The earnings call reflected a strong performance by FinVolution in Q1 2025, highlighted by record-breaking profits and robust international growth. Despite ongoing macroeconomic uncertainties and seasonal impacts in Indonesia, the company demonstrated resilience and adaptability. Highlights such as increased borrower acquisition, international expansion, and technological advancements in risk assessment outweigh the lowlights.

Company Guidance -

Q2 2025

During the first quarter of 2025, FinVolution Group reported a 10% year-over-year revenue growth, driven by an increased take rate in China and a 36% rise in international transaction volume. The company achieved a record net profit of RMB 738 million, marking a 39% year-over-year and 8% quarter-over-quarter increase. FinVolution's international business contributed 20.4% of total net revenue, up from 18.8% in the previous year, with international transaction volume reaching RMB 3 billion. The company onboarded 1.2 million new borrowers, a 62% increase year-over-year, with international acquisitions surpassing those in China. FinVolution aims to have international business contribute 50% of total revenue by 2030. The company is leveraging large language models for risk assessment and improving operational efficiency through technology initiatives. Despite macroeconomic uncertainties, FinVolution maintains a cautiously optimistic outlook, reiterating its 2025 full-year revenue guidance of RMB 14.4 billion to RMB 15 billion, representing 10% to 15% growth year-over-year.

Record-Breaking Net Profit

FinVolution reported a record-breaking quarterly net profit of RMB 738 million, the highest since transitioning to a loan facilitation model in 2019, representing a 39% year-over-year increase and an 8% quarter-over-quarter increase.

International Business Growth

International transaction volume grew 36% year-over-year, with an outstanding loan balance increase of 46% to RMB 1.9 billion. The international business contributed 20.4% of total net revenue in Q1 2025, up from 18.8% the previous year.

Strong Borrower Acquisition

FinVolution onboarded 1.2 million new borrowers in Q1 2025, up 62% year-over-year. International markets saw a 90% year-over-year increase in new borrowers, marking the fourth consecutive quarter where international acquisitions exceeded those in China.

Improved Risk Assessment

The company reported statistically significant improvements in risk assessment effectiveness through the use of large language models, enhancing their ability to evaluate user default probabilities.

FinVolution Group (FINV) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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FINV Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 25, 2025	2025 (Q2)	- / -	0.288	―	―	―
May 20, 2025	2025 (Q1)	- / 0.40	0.275	44.16% (+0.12)
Mar 17, 2025	2024 (Q4)	- / 0.36	0.268	35.94% (+0.10)
Nov 18, 2024	2024 (Q3)	- / 0.33	0.286	17.07% (+0.05)
Aug 20, 2024	2024 (Q2)	- / 0.29	0.272	6.15% (+0.02)
May 15, 2024	2024 (Q1)	- / 0.27	0.337	-18.60% (-0.06)
Mar 18, 2024	2023 (Q4)	- / 0.27	0.266	0.52% (<+0.01)
Nov 20, 2023	2023 (Q3)	- / 0.29	0.286	0.00% (0.00)
Aug 28, 2023	2023 (Q2)	- / 0.27	0.276	-1.52% (>-0.01)
May 17, 2023	2023 (Q1)	- / 0.34	0.252	33.70% (+0.09)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FINV Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 20, 2025	$8.63	$8.59	-0.46%
Mar 17, 2025	$8.81	$10.36	+17.59%
Nov 18, 2024	$5.83	$6.02	+3.26%
Aug 20, 2024	$5.51	$5.31	-3.63%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does FinVolution Group (FINV) report earnings?

FinVolution Group (FINV) is schdueled to report earning on Aug 25, 2025, Before Open (Confirmed).

What is FinVolution Group (FINV) earnings time?

FinVolution Group (FINV) earnings time is at Aug 25, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is FINV EPS forecast?

Currently, no data Available

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