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Banco Bbva Argentina (BBAR)
:BBAR
Earnings Data
Report Date
Aug 20, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.37Last Year’s EPS
0.58Same Quarter Last Year
Moderate Buy
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 21, 2025
|% Change Since: -20.58%
|Next Earnings Date:Aug 20, 2025
Earnings Call Sentiment|Neutral
The earnings call presented strong financial performance with significant growth in net income, digital sales, and loan portfolio. However, challenges in liquidity, decreasing net interest margins, and limited future growth in dollar activity indicate some areas of concern. Overall, the highlights slightly outweigh the lowlights, but challenges remain.Company Guidance
During BBVA Argentina's First Quarter 2025 Results Conference Call, the company provided several key metrics and guidance regarding its financial performance and future expectations. BBVA Argentina's inflation-adjusted net income for Q1 2025 was ARS81.6 billion, reflecting a 16.2% increase quarter-over-quarter, with a quarterly ROE of 11.5% and a ROA of 2%. The bank reported a 56.9% increase in quarterly operating results, driven by higher income from fees and improved net interest income. Despite a 10.7% lower net income from the net monetary position, the bank experienced an 11.2% quarter-over-quarter increase in private loans, totaling ARS9.2 trillion. Additionally, the bank's capital ratio reached 21.5%, with capital excess of the regulatory requirement at 161.3%. For the remainder of 2025, BBVA revised its real loan growth projection to 45%-50% and deposit growth to 25%, while expecting an ROE in the mid-to-low teens. The bank also anticipates a GDP growth of 5.5% and inflation converging to around 35% by year-end.Strong Economic Recovery and Growth Expectations
Economic activity is expected to expand by around 5.5% in 2025 after a 1.7% decline in 2024, indicating signs of recovery.
Digital Channel Success
New customer acquisition through digital channels reached 86%, up from 81% a year ago. Retail digital sales represent 93% in units and 86% in monetary value.
Significant Increase in Net Income and Fee Income
BBVA Argentina's inflation-adjusted net income increased by 16.2% quarter-over-quarter, with a 48.3% increase in net income totaling ARS99.8 billion. Fee income increased by 20.7% quarter-over-quarter.
Loan Portfolio Growth
Private loans increased by 11.2% quarter-over-quarter, with significant growth in consumer loans (22.9%), overdrafts (18.4%), and mortgages (23.1%).
Strong Capital and Solvency Indicators
Capital ratio reached 21.5% with a capital excess of 161.3%, showing strong solvency indicators.
BBAR Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BBAR Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 21, 2025 | $21.82 | $21.28 | -2.47% |
Mar 05, 2025 | $19.02 | $18.53 | -2.58% |
Nov 20, 2024 | $17.57 | $16.40 | -6.66% |
Aug 21, 2024 | $10.05 | $9.44 | -6.07% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banco Bbva Argentina (BBAR) report earnings?
Banco Bbva Argentina (BBAR) is schdueled to report earning on Aug 20, 2025, TBA Not Confirmed.
What is Banco Bbva Argentina (BBAR) earnings time?
Banco Bbva Argentina (BBAR) earnings time is at Aug 20, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BBAR EPS forecast?
BBAR EPS forecast for the fiscal quarter 2025 (Q2) is 0.37.