing)£85.44B
Price to Earnings (P/E)14.3
Beta1.49
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.41%
Share Statistics
EPS (TTM)0.02
Shares Outstanding58,918,832,000
10 Day Avg. Volume133,856,645
30 Day Avg. Volume148,899,935
Financial Highlights & Ratios
PEG Ratio1.21
Price to Book (P/B)1.40
Price to Sales (P/S)1.43
P/FCF Ratio-91.92
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£115.42Price Target Upside14.96% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital Position And Shareholder ReturnsAnnounced buyback and dividend alongside solid capital buffers meet expectations and support shareholder returns while preserving balance sheet strength.
Loan Growth DiversificationLoan growth driven by mortgages, cards, motor loans and European retail diversifies revenue sources and reduces dependence on a single lending segment.
Non-interest Income StrengthOther income exceeded expectations and more than offset a modest shortfall in net interest income, indicating fee and trading activities can support reported profits.
Bears Say
Core Earnings QualityMost of the profit beat was driven by lower impairments rather than stronger core operations, raising questions about the sustainability of underlying earnings.
Net Interest Income OutlookManagement signalled net interest income is expected to be below consensus, implying continued reliance on other income to meet targets.
Regulatory Capital ImpactRegulatory capital changes are expected to reduce capital on implementation rather than provide a benefit, potentially limiting capital flexibility for growth or returns.
Lloyds Banking News
LLOY FAQ
What was Lloyds Banking Group PLC’s price range in the past 12 months?
Lloyds Banking Group PLC lowest share price was 60.78p and its highest was 114.60p in the past 12 months.
What is Lloyds Banking Group PLC’s market cap?
Lloyds Banking Group PLC’s market cap is £59.03B.
When is Lloyds Banking Group PLC’s upcoming earnings report date?
Lloyds Banking Group PLC’s upcoming earnings report date is Jul 23, 2026 which is in 156 days.
How were Lloyds Banking Group PLC’s earnings last quarter?
Lloyds Banking Group PLC released its earnings results on Jan 29, 2026. The company reported 0.022p earnings per share for the quarter, beating the consensus estimate of 0.02p by 0.002p.
Is Lloyds Banking Group PLC overvalued?
According to Wall Street analysts Lloyds Banking Group PLC’s price is currently Undervalued.
Does Lloyds Banking Group PLC pay dividends?
Lloyds Banking Group PLC pays a Quarterly dividend of 1.22p which represents an annual dividend yield of 3.41%. See more information on Lloyds Banking Group PLC dividends here
What is Lloyds Banking Group PLC’s EPS estimate?
Lloyds Banking Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lloyds Banking Group PLC have?
Lloyds Banking Group PLC has 58,918,832,000 shares outstanding.
What happened to Lloyds Banking Group PLC’s price movement after its last earnings report?
Lloyds Banking Group PLC reported an EPS of 0.022p in its last earnings report, beating expectations of 0.02p. Following the earnings report the stock price went up 0.909%.
Which hedge fund is a major shareholder of Lloyds Banking Group PLC?
Currently, no hedge funds are holding shares in GB:LLOY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lloyds Banking Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£115.42 (14.96% Upside)
£115.42 (14.96% Upside)
Insider Transactions
Sold Shares
Worth £4.9M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.17%
12-Months-Change
Fundamentals
Return on Equity
8.08%
Trailing 12-Months
Asset Growth
2.95%
Trailing 12-Months
Company Description
Lloyds Banking Group PLC
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.
LLOY Stock 12 Month Forecast
Average Price Target
115.42p
▲(14.96% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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