tiprankstipranks
Trending News
More News >
Eagle Bancorp (EGBN)
NASDAQ:EGBN
US Market
Advertisement

Eagle Bancorp (EGBN) Earnings Dates, Call Summary & Reports

Compare
176 Followers

Earnings Data

Report Date
Jan 21, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
-0.13
Last Year’s EPS
0.5
Same Quarter Last Year
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 23, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call reflected a bank working through significant credit challenges, particularly in the office loan portfolio, leading to another quarterly net loss. However, there were positive signs of growth in C&I loans and deposits, as well as validation of reserve adequacy by an independent review. Cost management also showed improvement. Despite these positives, the extent of credit issues and net losses indicate more work is needed to stabilize and improve profitability.
Company Guidance
During the Eagle Bancorp, Inc. Third Quarter 2025 Earnings Conference Call, the company provided guidance indicating a focus on improving asset quality and sustainable profitability. The call highlighted a $121 million shift of criticized office loans to held-for-sale and a $113.2 million provision for credit losses, primarily from the office portfolio. Eagle Bancorp also reported a net loss of $67.5 million or $2.22 per share, a slight improvement from the prior quarter's $69.8 million loss. The allowance for credit losses ended at $156.2 million, or 2.14% of total loans, and nonperforming loans decreased to $118.6 million. The bank's tangible common equity to tangible assets ratio stood at 10.39%. Additionally, average C&I deposits grew 8.6%, reflecting relationship growth and new account activity. The bank expects improved performance in 2026, supported by strategic initiatives to enhance funding quality, reduce reliance on wholesale funding, and drive a lower cost of deposits.
C&I Loan and Deposit Growth
C&I loans increased by $105 million, while average C&I deposits grew by 8.6% or $134.2 million for the second quarter, reflecting relationship growth and new account activity.
Reduction in Nonperforming Loans
Nonperforming loans declined by $108 million from the prior quarter, reflecting transfers to held for sale, charge-offs, and loan payoffs.
Independent Loan Review Validation
An independent review confirmed that Eagle Bancorp's reserves are adequate, covering 88% of potential losses identified in the baseline scenario.
Improvement in Noninterest Expense
Noninterest expense declined by $1.6 million, showing effective cost management.

Eagle Bancorp (EGBN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

EGBN Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 21, 2026
2025 (Q4)
-0.13 / -
0.5
Oct 23, 2025
2025 (Q3)
-0.31 / -2.22
0.72-408.33% (-2.94)
Jul 23, 2025
2025 (Q2)
0.44 / -2.30
0.67-443.28% (-2.97)
Apr 23, 2025
2025 (Q1)
0.48 / 0.06
-0.01700.00% (+0.07)
Jan 22, 2025
2024 (Q4)
0.49 / 0.50
0.67-25.37% (-0.17)
Oct 23, 2024
2024 (Q3)
0.44 / 0.72
0.91-20.88% (-0.19)
Jul 24, 2024
2024 (Q2)
0.42 / 0.67
0.94-28.72% (-0.27)
Apr 24, 2024
2024 (Q1)
0.59 / -0.01
0.78-101.28% (-0.79)
Jan 24, 2024
2023 (Q4)
0.68 / 0.67
1.32-49.24% (-0.65)
Oct 25, 2023
2023 (Q3)
0.72 / 0.91
1.16-21.55% (-0.25)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

EGBN Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 23, 2025
$16.95
Jul 23, 2025
$21.27$16.76-21.20%
Apr 23, 2025
$20.79$18.42-11.40%
Jan 22, 2025
$23.97$24.65+2.84%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Eagle Bancorp (EGBN) report earnings?
Eagle Bancorp (EGBN) is schdueled to report earning on Jan 21, 2026, After Close (Confirmed).
    What is Eagle Bancorp (EGBN) earnings time?
    Eagle Bancorp (EGBN) earnings time is at Jan 21, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is EGBN EPS forecast?
          EGBN EPS forecast for the fiscal quarter 2025 (Q4) is -0.13.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis