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Linea Directa Aseguradora SA (ES:LDA)
BME:LDA
LDA Stock Chart & Stats
€1.19
<€0.01(0.58%)
At close: 4:00 PM EST
€1.19
<€0.01(0.58%)
Day’s Range― - ―
52-Week Range€1.07 - €1.44
Previous CloseN/A
Volume27.60K
Average Volume (3M)261.20K
Market Cap
€1.28B
Enterprise Value€1.28B
Total Cash (Recent Filing)€16.99M
Total Debt (Recent Filing)€4.19M
Price to Earnings (P/E)14.2
Beta0.51
Next Earnings
Apr 17, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend Yield3.49%
Share Statistics
EPS (TTM)0.02
Shares Outstanding1,088,416,900
10 Day Avg. Volume233,348
30 Day Avg. Volume261,203
Financial Highlights & Ratios
PEG Ratio0.45
Price to Book (P/B)3.01
Price to Sales (P/S)1.09
P/FCF Ratio6.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€1.35Price Target Upside13.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.09
Revenue Forecast (FY)€1.22B
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage provides durable financial flexibility: it cushions underwriting volatility, supports regulatory capital requirements, and enables long-term choices like reinsurance, reserve strengthening, or shareholder returns without acute refinancing risk. This strengthens resilience over cycles.
Strong Cash GenerationNear-parity of free cash flow and reported earnings indicates high quality of earnings and sustained internal funding for claims, investments, and strategic initiatives. Reliable cash conversion supports capital allocation, dividend support and reinvestment through multi-month horizons.
Direct-to-consumer DistributionA direct sales model lowers commission expense and scales with digital investment, reinforcing cost advantage in personal lines. Persistent focus on motor and household retail products builds brand recognition and operational efficiency versus broker-dependent peers over medium term.
Bears Say
Top-line VolatilitySignificant revenue swings reduce predictability of underwriting results and investment income. For an insurer, volatile premiums complicate reserve planning and pricing cadence, increasing the risk that margin pressure or competitive pricing will recur over the next several months.
Profitability Below Prior PeaksAlthough margins recovered from losses, persistent gap versus earlier peaks suggests structural headwinds: higher claims frequency/severity, pricing competition, or expense pressure. This limits the company's ability to rebuild reserves and sustainably expand returns.
Historic Cash/earnings VolatilityPast swings in cash flow and an anomalous datapoint reduce confidence that strong 2025 cash conversion is stable. For insurers, inconsistent cash flows impair planning for reinsurance, capital distributions, and reserve strengthening across uncertain claim cycles.
Linea Directa Aseguradora SA News
LDA FAQ
What was Linea Directa Aseguradora SA’s price range in the past 12 months?
Linea Directa Aseguradora SA lowest stock price was €1.07 and its highest was €1.44 in the past 12 months.
What is Linea Directa Aseguradora SA’s market cap?
Linea Directa Aseguradora SA’s market cap is €1.28B.
When is Linea Directa Aseguradora SA’s upcoming earnings report date?
Linea Directa Aseguradora SA’s upcoming earnings report date is Apr 17, 2026 which is in 42 days.
How were Linea Directa Aseguradora SA’s earnings last quarter?
Linea Directa Aseguradora SA released its earnings results on Feb 23, 2026. The company reported €0.024 earnings per share for the quarter, beating the consensus estimate of €0.02 by €0.004.
Is Linea Directa Aseguradora SA overvalued?
According to Wall Street analysts Linea Directa Aseguradora SA’s price is currently Undervalued.
Does Linea Directa Aseguradora SA pay dividends?
Linea Directa Aseguradora SA pays a Notavailable dividend of €0.011 which represents an annual dividend yield of 3.49%. See more information on Linea Directa Aseguradora SA dividends here
What is Linea Directa Aseguradora SA’s EPS estimate?
Linea Directa Aseguradora SA’s EPS estimate is 0.02.
How many shares outstanding does Linea Directa Aseguradora SA have?
Linea Directa Aseguradora SA has 1,088,416,900 shares outstanding.
What happened to Linea Directa Aseguradora SA’s price movement after its last earnings report?
Linea Directa Aseguradora SA reported an EPS of €0.024 in its last earnings report, beating expectations of €0.02. Following the earnings report the stock price went up 10.208%.
Which hedge fund is a major shareholder of Linea Directa Aseguradora SA?
Currently, no hedge funds are holding shares in ES:LDA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Linea Directa Aseguradora SA Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€1.35 (13.45% Upside)
€1.35 (13.45% Upside)
Insider Transactions
Bought Shares
Worth €2.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.54%
12-Months-Change
Fundamentals
Return on Equity
22.96%
Trailing 12-Months
Asset Growth
12.29%
Trailing 12-Months
Company Description
Linea Directa Aseguradora SA
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. It offers motor, home, health, and other insurance products, as well as other non-life insurance products under the Línea Directa, Penelope Seguros, Aprecio, and Vivaz Seguros brands. The company also provides vehicle inspection and repair, and roadside assistance, as well as sundry services related to motorcycles; insurance brokerage services; and claims management, claims-related repair work, and other specialized household services. It distributes its products through telephone and internet sales channels. The company was formerly known as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros and changed its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995. Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros was incorporated in 1994 and is based in Tres Cantos, Spain.
LDA Stock 12 Month Forecast
Average Price Target
€1.35
▲(13.45% Upside)
Technical Analysis
Options Prices
Currently, No data available
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