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Harmoney Corp Ltd (DE:6DR)
FRANKFURT:6DR
6DR Stock Chart & Stats
€0.43
€0.00(0.00%)
At close: 4:00 PM EST
€0.43
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.19 - €0.46
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€52.25M
Enterprise Value€1.04B
Total Cash (Recent Filing)€58.15M
Total Debt (Recent Filing)€997.33M
Price to Earnings (P/E)3.9
Beta0.48
Next Earnings
Aug 20, 2026EPS Estimate
0.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding104,056,720
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)1.59
Price to Sales (P/S)0.45
P/FCF Ratio1.80
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€0.91Price Target Upside111.63% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.08
Revenue Forecast (FY)€96.23M
Bulls Say, Bears Say
Bulls Say
High Revenue GrowthSustained top-line growth near 63.5% indicates accelerating loan originations and customer adoption of the digital platform. Over a multi-quarter horizon this scale expansion supports network effects, spreads fixed costs over a larger base and underpins durable revenue momentum if underwriting standards and funding access remain stable.
Robust Operating MarginsVery high gross and operating margins reflect a scalable digital-lending model with low incremental servicing costs. These structural efficiencies provide buffer to absorb credit costs and fund product development, supporting long-term cash conversion and reinvestment potential if margins are preserved as volumes grow.
Strong Free Cash Flow GenerationDouble-digit free cash flow growth and high operating-cash-to-net-income ratios show the business converts reported profits into liquidity. Persistent cash generation enhances flexibility for deleveraging, funding growth or reserves, and provides a durable foundation for managing credit cycles and funding cost variability.
Bears Say
High Financial LeverageExtremely high debt-to-equity signals heavy reliance on external financing and limited equity buffer. Over several quarters this magnifies refinancing and interest-rate risks, constrains strategic flexibility and raises sensitivity to any deterioration in loan performance or liquidity stress, increasing solvency risk.
Low Net Profit MarginDespite strong revenue and operating margins, the low net margin implies substantial post-operating costs—interest, provisions or taxes—eroding retained earnings. This limits the firm's ability to self-fund growth or build reserves over time, leaving profitability vulnerable to credit losses or rising funding costs.
Concentration In Unsecured Consumer LendingA business model focused on unsecured consumer loans concentrates credit risk and cyclicality. Structural exposure to consumer credit cycles and potential regulatory scrutiny increases earnings volatility and requires consistently strong underwriting and provisions to remain resilient across economic downturns.
Harmoney Corp Ltd News
6DR FAQ
What was Harmoney Corp Ltd’s price range in the past 12 months?
Harmoney Corp Ltd lowest stock price was €0.19 and its highest was €0.46 in the past 12 months.
What is Harmoney Corp Ltd’s market cap?
Harmoney Corp Ltd’s market cap is €52.25M.
When is Harmoney Corp Ltd’s upcoming earnings report date?
Harmoney Corp Ltd’s upcoming earnings report date is Aug 20, 2026 which is in 156 days.
How were Harmoney Corp Ltd’s earnings last quarter?
Harmoney Corp Ltd released its earnings results on Feb 19, 2026. The company reported €0.036 earnings per share for the quarter, beating the consensus estimate of €0.025 by €0.01.
Is Harmoney Corp Ltd overvalued?
According to Wall Street analysts Harmoney Corp Ltd’s price is currently Undervalued.
Does Harmoney Corp Ltd pay dividends?
Harmoney Corp Ltd does not currently pay dividends.
What is Harmoney Corp Ltd’s EPS estimate?
Harmoney Corp Ltd’s EPS estimate is 0.04.
How many shares outstanding does Harmoney Corp Ltd have?
Harmoney Corp Ltd has 104,056,720 shares outstanding.
What happened to Harmoney Corp Ltd’s price movement after its last earnings report?
Harmoney Corp Ltd reported an EPS of €0.036 in its last earnings report, beating expectations of €0.025. Following the earnings report the stock price went up 8.416%.
Which hedge fund is a major shareholder of Harmoney Corp Ltd?
Currently, no hedge funds are holding shares in DE:6DR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Harmoney Corp Ltd Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€0.91 (111.63% Upside)
€0.91 (111.63% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Fundamentals
Return on Equity
15.56%
Trailing 12-Months
Asset Growth
0.26%
Trailing 12-Months
Company Description
Harmoney Corp Ltd
Harmoney Corp Limited provides online unsecured personal loans in Australia and New Zealand. The company's personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It distributes its loan products through Stellare, a digital lending platform. The company was incorporated in 2014 and is headquartered in Newmarket, New Zealand.
6DR Stock 12 Month Forecast
Average Price Target
€0.91
▲(111.63% Upside)
Technical Analysis
Options Prices
Currently, No data available
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