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CaixaBank SA (CAIXY)
OTHER OTC:CAIXY
US Market
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CaixaBank SA (CAIXY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 31, 2025
TBA (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
Last Year’s EPS
0.08
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 30, 2025|
% Change Since: 7.91%|
Earnings Call Sentiment|Positive
The earnings call indicates strong performance in volume growth, improved guidance, and economic strength, but also highlights challenges such as NII pressures and the impact of banking taxes and tariffs. However, the positive aspects significantly outweigh the challenges.
Company Guidance -
Q3 2025
During CaixaBank's second quarter and first-half 2025 results presentation, the bank reported strong performance across multiple metrics, prompting an upgrade in guidance. Key highlights included a 4.8% year-on-year growth in performing loans, a 7% increase in deposits, and an 8% rise in wealth management, despite market volatility. The bank's return on tangible equity stood at 18.5% for the quarter, with net income up by 10%. The cost of risk was stable at 24 basis points for the last 12 months, and the non-performing loan (NPL) ratio was at 2.3%. Additionally, the bank saw a 5.4% rise in services revenue, underpinned by a 12% growth in protection business and a significant increase in digital banking penetration. Furthermore, CaixaBank's capital position remained strong with a CET1 ratio of 12.47%, supported by a liquidity coverage ratio of 217% and a net stable funding ratio of 150%. The bank also outlined its strategic focus on growth and transformation, emphasizing initiatives like digital sales and new platforms for real estate and vehicle financing.
Strong Volume Growth
Performing loans increased by 4.8% year-on-year, deposits grew by 7%, and wealth management is up 8%. This growth is attributed to an improving market share and a strong Spanish and Portuguese economy.
Improved Guidance
Guidance has been upgraded, with services revenue expected in the upper mid-single-digit range and cost of risk guidance reduced to around 25 basis points.
Solid Economic Performance
Spain's GDP increased by 0.7% quarter-on-quarter, significantly outpacing the Eurozone's 0.1% growth, indicating a strong local economy.
Capital and Liquidity Strength
Return on tangible equity reached 18.5%, and net income is up by 10%. Liquidity coverage ratio is at 217% and net stable funding ratio at 150%.
Digital and Business Transformation
Initiatives like Facilitea Casa and Facilitea Coches show promising early growth, with significant increases in listed properties and vehicle financing.

CaixaBank SA (CAIXY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

CAIXY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 31, 2025
2025 (Q3)
- / -
0.08
Jul 30, 2025
2025 (Q2)
- / 0.08
0.082-4.88% (>-0.01)
Apr 30, 2025
2025 (Q1)
- / 0.07
0.0546.00% (+0.02)
Jan 30, 2025
2024 (Q4)
- / 0.08
0.05637.50% (+0.02)
Oct 31, 2024
2024 (Q3)
- / 0.08
0.0748.11% (<+0.01)
Jul 31, 2024
2024 (Q2)
- / 0.08
0.06232.26% (+0.02)
Apr 30, 2024
2024 (Q1)
- / 0.05
0.04121.95% (<+0.01)
Feb 02, 2024
2023 (Q4)
- / 0.06
0.03180.65% (+0.03)
Oct 27, 2023
2023 (Q3)
- / 0.07
0.03989.74% (+0.03)
Jul 28, 2023
2023 (Q2)
- / 0.06
0.03958.97% (+0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

CAIXY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 30, 2025
$3.07$3.16+2.93%
Apr 30, 2025
$2.65$2.55-3.77%
Jan 30, 2025
$2.00$1.98-1.00%
Oct 31, 2024
$1.92$1.94+1.04%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CaixaBank SA (CAIXY) report earnings?
CaixaBank SA (CAIXY) is schdueled to report earning on Oct 31, 2025, TBA (Confirmed).
    What is CaixaBank SA (CAIXY) earnings time?
    CaixaBank SA (CAIXY) earnings time is at Oct 31, 2025, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is CAIXY EPS forecast?
          Currently, no data Available
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