NIB Holdings Ltd (DE:3GU)
FRANKFURT:3GU
3GU Stock Chart & Stats
€3.74
€0.00(0.00%)
At close: 4:00 PM EST
€3.74
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.38 - €4.48
Previous CloseN/A
Volume0.00
Average Volume (3M)4.00
Market Cap
€1.90B
Enterprise Value€3.29B
Total Cash (Recent Filing)€172.80M
Total Debt (Recent Filing)€303.30M
Price to Earnings (P/E)10.1
Beta0.44
Next Earnings
Aug 17, 2026EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding488,912,780
10 Day Avg. Volume11
30 Day Avg. Volume4
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€4.43Price Target Upside18.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.25
Revenue Forecast (FY)€2.25B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthA 51.5% revenue increase in the latest year indicates durable premium and service take-up, reflecting scalable distribution and member growth. Sustained top-line expansion supports underwriting leverage, investment of float, and funds long-term product and network investments that drive recurring earnings.
Prudent Balance SheetLow leverage (D/E 0.28) and a strong ROE near 18% provide structural financial resilience. This capital strength supports regulatory reserving, absorbs claim volatility, and preserves capacity to invest in distribution, technology, or M&A without materially stressing solvency over the medium term.
Operational Margin StrengthHigh gross and healthy EBIT/EBITDA margins point to efficient cost management and profitable core insurance operations. Durable margin structures create room for reinvestment in member services and underwriting discipline, helping sustain profitability despite cyclical claim pressures.
Bears Say
Weak Free Cash Flow GrowthA 30.3% decline in free cash flow growth signals weakening cash generation versus reported earnings. Persistently lower FCF constrains capital allocation flexibility, may limit dividends or M&A ability, and increases reliance on operating performance and investment returns to fund strategic initiatives.
Modest Net Profit MarginA 5.6% net margin, while supported by strong revenue, is modest for absorbing underwriting and investment volatility. Limited net margin buffers reduce retained earnings for reinvestment, constrain shock absorption during adverse claims cycles, and limit long-term earnings resilience.
Limited Public DisclosureAbsence of recent earnings call data and notable corporate events reduces transparency on guidance, capital plans and risk management. This structural lack of investor engagement can hinder market confidence and makes it harder to assess management's long-term strategy and execution risks.
NIB Holdings Ltd News
3GU FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest stock price was €3.38 and its highest was €4.48 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is €1.90B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 130 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported €0.103 earnings per share for the quarter, missing the consensus estimate of €0.125 by -€0.023.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd does not currently pay dividends.
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.12.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 488,912,780 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of €0.103 in its last earnings report, missing expectations of €0.125. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in DE:3GU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€4.43 (18.45% Upside)
€4.43 (18.45% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
3GU Stock 12 Month Forecast
Average Price Target
€4.43
▲(18.45% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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