The earnings call highlighted significant growth in international markets and solid financial performance, including record net income and strategic use of AI for risk management. However, there are concerns regarding regulatory changes in China and potential impacts on loan structures and transaction volumes.

Company Guidance

During the FinVolution Group's Second Quarter 2025 Earnings Conference Call, the company provided comprehensive guidance on its financial performance and strategic direction. CEO Tiezheng Li highlighted a 13% year-over-year increase in net revenue, reaching RMB 3.6 billion, bolstered by a 10% rise in transaction volume in China and a 39% surge internationally. Net income grew to RMB 751 million, marking a 36% year-over-year increase. The company has seen a 50% rise in international loan balance to RMB 2.1 billion and a 96% year-over-year increase in new borrower onboarding, with international operations contributing 22% of net revenue. The CFO, Jiayuan Xu, reiterated full-year revenue guidance of RMB 14.4 to 15 billion, reflecting 10% to 15% growth. The company is leveraging AI for risk management, achieving a 98.8% accuracy in fraud detection, and has secured a $150 million convertible bond to support international expansion. The firm remains committed to returning capital to shareholders, having repurchased $63.8 million in shares in the first half of 2025 and maintaining an enhanced dividend payout ratio of 20% to 30% of net profit.

International Business Growth

Net revenue reached RMB 3.6 billion, up 13% year-over-year, driven by a 10% increase in transaction volume in China and a 39% surge in international transaction volume.

Record Net Income

Net income reached RMB 751 million, representing an increase of 36% year-over-year and 2% quarter-over-quarter.

International Transaction Volume Increase

International transaction volume increased 39% year-over-year to RMB 3.2 billion, and loan balance rose 50% to RMB 2.1 billion.

New Borrower Growth

Onboarded 1.6 million new borrowers during the second quarter, a 96% year-over-year increase. New borrower growth from international markets outpaced China for the fifth consecutive quarter.

AI-Powered Risk Management

Achieved 98.8% detection accuracy against AI fraud and 95% detection of digital artifacts in forged images.

Convertible Bonds Offering

Completed a USD 150 million convertible bonds offering in June to support strategic priorities including international expansion.

Philippines Market Success

Loan volume in the Philippines more than doubled year-over-year to RMB 1.4 billion, driven by partnerships such as with TikTok Shop.

FinVolution Group (FINV) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

FINV Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 24, 2025	2025 (Q3)	- / -	0.335	―	―	―
Aug 20, 2025	2025 (Q2)	- / 0.39	0.289	36.23% (+0.10)
May 20, 2025	2025 (Q1)	- / 0.40	0.275	44.16% (+0.12)
Mar 17, 2025	2024 (Q4)	- / 0.36	0.268	35.94% (+0.10)
Nov 18, 2024	2024 (Q3)	- / 0.33	0.286	17.07% (+0.05)
Aug 20, 2024	2024 (Q2)	- / 0.29	0.272	6.15% (+0.02)
May 15, 2024	2024 (Q1)	- / 0.27	0.338	-18.60% (-0.06)
Mar 18, 2024	2023 (Q4)	- / 0.27	0.266	0.52% (<+0.01)
Nov 20, 2023	2023 (Q3)	- / 0.29	0.286	0.00% (0.00)
Aug 28, 2023	2023 (Q2)	- / 0.27	0.276	-1.52% (>-0.01)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FINV Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 20, 2025	$8.65	$9.13	+5.55%
May 20, 2025	$8.63	$8.59	-0.46%
Mar 17, 2025	$8.81	$10.36	+17.59%
Nov 18, 2024	$5.83	$6.02	+3.26%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does FinVolution Group (FINV) report earnings?

FinVolution Group (FINV) is schdueled to report earning on Nov 24, 2025, Before Open (Confirmed).

What is FinVolution Group (FINV) earnings time?

FinVolution Group (FINV) earnings time is at Nov 24, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is FINV EPS forecast?

Currently, no data Available

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing