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NIB Holdings Ltd (NHF) Price & Analysis

68 Followers

NHF Stock Chart & Stats

AU$6.63

-AU$0.07(-1.25%)

At close: Jan 09 4:00 PM EST

AU$6.63

-AU$0.07(-1.25%)

Day’s Range― - ―

52-Week RangeAU$5.79 - AU$8.26

Previous CloseN/A

Volume964.60K

Average Volume (3M)633.85K

Market Cap

AU$3.43B

Enterprise ValueAU$3.54B

Total Cash (Recent Filing)AU$172.80M

Total Debt (Recent Filing)AU$303.30M

Price to Earnings (P/E)17.1

Beta0.45

Next Earnings

Aug 24, 2026

EPS Estimate

0.2

Next Dividend Ex-DateN/A

Dividend Yield4.17%

Share Statistics

EPS (TTM)0.41

Shares Outstanding488,912,780

10 Day Avg. Volume480,373

30 Day Avg. Volume633,845

Financial Highlights & Ratios

PEG Ratio2.19

Price to Book (P/B)3.10

Price to Sales (P/S)0.96

P/FCF Ratio30.70

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

AU$7.34

Price Target Upside10.71% Upside

Rating ConsensusHold

Number of Analyst Covering5

EPS Forecast (FY)0.48

Revenue Forecast (FY)AU$3.98B

Bulls Say, Bears Say

Bulls Say

Strong Revenue GrowthSustained 51.5% revenue growth indicates durable demand expansion and successful distribution or product strategies. Larger scale can improve negotiating leverage with providers, spread fixed costs, and create a higher baseline for future underwriting and service revenue, supporting long-term margins.

Prudent Leverage & High ROELow leverage (D/E 0.28) combined with ~18% ROE shows conservative capital structure and efficient use of equity. This balance provides resilience to underwriting cycles, capacity for targeted investments or M&A, and preserves financial flexibility over multi-quarter horizons without over-reliance on debt markets.

Healthy Operational MarginsStrong gross and operating margins reflect effective cost control and profitable core underwriting and service operations. Durable operational efficiency supports cash generation and allows management room to adjust pricing or benefits design while maintaining profitability amid normal claims variability.

Bears Say

Declining Free Cash FlowA 30.3% drop in free cash flow growth reduces internal funding for capital, dividends, and strategic initiatives. Persistently weaker FCF can constrain balance sheet flexibility, increase reliance on external financing for growth or buybacks, and limit cushions against underwriting or investment shocks.

Modest Net Profit MarginA 5.6% net margin leaves limited buffer for claims inflation, regulatory cost pressures, or investment mark-to-market swings. Over time this compresses retained earnings growth and reduces capacity to absorb adverse underwriting cycles without raising premiums or cutting costs, challenging long-term earnings resilience.

Underwriting/Claims SensitivityBusiness economics hinge on underwriting margins and claims experience. Structural trends like rising healthcare costs or adverse risk selection can materially pressure profitability. Reliance on pricing and claims management creates persistent exposure to cost inflation and regulatory limits on premium adjustments.

NIB Holdings Ltd News

NIB Holdings CEO to Present at Macquarie Australia Conference

NIB Holdings Ltd ( ($AU:NHF) ) just unveiled an announcement. NIB Holdings announced that its Group Managing Director...

2M ago

NIB Holdings Cancels 175,120 Unvested Performance Rights

An update from NIB Holdings Ltd ( ($AU:NHF) ) is now available. NIB Holdings Limited has reported the...

3M ago

NIB Holdings Issues New Performance Rights Under Employee Incentive Scheme

An update from NIB Holdings Ltd ( ($AU:NHF) ) is now available. NIB Holdings Limited, a listed Australian...

3M ago

NIB Holdings Lists 959,280 New Shares Under Dividend Plan

NIB Holdings Ltd ( ($AU:NHF) ) has issued an announcement. NIB Holdings Ltd, listed on the ASX under...

3M ago

NIB Holdings Reschedules 2026 AGM and Extends Director Nomination Deadline

An update from NIB Holdings Ltd ( ($AU:NHF) ) is now available. NIB Holdings has rescheduled its 2026...

3M ago

Mitsubishi UFJ Exits Substantial Holder Position in NIB Holdings

NIB Holdings Ltd ( ($AU:NHF) ) has provided an update. Mitsubishi UFJ Financial Group, Inc. has lodged a...

3M ago

First Sentier Exits Substantial Holder Position in NIB Holdings

NIB Holdings Ltd ( ($AU:NHF) ) has provided an announcement. First Sentier Investors, part of Mitsubishi UFJ Financial...

3M ago

NIB Holdings Updates DRP Price for Interim Dividend

An update from NIB Holdings Ltd ( ($AU:NHF) ) is now available. NIB Holdings Ltd has updated its...

3M ago

NIB lifts profit and tightens costs as digital strategy boosts first-half performance

NIB Holdings Ltd ( ($AU:NHF) ) just unveiled an announcement. NIB Holdings reported a robust first-half 2026 result,...

4M ago

NIB Holdings Declares AUD 0.13 Half-Year Dividend

The latest announcement is out from NIB Holdings Ltd ( ($AU:NHF) ). NIB Holdings Ltd has declared an...

4M ago

NHF FAQ

What was NIB Holdings Ltd’s price range in the past 12 months?

NIB Holdings Ltd lowest share price was AU$5.79 and its highest was AU$8.26 in the past 12 months.

What is NIB Holdings Ltd’s market cap?

NIB Holdings Ltd’s market cap is AU$3.43B.

When is NIB Holdings Ltd’s upcoming earnings report date?

NIB Holdings Ltd’s upcoming earnings report date is Aug 24, 2026 which is in 51 days.

How were NIB Holdings Ltd’s earnings last quarter?

NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported AU$0.17 earnings per share for the quarter, missing the consensus estimate of AU$0.208 by -AU$0.038.

Is NIB Holdings Ltd overvalued?

According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does NIB Holdings Ltd pay dividends?

NIB Holdings Ltd pays a Semiannually dividend of AU$0.13 which represents an annual dividend yield of 4.17%. See more information on NIB Holdings Ltd dividends here

What is NIB Holdings Ltd’s EPS estimate?

NIB Holdings Ltd’s EPS estimate is 0.2.

How many shares outstanding does NIB Holdings Ltd have?

NIB Holdings Ltd has 488,912,780 shares outstanding.

What happened to NIB Holdings Ltd’s price movement after its last earnings report?

NIB Holdings Ltd reported an EPS of AU$0.17 in its last earnings report, missing expectations of AU$0.208. Following the earnings report the stock price went same N/A.

Which hedge fund is a major shareholder of NIB Holdings Ltd?

Currently, no hedge funds are holding shares in AU:NHF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

NIB Holdings Ltd Stock Smart Score

Outperform

Fundamentals

Return on Equity

18.07%

Trailing 12-Months

Asset Growth

-4.44%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

NIB Holdings Ltd

Nib Holdings Limited, through its various subsidiaries, underwrites and distributes private health insurance to a broad clientele, encompassing local residents, international students, and visitors in both Australia and New Zealand. Its business is conducted through distinct divisions: Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel. The firm's product offerings include various health insurance plans—catering to individuals, couples, single parents, and families—alongside travel insurance. Established in 1952, the company maintains its principal office in Newcastle, Australia.

NIB Holdings Ltd (NHF) Earnings & Revenues

Historic Earnings Reports

NHF Stock 12 Month Forecast

Average Price Target

AU$7.34

▲(10.71% Upside)

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Detailed Analyst Forecast >