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Mr Cooper Group (COOP)
NASDAQ:COOP
Earnings Data
Report Date
Jul 24, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
3.29Last Year’s EPS
2.45Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 23, 2025
|% Change Since: 5.42%
|Next Earnings Date:Jul 24, 2025
Earnings Call Sentiment|Positive
The earnings call highlights strong performance across several key areas, including the successful integration of the Flagstar acquisition, increased ROTCE, and receipt of operational excellence awards. However, there are some challenges, including negative MSR mark-to-market adjustments and additional legal charges. Overall, the positive developments in core business areas outweigh the lowlights.Company Guidance
In the first quarter of 2025, Mr. Cooper Group Inc. demonstrated strong financial performance and strategic progress, highlighted by a 16.8% ROTCE, up from the previous quarter's 15.8%, and a robust capital ratio of 25.5%. The company reported net income of $88 million, bolstered by $255 million in pretax operating earnings. The servicing segment achieved a pretax income of $332 million, driven by operating leverage and lower amortization rates, while originations exceeded expectations with $53 million in pretax income, supported by strong momentum in home equity loans and cash-out refinancing. The balance sheet remained solid with liquidity rising to $3.9 billion, thanks to a strategic payoff of $350 million in MSR lines. The company's recent Flagstar acquisition was smoothly integrated, contributing to a 21% decrease in delinquencies to 1.1%. Looking ahead, the impending merger with Rocket is expected to enhance the company’s capabilities, although stock repurchases are on hold until the transaction's anticipated closure in the fourth quarter of 2025.Combination with Rocket
The pending combination with Rocket is expected to create a scaled homeownership experience and provide significant opportunities for shareholders through an integrated platform combining Mr. Cooper's servicing capabilities with Rocket's brand and marketing.
Strong ROTCE and Balance Sheet
ROTCE increased to 16.8% from 15.8% last quarter. The company maintains a strong balance sheet with a capital ratio of 25.5% and liquidity at $3.9 billion.
Successful Integration of Flagstar
Flagstar acquisition was the company's largest, and the integration is on schedule, contributing $332 million in pretax income to the servicing segment.
Operational Excellence Awards
Received the Fannie Mae Star Award for operational excellence in all three categories: general servicing, solution delivery, and timeline management.
Servicing Segment Performance
Reported $332 million in pretax income, up 22% year-over-year, driven by slower CPR speeds, lower amortization, and improved operating leverage.
Originations Segment Growth
$53 million in pretax income with strong performance in cash-out refinances and second liens, reflecting a long-term growth opportunity.
High Asset Quality
MSR delinquencies down to 1.1%, with exceptional performance in Ginnie Mae loans.
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COOP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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COOP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 23, 2025 | $112.07 | $110.88 | -1.06% |
| Feb 12, 2025 | $107.32 | $106.71 | -0.57% |
| Oct 23, 2024 | $91.06 | $87.37 | -4.05% |
| Jul 25, 2024 | $86.64 | $92.54 | +6.81% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Mr Cooper Group (COOP) report earnings?
Mr Cooper Group (COOP) is schdueled to report earning on Jul 24, 2025, TBA Not Confirmed.
What is Mr Cooper Group (COOP) earnings time?
Mr Cooper Group (COOP) earnings time is at Jul 24, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is COOP EPS forecast?
COOP EPS forecast for the fiscal quarter 2025 (Q2) is 3.29.
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