The earnings call highlights CNO Financial Group's strong performance in premiums, investments, and sales growth across various segments. However, there were challenges such as underperformance in Medicare Advantage sales and alternative investments. Overall, the positive results in sales and investments suggest a continued strong performance with some areas needing attention.

Company Guidance

During the CNO Financial Group's second quarter 2025 earnings call, the company highlighted several key metrics demonstrating its strong performance and favorable outlook. CNO reported record total new annualized premiums of $120 million, marking a 17% increase, with double-digit insurance sales growth in both divisions and multiple product line sales records. Operating earnings per diluted share were $0.87, benefiting from favorable insurance product margins and robust investment results, with new money rates exceeding 6% for ten consecutive quarters. The company returned $117 million to shareholders in the quarter, contributing to a year-to-date total of $234 million. Additionally, book value per diluted share, excluding AOCI, rose by 6%, reaching $38.05. CNO maintained a high level of capital and liquidity, with a consolidated RBC ratio of 378% and Holdco liquidity of $187 million. The guidance for the year was reaffirmed, with a slight adjustment lowering the upper bound of the expense ratio range to 19.2%. The company expects to achieve a 10.5% operating return on equity for the full year 2025 and a 3-year target of 11.5% by 2027.

Record New Annualized Premiums

CNO reported record total new annualized premiums of $120 million, a 17% increase from the previous year, with double-digit insurance sales growth across both divisions and multiple product line sales records.

Steady Annuity Growth

Annuity collected premiums reached a new record, surpassing $500 million for the first time in a single quarter, driven by 19% growth, marking the eighth consecutive quarter of annuity growth.

Consistent Brokerage and Advisory Growth

Brokerage and advisory client assets rose 27% to $4.6 million, setting a new record. New accounts increased by 13% and average account size by 12%, with total client assets surpassing $17 billion, up 13%.

Strong Life and Health Insurance Sales

Life and health new annualized premiums (NAP) grew by 17%, with total life insurance up 20%, direct-to-consumer life insurance sales up 29%, and field agents sold life insurance up 4%.

Worksite Division Performance

The Worksite division achieved a record second quarter performance with insurance sales up 16%, and significant contributions from strategic growth initiatives.

Investment Portfolio Growth

Total net investment income grew for the seventh consecutive quarter with a 7% increase in net investment income allocated to products.

CNO Financial (CNO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

CNO Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 10, 2025	2025 (Q3)	0.92 / -	1.11	―	―	―
Jul 28, 2025	2025 (Q2)	0.85 / 0.87	1.05	-17.14% (-0.18)
Apr 28, 2025	2025 (Q1)	0.79 / 0.79	0.52	51.92% (+0.27)
Feb 06, 2025	2024 (Q4)	1.07 / 1.31	1.18	11.02% (+0.13)
Oct 31, 2024	2024 (Q3)	0.82 / 1.11	0.88	26.14% (+0.23)
Jul 29, 2024	2024 (Q2)	0.72 / 1.05	0.54	94.44% (+0.51)
Apr 29, 2024	2024 (Q1)	0.65 / 0.52	0.51	1.96% (+0.01)
Feb 06, 2024	2023 (Q4)	0.85 / 1.18	0.56	110.71% (+0.62)
Nov 06, 2023	2023 (Q3)	0.73 / 0.88	0.49	79.59% (+0.39)
Jul 31, 2023	2023 (Q2)	0.68 / 0.54	0.85	-36.47% (-0.31)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CNO Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 28, 2025	$37.58	$36.98	-1.60%
Apr 28, 2025	$39.74	$37.84	-4.78%
Feb 06, 2025	$39.68	$40.73	+2.65%
Oct 31, 2024	$33.97	$35.47	+4.42%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CNO Financial Group (CNO) report earnings?

CNO Financial Group (CNO) is schdueled to report earning on Nov 10, 2025, After Close (Confirmed).

What is CNO Financial Group (CNO) earnings time?

CNO Financial Group (CNO) earnings time is at Nov 10, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is CNO EPS forecast?

CNO EPS forecast for the fiscal quarter 2025 (Q3) is 0.92.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing