The earnings call presented a strong outlook for future growth, particularly with the forecasted net profit exceeding EUR 12.2 billion and positive revenue growth across most divisions. However, there were notable challenges, including a decline in net profit due to tax effects, challenges in specialized businesses, and a dip in Equity and Prime Services. Overall, the sentiment of the call is cautiously optimistic with significant growth expected in the second half of the year.

Company Guidance -

Q3 2025

During the BNP Paribas second quarter 2025 results call, CEO Jean-Laurent Bonnafe and CFO Lars Machenil provided guidance anticipating a net profit exceeding EUR 12.2 billion for the year, driven by over 5% revenue growth in the second half, excluding AXA IM. The bank reported a 2.5% quarterly revenue increase, with CIB growing by 4% and IPS by 4.4%, while CPBS was marginally up. The cost of risk was maintained within guidance at 38 bps, with Stage 3 provisions reduced by 9 bps year-on-year. The CET1 ratio remained stable at 12.5%, and a 60% distribution policy was confirmed, including an interim dividend of EUR 2.59 per share. BNP Paribas also completed a EUR 1.80 billion share buyback. They highlighted operational efficiencies, achieving EUR 190 million in additional savings in Q2, and a positive jaws effect of 1.7 points, exceeding their 1.5 ambition. The bank remains focused on delivering cost savings of EUR 600 million for the year and expects a sharp profit acceleration in the second half.

Record Net Profit Guidance

BNP Paribas expects net profit for 2025 to exceed EUR 12.2 billion, driven by a strong acceleration in revenues in the second half of the year.

Revenue Growth Across Divisions

Overall group revenues were up 2.5% year-on-year, with CIB posting a 4% growth and Securities Services up 7.6%. Euro-Med showed strong revenue growth at 22%.

Positive Jaws Effect

The company achieved a positive jaws effect of 1.7 points, above the target of 1.5, with cost savings of EUR 190 million implemented in Q2.

CET1 Capital Ratio Stability

CET1 capital ratio remained stable at 12.5%, demonstrating tight control and stability through the cycle.

Integration of AXA IM

The acquisition of AXA IM is expected to significantly contribute to growth, with integration launched and synergies targets to be provided by Q3.

BNP Paribas (BNPQY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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BNPQY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 28, 2025	2025 (Q3)	1.54 / -	1.292	―	―	―
Jul 24, 2025	2025 (Q2)	1.52 / 1.63	1.539	5.78% (+0.09)
Apr 24, 2025	2025 (Q1)	1.40 / 1.38	1.344	2.53% (+0.03)
Feb 04, 2025	2024 (Q4)	0.95 / 0.97	0.693	40.12% (+0.28)
Oct 31, 2024	2024 (Q3)	1.33 / 1.29	1.187	8.85% (+0.10)
Jul 24, 2024	2024 (Q2)	1.32 / 1.54	1.113	38.27% (+0.43)
Apr 25, 2024	2024 (Q1)	1.09 / 1.34	0.643	109.02% (+0.70)
Feb 01, 2024	2023 (Q4)	0.81 / 0.69	0.919	-24.59% (-0.23)
Oct 26, 2023	2023 (Q3)	1.13 / 1.19	1.14	4.12% (+0.05)
Jul 27, 2023	2023 (Q2)	1.16 / 1.11	1.229	-9.44% (-0.12)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BNPQY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$46.04	$46.35	+0.67%
Apr 24, 2025	$40.06	$39.28	-1.95%
Feb 04, 2025	$31.72	$33.28	+4.92%
Oct 31, 2024	$34.02	$32.57	-4.26%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does BNP Paribas SA (BNPQY) report earnings?

BNP Paribas SA (BNPQY) is schdueled to report earning on Oct 28, 2025, TBA (Confirmed).

What is BNP Paribas SA (BNPQY) earnings time?

BNP Paribas SA (BNPQY) earnings time is at Oct 28, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BNPQY EPS forecast?

BNPQY EPS forecast for the fiscal quarter 2025 (Q3) is 1.54.

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