BNP Paribas SA (BNPQY)
OTHER OTC:BNPQY
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Earnings Data
Report Date
Jul 24, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.92Last Year’s EPS
1.63Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlighted a clear acceleration in revenues and profits, strengthened three-year financial targets and a concrete plan to improve efficiency (including a structural support-function transformation and quantified AI benefits). Capital and asset-quality trends are constructive but the CET1 ratio remains below the 13% target and the Corporate Center / restructuring costs are a meaningful near-term drag. On balance, positive top-line momentum, delivered cost savings, and a credible medium-term profitability trajectory outweigh the near-term headwinds.Company Guidance
Quarterly Revenue and Profit Acceleration
Group revenues +8% in Q4 2025; net profit +28% year-over-year, approaching EUR 3.0 billion (record Q4). Jaws effect +2.9 points (3.9 points excluding AXA IM).
Strong Business-Line Performance
CIB revenues +1% in Q4 (≈+4.8% at constant FX); CPBS revenues +5.5%; IPS delivered double-digit organic growth (+11% excl. AXA IM; ≈+40% including AXA IM integration).
Capital and Capital Return Progress
CET1 ratio reached 12.6% (up 10 bps quarter-on-quarter). Management reconfirms target CET1 13% (end-2027 objective) and payout policy of ≥60% (EUR 5.16 dividend per share for 2025 including EUR 2.57 final).
Cost-of-Risk and Asset Quality
Cost of risk remained low at 34 basis points in Q4 (within guidance <40 bps); Stage 3 provisions lower than Q4 2024 and portfolio described as well positioned.
Upgraded '28 Financial Trajectory
Return on tangible equity target increased from 13% to above 13% by 2028; guidance reconfirmed for >7% earnings CAGR and ~8% EPS CAGR over 2024–2026; RoTE 12% targeted for 2026 as step to >13% in 2028.
Cost-Income Improvement Plan and Structural Transformation
Cost-to-income outlook improved from ~58% to <56% by 2028. Announced a new structural transformation plan for support functions aiming to optimize ~EUR 15 billion of spend; first benefits starting 2027.
AI and Efficiency Gains Quantified
AI-related benefits quantified at ≈EUR 600 million to date and expected to reach EUR 750 million by 2026; management positions BNP Paribas as leading Eurozone bank on Evident AI Index.
Historic Cost-Saving Delivery and Ongoing Efficiencies
EUR 3.5 billion cost savings program to be completed by end-2026 (EUR 2.9 billion achieved since 2021); demonstrated positive jaws across divisions and 2.7 points of jaws in H2 2025, above the 2.5-point target.
BNPQY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BNPQY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 30, 2026 | $52.95 | $52.34 | -1.16% |
Feb 05, 2026 | $53.63 | $54.23 | +1.12% |
Oct 28, 2025 | $40.25 | $38.91 | -3.35% |
Jul 24, 2025 | $44.92 | $45.22 | +0.67% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does BNP Paribas SA (BNPQY) report earnings?
BNP Paribas SA (BNPQY) is schdueled to report earning on Jul 24, 2026, TBA (Confirmed).
What is BNP Paribas SA (BNPQY) earnings time?
BNP Paribas SA (BNPQY) earnings time is at Jul 24, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
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What is BNPQY EPS forecast?
BNPQY EPS forecast for the fiscal quarter 2026 (Q2) is 1.92.