The earnings call presented a generally positive outlook with strong operating metrics, growth in servicing income, and strategic achievements such as launching a new MSR fund. However, there were some challenges, including a paused stock repurchase program and increased delinquencies in certain sectors.

Company Guidance -

Q3 2025

During the second quarter of 2025, Mr. Cooper Group demonstrated strong financial performance, with an operating return on tangible common equity (ROTCE) of 17.2%, up from 16.8% in the previous quarter, and within the guidance range of 16% to 20%. The company's balance sheet remained robust with a capital ratio of 26.6% and liquidity of $3.8 billion. Servicing income rose by 15% year-over-year, reaching $332 million, with the servicing portfolio holding steady at around $1.5 trillion. Originations generated $64 million in pretax income, with $9.4 billion in fundings and a significant focus on home equity loans, where the company completed two securitizations. Net income for the quarter was $198 million, including $269 million in pretax operating income. The company also initiated its maiden MSR fund with $200 million in initial commitments, while maintaining a strong position in the correspondent channel as a top 5 player. With a focus on innovation and efficiency, Mr. Cooper continues to leverage AI and has received recognition as one of the best places to work in Texas. The company anticipates continued consistent performance into the third quarter, despite challenges such as high mortgage rates and affordability issues in the housing market.

Strong Operating ROTCE

Operating ROTCE was 17.2%, up from 16.8% last quarter, within the guidance range of 16% to 20%.

High Capital Ratio and Liquidity

The company reported a strong capital ratio of 26.6% and robust liquidity of $3.8 billion.

Servicing Income Growth

Servicing generated $332 million in pretax income, up 15% year-over-year.

Home Equity Loan Momentum

Two securitizations completed, with favorable investor feedback, and a massive multiyear opportunity with home equity loans.

Launch of MSR Fund

Successfully launched a maiden MSR fund with $200 million in initial commitments.

Recognition as a Great Place to Work

The company was recognized by The Great Places to Work foundation as one of the best places to work in Texas.

New Client Wins

A new client win is expected to bring a sizable portfolio of about $40 billion in loans by year-end.

Mr Cooper Group (COOP) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

COOP Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 22, 2025	2025 (Q3)	3.20 / -	2.681	―	―	―
Jul 23, 2025	2025 (Q2)	3.18 / 2.95	2.451	20.44% (+0.50)
Apr 23, 2025	2025 (Q1)	2.90 / 2.97	2.342	26.77% (+0.63)
Feb 12, 2025	2024 (Q4)	2.66 / 2.63	1.51	73.91% (+1.12)
Oct 23, 2024	2024 (Q3)	2.57 / 2.68	2.875	-6.75% (-0.19)
Jul 25, 2024	2024 (Q2)	2.36 / 2.45	1.568	56.31% (+0.88)
Apr 24, 2024	2024 (Q1)	2.05 / 2.34	1.188	97.14% (+1.15)
Feb 09, 2024	2023 (Q4)	1.36 / 1.51	0.89	69.66% (+0.62)
Oct 25, 2023	2023 (Q3)	1.66 / 2.88	0.567	407.05% (+2.31)
Jul 26, 2023	2023 (Q2)	1.23 / 1.57	0.166	844.58% (+1.40)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

COOP Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 23, 2025	$169.12	$169.29	+0.10%
Apr 23, 2025	$112.07	$110.88	-1.06%
Feb 12, 2025	$107.32	$106.71	-0.57%
Oct 23, 2024	$91.06	$87.37	-4.05%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Mr Cooper Group (COOP) report earnings?

Mr Cooper Group (COOP) is schdueled to report earning on Oct 22, 2025, Before Open (Confirmed).

What is Mr Cooper Group (COOP) earnings time?

Mr Cooper Group (COOP) earnings time is at Oct 22, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is COOP EPS forecast?

COOP EPS forecast for the fiscal quarter 2025 (Q3) is 3.2.

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