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Banco Macro SA (BMA)
NYSE:BMA
Earnings Data
Report Date
Aug 20, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.92Last Year’s EPS
-3.87Same Quarter Last Year
Moderate Buy
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 28, 2025
|% Change Since: -14.78%
|Next Earnings Date:Aug 20, 2025
Earnings Call Sentiment|Neutral
The earnings call presented a mixed picture for Banco Macro. While the bank demonstrated solid loan growth and maintained a strong capital position, significant challenges were evident in the form of decreased net income, increased loan loss provisions, and lower interest and FX income. The bank's financial health is stable, but there are areas that require attention.Company Guidance
In the first quarter of 2025 earnings call, Banco Macro provided guidance on several financial metrics. The bank expects real loan growth of 60% and deposit growth of 45% for the year. They anticipate a return on equity (ROE) between 8% to 10%, adjusted based on bond price fluctuations, with a capital adequacy ratio forecasted to be in the range of 28% to 29% by year-end. The bank's net interest margin, including foreign exchange, was reported at 23.2%, lower than previous quarters. Despite a decrease in net income due to lower financial asset income and higher inflation, the bank maintained a strong capital position with a Tier 1 ratio of 33.6%. Banco Macro's non-performing loan ratio was 1.44%, with a coverage ratio of 163.34%. The bank's market share over private sector loans was 9.5%, while its market share over private deposits stood at 7.8%. They also highlighted their strategic focus on organic growth, while remaining open to potential M&A opportunities in the future.Net Income Performance
Banco Macro's net income totaled ARS45.7 billion in the first quarter of 2025. Although this is a decrease from the previous quarter, it represents continued profitability despite challenging conditions.
Net Interest Income Growth
Net interest income totaled ARS579.2 billion, which is ARS1 billion higher than the fourth quarter of 2024 and represents a 122% year-on-year increase.
Loan Growth
Private sector loans increased by 22% quarter-on-quarter and 94% year-on-year. The bank's total financing reached ARS7.7 trillion, reflecting robust loan demand.
Efficiency Ratio Improvement
The efficiency ratio improved to 38.2% from 39.4% in the previous quarter, indicating better cost management.
Strong Capitalization
Banco Macro reported an excess capital of ARS3.2 trillion, with a capital adequacy ratio of 34.3% and a Tier 1 ratio of 33.6%.
BMA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BMA Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 28, 2025 | $89.77 | $84.69 | -5.66% |
Feb 26, 2025 | $87.93 | $80.30 | -8.68% |
Nov 27, 2024 | $82.04 | $84.90 | +3.49% |
Aug 22, 2024 | $52.51 | $53.55 | +1.98% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banco Macro SA (BMA) report earnings?
Banco Macro SA (BMA) is schdueled to report earning on Aug 20, 2025, TBA Not Confirmed.
What is Banco Macro SA (BMA) earnings time?
Banco Macro SA (BMA) earnings time is at Aug 20, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BMA EPS forecast?
BMA EPS forecast for the fiscal quarter 2025 (Q2) is 1.92.