UBS demonstrated strong financial performance with significant milestones achieved in integration and asset management growth. However, challenges remain in P&C NII, non-core losses, and integration costs, alongside issues in U.S. wealth management profitability.

Company Guidance

During the UBS Full Year 2024 Results Presentation, the company's management provided detailed financial guidance and performance metrics. UBS reported a strong net profit of $5.1 billion for the year, with an underlying return on CET1 capital at 8.7% and a CET1 capital ratio of 14.3%. The company emphasized its successful integration efforts, including major legal entity mergers and client account migrations across multiple regions. UBS also highlighted its robust capital position, proposing a $0.90 dividend, a 29% increase year-on-year. For Q4, profit before tax tripled to $1.8 billion, driven by a 6% increase in total revenues to $11 billion and a significant improvement in operating leverage. UBS also achieved net new assets of $97 billion for the year in Global Wealth Management and made substantial progress in reducing costs and optimizing its balance sheet. Looking ahead, the bank aims to deliver a 15% return on CET1 capital by 2026, supported by ongoing investments in technology and strategic growth initiatives.

Strong Financial Performance

UBS reported a full-year net profit of $5.1 billion and an underlying return on CET1 capital of 8.7% for 2024. The CET1 capital ratio stands at 14.3%.

Successful Integration Milestones

Major legal entity mergers and client account migrations in key regions were completed in 2024, reducing the execution risk of the Credit Suisse acquisition.

Asset Management Growth

Net new money in asset management was $45 billion for 2024, indicating strong momentum despite integration impacts.

Investment Banking Revenue Surge

Investment bank pre-tax profit reached $452 million, with revenues up 37% year-on-year, driven by banking and markets revenues.

Capital Returns to Shareholders

UBS plans a 29% increase in dividends for the financial year 2024 and additional share repurchases totaling up to $3 billion in 2025.

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UBS Group AG (GB:0R3T) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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GB:0R3T Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Apr 30, 2025	2025 (Q1)	0.47 / -	0.52	―	―	―
Feb 04, 2025	2024 (Q4)	0.27 / 0.21	-0.081	355.56% (+0.29)
Oct 30, 2024	2024 (Q3)	0.31 / 0.39	-0.217	279.17% (+0.61)
Aug 14, 2024	2024 (Q2)	0.26 / 0.31	8.126	-96.22% (-7.82)
May 07, 2024	2024 (Q1)	0.23 / 0.47	0.289	62.50% (+0.18)
Feb 06, 2024	2023 (Q4)	0.10 / -0.08	0.452	-118.00% (-0.53)
Nov 07, 2023	2023 (Q3)	0.06 / -0.22	0.47	-146.15% (-0.69)
Aug 31, 2023	2023 (Q2)	0.46 / 8.13	0.551	1373.77% (+7.57)
Apr 25, 2023	2023 (Q1)	0.47 / 0.29	0.551	-47.54% (-0.26)
Jan 31, 2023	2022 (Q4)	0.33 / 0.45	0.343	31.58% (+0.11)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

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GB:0R3T Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 04, 2025	CHF31.70	CHF31.76	+0.21%
Oct 30, 2024	CHF28.44	CHF28.47	+0.09%
Aug 14, 2024	CHF24.94	CHF19.09	-23.46%
May 07, 2024	CHF24.49	CHF26.79	+9.40%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

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