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NIB Holdings Ltd (AU:NHF)
ASX:NHF
NHF Stock Chart & Stats
AU$6.53
-AU$0.07(-1.25%)
At close: 4:00 PM EST
AU$6.53
-AU$0.07(-1.25%)
Day’s Range― - ―
52-Week RangeAU$5.93 - AU$8.26
Previous CloseN/A
Volume964.60K
Average Volume (3M)633.85K
Market Cap
AU$3.26B
Enterprise ValueAU$3.27B
Total Cash (Recent Filing)AU$404.60M
Total Debt (Recent Filing)AU$310.20M
Price to Earnings (P/E)16.3
Beta0.43
Next Earnings
Feb 23, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend Yield4.17%
Share Statistics
EPS (TTM)0.25
Shares Outstanding487,953,520
10 Day Avg. Volume480,373
30 Day Avg. Volume633,845
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$7.55Price Target Upside15.65% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthA 51.5% revenue increase indicates durable top-line expansion driven by higher premium volumes or product mix. Sustained premium growth scales underwriting and spreads fixed costs, supporting investment in distribution, product development and longer-term market share gains across Australia and New Zealand.
Balance Sheet HealthPrudent leverage (0.28 D/E) and a strong 17.98% ROE point to conservative capital management and efficient use of equity. This provides resilience to claims volatility, regulatory capital demands and funds strategic initiatives or dividends without compromising solvency over the coming months.
Margin & Operational EfficiencyHigh gross margins and healthy EBIT/EBITDA show effective cost control and underwriting discipline. Durable operational efficiency supports sustainable underwriting margins, enabling consistent reinvestment in customer acquisition and health services while buffering profit against moderate cost inflation.
Bears Say
Free Cash Flow DeclineA 30.3% drop in free cash flow signals weakening cash generation that can constrain capital allocation. Over months this reduces flexibility for investments, dividends or reserve builds, increasing dependence on operational improvements or external financing to fund strategic initiatives.
Modest Net Profit MarginA 5.6% net margin, despite strong gross margins, suggests pressure from operating costs, claims or investment volatility. Modest net profitability limits retained earnings and capacity to absorb underwriting shocks, making long-term margin improvement essential for durable shareholder returns.
Earnings Exposure To Investment & UnderwritingMaterial reliance on investment income plus underwriting results creates earnings sensitivity to market returns and claims cycles. Over a 2-6 month horizon, weaker investment yields or adverse claims experience can materially depress profitability and capital positions.
NIB Holdings Ltd News
NHF FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest share price was AU$5.92 and its highest was AU$8.26 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is AU$3.26B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Feb 23, 2026 which is tomorrow.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Aug 24, 2025. The company reported AU$0.252 earnings per share for the quarter, beating the consensus estimate of AU$0.203 by AU$0.049.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd pays a Semiannually dividend of AU$0.16 which represents an annual dividend yield of 4.17%. See more information on NIB Holdings Ltd dividends here
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.21.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 487,953,520 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of AU$0.252 in its last earnings report, beating expectations of AU$0.203. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in AU:NHF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
AU$7.55 (15.65% Upside)
AU$7.55 (15.65% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
―
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.51%
Trailing 12-Months
Asset Growth
-7.33%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
NHF Stock 12 Month Forecast
Average Price Target
AU$7.55
▲(15.65% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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