CNO Financial Group's earnings call highlighted strong growth in new annualized premiums, operating earnings, and annuity sales. Despite challenges in alternative investment yields and Medicare Supplement claims, the company demonstrated consistent performance across multiple segments and returned significant capital to shareholders. The overall sentiment is positive with strong sales momentum and strategic execution.

Company Guidance -

Q3 2025

During the CNO Financial Group Second Quarter 2025 Earnings Call, CEO Gary Bhojwani and CFO Paul McDonough highlighted several financial metrics and strategic achievements. CNO reported record total new annualized premiums of $120 million, a 17% increase, alongside double-digit insurance sales growth across divisions. Operating earnings per diluted share were $0.87, benefiting from favorable insurance product margins and solid investment results. Book value per diluted share, excluding AOCI, rose by 6% to $38.05. The company returned $117 million to shareholders during the quarter and $234 million year-to-date. The growth scorecard metrics improved, with particular emphasis on annuity collected premiums surpassing $500 million for the first time in a single quarter, driven by 19% growth. Life and health new annualized premiums grew by 17%, with life insurance sales up by 20%. The company maintained strong agent productivity and retention, with a 3% increase in producing agent count. CNO reaffirmed its 2025 guidance, adjusting the expense ratio's upper bound to 19.2% due to better operating leverage.

Record New Annualized Premiums

CNO Financial Group reported record total new annualized premiums of $120 million, up 17% from the previous year, showcasing strong sales momentum across both divisions.

Strong Operating Earnings

Operating earnings per diluted share were $0.87, supported by favorable insurance product margins and solid investment results.

Annuity Growth

Annuity collected premiums hit a new record, surpassing $500 million for the first time in a single quarter, driven by 19% growth.

Brokerage and Advisory Growth

Client assets in brokerage and advisory were up 27% to $4.6 million, marking the ninth consecutive quarter of growth.

Life and Health NAP Growth

Life and health new annualized premiums (NAP) posted double-digit growth, up 17% in the quarter.

Worksite Division Performance

Record second quarter performance for insurance sales within Worksite life and health, with NAP up 16%.

Shareholder Returns

CNO returned $117 million to shareholders in the quarter and $234 million year-to-date.

CNO Financial (CNO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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CNO Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 10, 2025	2025 (Q3)	0.93 / -	1.11	―	―	―
Jul 28, 2025	2025 (Q2)	0.85 / 0.87	1.05	-17.14% (-0.18)
Apr 28, 2025	2025 (Q1)	0.79 / 0.79	0.52	51.92% (+0.27)
Feb 06, 2025	2024 (Q4)	1.07 / 1.31	1.18	11.02% (+0.13)
Oct 31, 2024	2024 (Q3)	0.82 / 1.11	0.88	26.14% (+0.23)
Jul 29, 2024	2024 (Q2)	0.72 / 1.05	0.54	94.44% (+0.51)
Apr 29, 2024	2024 (Q1)	0.65 / 0.52	0.51	1.96% (+0.01)
Feb 06, 2024	2023 (Q4)	0.85 / 1.18	0.56	110.71% (+0.62)
Nov 06, 2023	2023 (Q3)	0.73 / 0.88	0.49	79.59% (+0.39)
Jul 31, 2023	2023 (Q2)	0.68 / 0.54	0.85	-36.47% (-0.31)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CNO Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 28, 2025	$37.58	$36.98	-1.60%
Apr 28, 2025	$39.74	$37.84	-4.78%
Feb 06, 2025	$39.68	$40.73	+2.65%
Oct 31, 2024	$33.97	$35.47	+4.42%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CNO Financial Group (CNO) report earnings?

CNO Financial Group (CNO) is schdueled to report earning on Nov 10, 2025, After Close (Confirmed).

What is CNO Financial Group (CNO) earnings time?

CNO Financial Group (CNO) earnings time is at Nov 10, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is CNO EPS forecast?

CNO EPS forecast for the fiscal quarter 2025 (Q3) is 0.93.

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