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NIB Holdings Ltd (DE:3GU)
FRANKFURT:3GU
3GU Stock Chart & Stats
€3.66
€0.00(0.00%)
At close: 4:00 PM EST
€3.66
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.38 - €4.48
Previous CloseN/A
Volume0.00
Average Volume (3M)4.00
Market Cap
€1.83B
Enterprise Value€3.13B
Total Cash (Recent Filing)€172.80M
Total Debt (Recent Filing)€303.30M
Price to Earnings (P/E)10.1
Beta0.46
Next Earnings
Aug 17, 2026EPS Estimate
0.13Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding487,953,520
10 Day Avg. Volume11
30 Day Avg. Volume4
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€4.55Price Target Upside24.32% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.26
Revenue Forecast (FY)€2.26B
Bulls Say, Bears Say
Bulls Say
Robust Revenue GrowthA 51.5% year increase in revenue signals durable demand expansion in core health insurance and adjacent services. Sustained top-line growth supports scale benefits, underwriting leverage and funding for product and distribution investment, strengthening earnings potential over months.
Prudent Balance Sheet And Strong ROELow leverage (D/E 0.28) and a 17.98% ROE indicate disciplined capital management and efficient use of equity. This financial flexibility reduces solvency risk, allows management to support reserves or opportunistic investments, and remains a stable advantage over the medium term.
Solid Cash ConversionFavorable operating cash flow relative to net income and a strong free-cash-flow-to-income ratio show efficiency converting underwriting and premium income into cash. Reliable cash conversion supports dividends, reserve funding and reinvestment capacity over the coming quarters.
Bears Say
Modest Net Profit MarginA 5.6% net margin constrains the buffer available to absorb claim cost inflation, regulatory reserves or adverse underwriting trends. With limited net margin, earnings are more sensitive to expense or claims shocks, reducing resilience over a 2-6 month horizon.
Weak Free Cash Flow GrowthA 30.3% decline in free cash flow growth signals weakening cash generation trends that can limit investment, reserve buildup or dividend flexibility. If the decline persists, capital allocation choices and buffer for underwriting volatility could be constrained in the medium term.
Earnings Concentration On Underwriting And InvestmentsReliance on underwriting margins and investment income creates structural exposure to claims volatility and market returns. Adverse claim cycles or weaker investment yields can materially pressure profitability, a persistent risk across multiple quarters without business diversification.
NIB Holdings Ltd News
3GU FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest stock price was €3.38 and its highest was €4.48 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is €1.83B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 154 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported €0.104 earnings per share for the quarter, missing the consensus estimate of €0.127 by -€0.023.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd does not currently pay dividends.
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.13.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 487,953,520 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of €0.104 in its last earnings report, missing expectations of €0.127. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in DE:3GU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€4.55 (24.32% Upside)
€4.55 (24.32% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
3GU Stock 12 Month Forecast
Average Price Target
€4.55
▲(24.32% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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