Just Group PLC (GB:JUST)
LSE:JUST
JUST Stock Chart & Stats
216.50 p
-4.20 p(-2.80%)
At close: 4:00 PM EST
216.50 p
-4.20 p(-2.80%)
Day’s Range― - ―
52-Week Range114.97 p - 219.50 p
Previous CloseN/A
Volume431.22K
Average Volume (3M)4.76M
Market Cap
£2.27B
Enterprise Value5.89B
Total Cash (Recent Filing)£758.00M
Total Debt (Recent Filing)£4.37B
Price to Earnings (P/E)―
Beta0.80
Next Earnings
Aug 18, 2026EPS Estimate
0.18Next Dividend Ex-DateN/A
Dividend Yield1.22%
Share Statistics
EPS (TTM)0.22
Shares Outstanding1,038,702,900
10 Day Avg. Volume4,500,286
30 Day Avg. Volume4,761,777
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)2.03
Price to Sales (P/S)1.08
P/FCF Ratio-5.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.37
Revenue Forecast (FY)£6.20B
Bulls Say, Bears Say
Bulls Say
Business Model: Annuities & BPAsA focus on annuities and bulk purchase annuities creates durable, contractually-backed revenue streams and long-term liability relationships. This business model benefits from demographic tailwinds and recurring cash flows, supporting stable core earnings over multi-year horizons.
Manageable Leverage And Positive EquityA moderate debt-to-equity range and positive equity provide a capital buffer to absorb underwriting volatility and support BPA transactions. Reasonable leverage enhances solvency resilience and preserves capacity to transact and hold long-dated assets required for liability matching.
Proven Cash-generation In Stronger YearsHistorical episodes of strong operating and free cash flow show the business can generate meaningful internal funding when underwriting and investment conditions are favorable. This demonstrated cash conversion supports reserve funding, reinsurance options, and strategic deal-making in good cycles.
Bears Say
Earnings Volatility; 2025 Net LossMaterial swings from profit to loss reduce predictability of returns and strain capital planning. Persistent earnings volatility impairs ability to steadily build surplus, complicates pricing discipline, and raises the probability of adverse capital or strategic actions during weaker periods.
Cash-flow Deterioration In 2025A shift to negative operating and free cash flow undermines liquidity and raises funding risk for long-dated liabilities. If negative cash flow persists, the group may need asset sales, capital injections or reduced underwriting, limiting growth and increasing dependency on external financing.
Structural Sensitivity To Rates, Longevity, CreditProfitability hinges on investment spreads and actuarial assumptions. Adverse interest-rate, credit or longevity shifts can compress margins and inflate capital needs. These structural ALM and underwriting exposures make durable earnings contingent on market conditions and modeling accuracy.
Just Group plc News
JUST FAQ
What was Just Group PLC’s price range in the past 12 months?
Just Group PLC lowest share price was 114.97 p and its highest was 219.50 p in the past 12 months.
What is Just Group PLC’s market cap?
Just Group PLC’s market cap is £2.27B.
When is Just Group PLC’s upcoming earnings report date?
Just Group PLC’s upcoming earnings report date is Aug 18, 2026 which is in 136 days.
How were Just Group PLC’s earnings last quarter?
Just Group PLC released its earnings results on Feb 27, 2026. The company reported 0.22 p earnings per share for the quarter, the consensus estimate of 0.22 p by 0 p.
Is Just Group PLC overvalued?
According to Wall Street analysts Just Group PLC’s price is currently Overvalued.
Does Just Group PLC pay dividends?
Just Group PLC pays a Semiannually dividend of 0.84 p which represents an annual dividend yield of 1.22%. See more information on Just Group PLC dividends here
What is Just Group PLC’s EPS estimate?
Just Group PLC’s EPS estimate is 0.18.
How many shares outstanding does Just Group PLC have?
Just Group PLC has 1,038,702,900 shares outstanding.
What happened to Just Group PLC’s price movement after its last earnings report?
Just Group PLC reported an EPS of 0.22 p in its last earnings report, expectations of 0.22 p. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Just Group PLC?
Currently, no hedge funds are holding shares in GB:JUST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Just Group plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.16%
12-Months-Change
Fundamentals
Return on Equity
-8.84%
Trailing 12-Months
Asset Growth
7.52%
Trailing 12-Months
Company Description
Just Group PLC
Just Group plc provides various financial services in the retirement income market in the United Kingdom. It offers de-risking solutions, guaranteed income for life, secure lifetime income, care plans, lifetime mortgages, and protection products. The company also provides professional services, including regulated financial advice and guidance services; and a range of business services, such as consultancy and software development, and outsourced customer service delivery and marketing services. In addition, it engages in the writing of insurance products for distribution to the at- or in-retirement market, which is undertaken through the activities of the life company; and provision of licensed software to financial advisers, banks, building societies, life assurance companies, and pension trustees. Further, the company provides lifetime mortgages through advice and intermediary services. It offers its products and services to trustees and scheme sponsors, individuals, homeowners, and other corporate clients. The company was formerly known as JRP Group plc and changed its name to Just Group plc in May 2017. Just Group plc was founded in 2004 and is based in Reigate, the United Kingdom.
Technical Analysis
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Options Prices
Currently, No data available
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