Fiserv (FISV)
NASDAQ:FISV
Want to see FISV full AI Analyst Report?
Earnings Data
Report Date
Jul 29, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.93Last Year’s EPS
2.47Same Quarter Last Year
Based on 24 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The call presented a balanced picture: the company reported modest top‑line declines and meaningful near‑term margin pressure driven by nonrecurring comparables, segment declines (notably Processing and Banking), and continued elevated attrition in core banking. Offsetting these near‑term financial headwinds are clear operational improvements (faster issue resolution, fewer major incidents), strong product traction (Finxact, Clover growth, CommerceHub), strategic partnerships, AI‑led efficiency initiatives (Project Elevate) and disciplined capital actions. Management reiterated modest full‑year revenue growth guidance (1%–3%) and mid‑single‑digit Merchant growth while expecting Financial Solutions to be flat to slightly down, and they emphasized that the second half of 2026 and 2027 should show clearer financial benefits from current investments.Company Guidance
Total Company Revenue and EPS
Q1 adjusted revenue of $4.68B, only -2.4% YoY and in line with guidance; Q1 adjusted EPS of $1.79. Company reaffirmed 2026 adjusted EPS guidance of $8.00–$8.30.
Operational Efficiency & Client Service Improvements
Time to resolve client inquiries improved by 27% YoY and high‑impact client incidents declined nearly 60% YoY, indicating measurable service recovery.
Clover Momentum and VAS Growth
Clover revenue grew 6% in Q1 (would be mid‑teens excluding prior nonrecurring items); Clover GPV growth of 10%–15% (ex gateway conversion guidance), Clover processing revenue +10% and Clover VAS represented 27% of Clover revenue, up 18% YoY.
Finxact and Product Recognition
Finxact accounts and positions grew over 70% YoY and was named Best SaaS for FinTech (2026), demonstrating strong product traction in modern core banking.
CommerceHub and Enterprise Wins
CommerceHub transaction growth nearly 200% in Q1; multiple enterprise merchant wins and major go‑lives (omnichannel for petro customers, built rewards, cross‑border remittance).
Strategic Partnerships, Distribution & New Verticals
Signed 27 new bank Merchant Referral Partners, largest agent bank partnership with Western Alliance (> $90B AUM), launched two verticals for Clover (PracticePay and Professional Services) with strong early results (healthcare outlets showing double‑digit higher annualized GPV per outlet; Professional Services new outlets 20%+ attach).
Capital Discipline and Balance Sheet
Repurchased 3.3M shares for ~$200M in Q1; gross debt to adjusted EBITDA below 3.2x at quarter end with expectation to finish year around ~3x; free cash flow conversion guidance ~90% of adjusted net income for 2026.
Project Elevate and AI Initiatives
Project Elevate (AI‑centered efficiency program) identified hundreds of revenue/expense/productivity opportunities; early AI pilots in client portals, call centers and development show material efficiency improvements.
FISV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FISV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 05, 2026 | $62.81 | $57.28 | -8.80% |
Feb 10, 2026 | $60.14 | $62.59 | +4.07% |
Oct 29, 2025 | $126.17 | $70.60 | -44.04% |
Jul 23, 2025 | $165.98 | $143.00 | -13.85% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Fiserv (FISV) report earnings?
Fiserv (FISV) is schdueled to report earning on Jul 29, 2026, After Close (Confirmed).
What is Fiserv (FISV) earnings time?
Fiserv (FISV) earnings time is at Jul 29, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FISV EPS forecast?
FISV EPS forecast for the fiscal quarter 2026 (Q2) is 1.93.