Robust Net Profit
Danske Bank reported a net profit of DKK 11.2 billion for the first half of 2025, with a return on shareholders' equity of 13%.
Growth in Lending and Deposits
Lending increased by 5% year-on-year and deposits grew by 3%, demonstrating strong corporate and retail business activity.
Expansion in Nordic Market
Danske Bank increased its market share in corporate lending across all Nordic countries and expanded its cash management business.
Stable Operating Expenses
Operating expenses remained stable, and the cost/income ratio aligned with the target level of 45%.
Strong Capital Position
The CET1 ratio increased to 18.7%, showing a strong capital generation and a buffer above the regulatory requirements.