The earnings call highlighted several positive developments including significant volume growth, improved profitability, successful securitization efforts, and advancements in digital tools. However, the company also faces challenges with higher expenses and ongoing debt obligations. Overall, the positive aspects appear to outweigh the negatives.

Company Guidance

During the Finance of America Second Quarter 2025 Earnings Call, key metrics and guidance were discussed highlighting the company's strong performance and future outlook. The company reported a funded volume of $602 million, marking a 35% increase from the second quarter of 2024 and a 7% rise from the previous quarter. GAAP net income reached $80 million, equating to $3.16 per share, while adjusted net income was $14 million or $0.55 per share, with an adjusted EBITDA of $30 million. Year-to-date adjusted net income totaled $27 million, a significant improvement from a $7 million loss in the first half of the previous year. The company achieved a major milestone with its first $1 billion-plus HomeSafe securitization in July, demonstrating strong investor demand. Finance of America reaffirmed its full-year guidance, projecting $2.4 billion to $2.7 billion in originations and adjusted EPS of $2.60 to $3. For the third quarter, they anticipate funded volume between $600 million and $630 million. Additionally, strategic initiatives are underway to enhance digital tools and customer experience, with the launch of a digital prequalification experience and plans to introduce an AI-powered virtual call agent by year-end.

Record Volume Growth

Finance of America funded $602 million in volume, a 35% increase from Q2 2024 and a 7% increase from the prior quarter, marking the fifth consecutive quarter of volume growth.

GAAP Net Income Turnaround

The company reported GAAP net income of $80 million or $3.16 per basic share, compared to a loss of $5 million in the same period last year.

Successful Securitization

Completed a $1 billion-plus HomeSafe securitization in July, highlighting strong investor demand.

Market Share and Origination Growth

Wholesale volume growth of nearly 55% in Q2 2025 compared to Q2 2024, with HMBS issuance market share increasing to over 29%.

Digital Advancements

Launched the industry's first digital prequalification experience and saw a 10% increase in digital channel leads.

Capital Markets Achievement

Securitized over $800 million in proprietary loans and closed a $1.2 billion transaction, the largest in company history.

Finance of America Companies (FOA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

FOA Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.67 / -	0.67	―	―	―
Aug 05, 2025	2025 (Q2)	0.61 / 0.55	-0.05	1200.00% (+0.60)	―
May 06, 2025	2025 (Q1)	0.42 / 0.52	-0.3	273.33% (+0.82)
Mar 11, 2025	2024 (Q4)	0.46 / 0.21	-0.9	123.33% (+1.11)
Nov 06, 2024	2024 (Q3)	0.10 / 0.67	-1.1	160.91% (+1.77)
Aug 06, 2024	2024 (Q2)	-0.17 / -0.05	-1.2	95.83% (+1.15)
May 06, 2024	2024 (Q1)	-0.60 / -0.30	-0.8	62.50% (+0.50)	―
Mar 06, 2024	2023 (Q4)	-0.87 / -0.90	-3	70.00% (+2.10)
Nov 07, 2023	2023 (Q3)	-0.80 / -1.10	-1	-10.00% (-0.10)
Aug 08, 2023	2023 (Q2)	0.58 / -1.20	-1.2	0.00% (0.00)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FOA Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$22.89	$24.68	+7.82%
May 06, 2025	$19.45	$21.29	+9.46%
Mar 11, 2025	$21.20	$21.75	+2.59%
Nov 06, 2024	$14.48	$14.00	-3.31%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Finance of America Companies (FOA) report earnings?

Finance of America Companies (FOA) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Finance of America Companies (FOA) earnings time?

Finance of America Companies (FOA) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is FOA EPS forecast?

FOA EPS forecast for the fiscal quarter 2025 (Q3) is 0.67.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing