The earnings call presented a mixed outlook, highlighting strong macroeconomic stabilization and growth in market share and loans. However, challenges remain with decreased net income, increased loan loss allowances, and a decline in fee income.

Company Guidance -

Q3 2025

During the BBVA Argentina Second Quarter 2025 Results Conference Call, the guidance provided highlighted several key metrics and projections. BBVA Argentina expects GDP growth of 5.5% year-over-year in 2025, recovering from a 1.7% decline in 2024. The bank anticipates a year-over-year inflation rate close to 28% by the end of 2025, supported by fiscal balance, tight monetary policy, and relaxed foreign exchange restrictions. BBVA Argentina's market share for total private loans rose to 11.61% in June 2025, up from 10.54% a year earlier, with its peso loan portfolio expanding by 43% year-to-date. The bank's financial results for Q2 2025 showed a net income of ARS 59.6 billion, a decrease of 31.1% quarter-over-quarter, with a quarterly ROE of 7.6% and ROA of 1.2%. Operating expenses decreased by 7.5% quarter-over-quarter to ARS 483.1 billion, and the efficiency ratio was stable at 56.5%. The bank also reported a significant growth in total deposits, reaching ARS 17 trillion, a 12% increase quarter-over-quarter, with a capital ratio of 18.4%. BBVA Argentina remains focused on credit growth, aiming for a 50% growth in real terms for 2025, while maintaining a cautious approach to risk management.

Macroeconomic Stabilization and GDP Growth

The macroeconomic normalization process has continued, with a projected GDP growth of 5.5% year-over-year in 2025, reversing a 1.7% drop in 2024.

Increased Market Share in Private Loans and Deposits

BBVA Argentina's market share of total private loans rose from 10.54% in June 2024 to 11.61% in June 2025. The bank's total private deposits grew 32% in the first half of 2025, surpassing the inflation rate.

Strong Loan and Deposit Growth

Private sector loans increased by 15.7% quarter-over-quarter, with notable growth in overdrafts (34.6%) and other loans (26.9%). Total deposits reached ARS 17 trillion, increasing 12% quarter-over-quarter.

Banco BBVA Argentina (BBAR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BBAR Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 19, 2025	2025 (Q3)	- / -	0.486	―	―	―
Aug 20, 2025	2025 (Q2)	0.65 / 0.21	0.575	-64.00% (-0.37)
May 21, 2025	2025 (Q1)	0.13 / 0.34	0.191	76.44% (+0.15)
Mar 05, 2025	2024 (Q4)	0.78 / 0.28	0.285	-1.40% (>-0.01)
Nov 20, 2024	2024 (Q3)	0.45 / 0.49	0.132	268.18% (+0.35)
Aug 21, 2024	2024 (Q2)	0.26 / 0.57	0.421	36.58% (+0.15)
May 22, 2024	2024 (Q1)	0.25 / 0.19	0.382	-50.00% (-0.19)
Mar 05, 2024	2023 (Q4)	0.09 / 0.28	0.425	-32.94% (-0.14)
Nov 21, 2023	2023 (Q3)	- / 0.13	0.292	-54.79% (-0.16)
Aug 23, 2023	2023 (Q2)	- / 0.42	0.572	-26.40% (-0.15)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BBAR Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 20, 2025	$14.93	$14.14	-5.29%
May 21, 2025	$21.79	$21.25	-2.48%
Mar 05, 2025	$18.99	$18.50	-2.58%
Nov 20, 2024	$17.54	$16.38	-6.61%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Banco BBVA Argentina (BBAR) report earnings?

Banco BBVA Argentina (BBAR) is schdueled to report earning on Nov 19, 2025, TBA (Confirmed).

What is Banco BBVA Argentina (BBAR) earnings time?

Banco BBVA Argentina (BBAR) earnings time is at Nov 19, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

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What is BBAR EPS forecast?

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