Aviva plc (GB:AV)
LSE:AV
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AV Stock Chart & Stats
644.10 p
0.30 p(0.06%)
At close: 4:00 PM EST
644.10 p
0.30 p(0.06%)
Day’s Range― - ―
52-Week Range590.60 p - 700.80 p
Previous CloseN/A
Volume810.27K
Average Volume (3M)6.64M
Market Cap
£18.78B
Enterprise Value8.40B
Total Cash (Recent Filing)£18.29B
Total Debt (Recent Filing)£8.30B
Price to Earnings (P/E)20.7
Beta1.19
Next Earnings
Aug 14, 2026EPS Estimate
0.31Next Dividend Ex-DateN/A
Dividend Yield6.03%
Share Statistics
EPS (TTM)0.28
Shares Outstanding3,002,436,500
10 Day Avg. Volume6,511,212
30 Day Avg. Volume6,638,793
Financial Highlights & Ratios
PEG Ratio1.51
Price to Book (P/B)2.02
Price to Sales (P/S)0.33
P/FCF Ratio-6.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£715.33Price Target Upside11.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.6
Revenue Forecast (FY)£59.72B
Bulls Say, Bears Say
Bulls Say
Scale & Diversified RevenuesAviva's large customer base and sizable Wealth AUM create durable fee and premium revenue streams. Scale across GI, Wealth and Retirement reduces reliance on any single market, supports cross‑sell (7m multiproduct holders) and sustains growth momentum and distribution advantages over the next few years.
Solid Capital & Returns FrameworkA ~180% solvency ratio and multi‑bn own funds generation provide a sizable capital buffer to absorb underwriting shocks and support strategic actions. The resumed buyback and progressive dividend policy reflect management confidence and a repeatable capital return framework that underpins shareholder returns sustainably.
Technology & Claims TransformationHigh adoption of ML pricing and quantified claims savings indicate structural cost and pricing advantages. Persistent efficiency gains improve underwriting margins, reduce unit costs and support competitive pricing, making margin expansion more durable as AI and process changes scale across lines of business.
Bears Say
Cash Flow VolatilityLarge, year‑to‑year free cash flow swings reduce confidence in internally generated funding for dividends, buybacks and M&A. Persistent volatility forces greater reliance on capital markets or asset sales, complicates multi‑year planning and raises risk that capital returns or targets prove harder to sustain.
Underwriting VolatilityAn underlying combined ratio near 97% signals thin underwriting margins and sensitivity to catastrophe or large losses. If large loss frequency or severity remains elevated, it will structurally pressure GI profitability, require higher pricing or capital, and limit sustainable margin improvement despite operational levers.
Direct Line Integration Execution RiskRealising multi‑year synergies requires consistent execution and uses capital and management bandwidth. Delays or shortfalls would defer solvency and EPS benefits, increase integration costs, and could erode the anticipated return on acquisition, making projected capital and earnings uplift less certain.
Aviva plc News
AV FAQ
What was Aviva plc’s price range in the past 12 months?
Aviva plc lowest share price was 590.60 p and its highest was 700.80 p in the past 12 months.
What is Aviva plc’s market cap?
Aviva plc’s market cap is £18.78B.
When is Aviva plc’s upcoming earnings report date?
Aviva plc’s upcoming earnings report date is Aug 14, 2026 which is in 60 days.
How were Aviva plc’s earnings last quarter?
Aviva plc released its earnings results on Mar 05, 2026. The company reported 0.274 p earnings per share for the quarter, missing the consensus estimate of 0.316 p by -0.042 p.
Is Aviva plc overvalued?
According to Wall Street analysts Aviva plc’s price is currently Undervalued.
Does Aviva plc pay dividends?
Aviva plc pays a Notavailable dividend of 26.2 p which represents an annual dividend yield of 6.03%. See more information on Aviva plc dividends here
What is Aviva plc’s EPS estimate?
Aviva plc’s EPS estimate is 0.31.
How many shares outstanding does Aviva plc have?
Aviva plc has 3,002,436,500 shares outstanding.
What happened to Aviva plc’s price movement after its last earnings report?
Aviva plc reported an EPS of 0.274 p in its last earnings report, missing expectations of 0.316 p. Following the earnings report the stock price went down -3.266%.
Which hedge fund is a major shareholder of Aviva plc?
Currently, no hedge funds are holding shares in GB:AV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Aviva plc Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
£715.33 (11.06% Upside)
£715.33 (11.06% Upside)
Blogger Sentiment
Bullish
GB:AV Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth £9.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.25%
12-Months-Change
Fundamentals
Return on Equity
10.20%
Trailing 12-Months
Asset Growth
11.70%
Trailing 12-Months
Company Description
Aviva plc
Aviva plc, a prominent financial services company established in 1696 and based in London, United Kingdom, offers a broad spectrum of insurance, retirement, investment, and savings solutions. Its operations encompass the UK, Ireland, Canada, and other international territories. The company's diverse product portfolio features life assurance, long-term health and accident coverage, a range of savings schemes, pensions, and annuity products, in addition to managing pension funds and providing lifetime mortgages. Aviva also furnishes general insurance policies for private individuals and small to medium-sized enterprises (SMEs), addressing risks associated with motor vehicles, medical costs, property, and various liabilities like employer's and professional indemnity. Beyond its insurance provisions, Aviva delivers investment management services for institutional pension mandates and oversees numerous retail investment products. These retail options include investment funds, unit trusts, open-ended investment companies (OEICs), and individual savings accounts (ISAs), catering to a wide array of clients such as third-party financial institutions, pension funds, public sector entities, investment professionals, and private investors. Its offerings are made available through an extensive network of insurance brokers and its dedicated MyAviva digital platform. The company, which was initially named CGNU plc, officially adopted the Aviva plc name in July 2002.
AV Stock 12 Month Forecast
Average Price Target
715.33 p
▲(11.06% Upside)
Technical Analysis
Options Prices
Currently, No data available
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