The earnings call reflected a generally positive outlook with strong capital generation, robust returns, and promising growth in the Retail segment. However, challenges such as the impact of the California wildfires and softening rates in certain segments offset some of these positives.

Company Guidance -

Q4 2025

During the call, the company provided an array of metrics highlighting their financial performance and strategic initiatives. They achieved a $160 million increase in premium in the first half of fiscal year 2025, resulting in a robust combined ratio of 92.6% despite record wildfire losses. Their group operating return on tangible equity stood at 14.5%, aligning with their mid-teens target. The net asset value per share saw a year-over-year increase of 15%. The company also committed to a 20% increase in the final dividend for 2024 and announced a $275 million share buyback, upsizing the previously announced $175 million. Retail premiums grew by 6% in constant currency, with a 6% growth in the UK and strong growth in Europe and the US. Meanwhile, the London Market segment maintained an undiscounted combined ratio of 87.9%, and Re & ILS reported a combined ratio of 99.5%. The company is on track to deliver $25 million in operating efficiencies and announced a 9% increase in the interim dividend. The balance sheet remains strong, with an estimated BSCR at 239%, and strategic investments continue to drive growth across their diversified business model.

Strong Capital Generation and Returns

The company generated significant capital, with a BSCR of 239%, and announced a $100 million increase in its share buyback program, raising it to $275 million. Additionally, there is a commitment to a 9% increase in the interim dividend and a 20% step-up to the final dividend per share for this year.

Retail Business Growth

Retail premiums increased by 6% in constant currency, with strong growth across the U.K., Europe, and the U.S. The undiscounted combined ratio improved to 92.7%, and the business is on track to exceed 6% growth for the full year.

Record Operating Return on Tangible Equity

The group achieved a robust operating return on tangible equity of 14.5%, meeting its mid-teens target despite significant natural catastrophe losses.

Successful New Product Launches

New products and propositions are being launched across multiple segments, including technology E&O, health and well-being, and innovative products in France, contributing to the company's growth pipeline.

Hiscox (GB:HSX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

GB:HSX Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Mar 10, 2026	2025 (Q4)	0.68 / -	0.753	―	―	―
Aug 06, 2025	2025 (Q2)	0.48 / 0.48	0.544	-12.59% (-0.07)
Feb 27, 2025	2024 (Q4)	0.68 / 0.75	0.49	53.80% (+0.26)
Aug 07, 2024	2024 (Q2)	0.60 / 0.54	0.527	3.25% (+0.02)
Mar 05, 2024	2023 (Q4)	0.49 / 0.49	0.017	2760.87% (+0.47)
Aug 09, 2023	2023 (Q2)	0.51 / 0.53	-0.188	379.84% (+0.72)
Mar 08, 2023	2022 (Q4)	0.02 / 0.02	0.208	-91.79% (-0.19)
Aug 03, 2022	2022 (Q2)	-0.14 / -0.19	0.256	-173.55% (-0.44)	―	―
Mar 02, 2022	2021 (Q4)	0.09 / 0.21	-0.239	187.23% (+0.45)	―	―
Aug 03, 2021	2021 (Q2)	0.19 / 0.26	-0.37	169.22% (+0.63)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

GB:HSX Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	1260.00p	1379.00p	+9.44%
Feb 27, 2025	1097.61p	1146.65p	+4.47%
Aug 07, 2024	1136.86p	1116.43p	-1.80%
Mar 05, 2024	1072.59p	1130.00p	+5.35%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hiscox (OTC) (GB:HSX) report earnings?

Hiscox (OTC) (GB:HSX) is schdueled to report earning on Mar 10, 2026, TBA (Confirmed).

What is Hiscox (OTC) (GB:HSX) earnings time?

Hiscox (OTC) (GB:HSX) earnings time is at Mar 10, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Hiscox (OTC) stock?

The P/E ratio of Hiscox is N/A.

What is GB:HSX EPS forecast?

GB:HSX EPS forecast for the fiscal quarter 2025 (Q4) is 0.68.

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