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MYS Stock Chart & Stats
AU$4.81
AU$0.09(1.87%)
At close: 4:00 PM EDT
AU$4.81
AU$0.09(1.87%)
Day’s Range― - ―
52-Week RangeAU$4.05 - AU$4.96
Previous CloseN/A
Volume270.90K
Average Volume (3M)250.95K
Market Cap
AU$831.64M
Enterprise ValueAU$4.97K
Total Cash (Recent Filing)AU$267.84M
Total Debt (Recent Filing)AU$4.32B
Price to Earnings (P/E)16.8
Beta0.96
Next Earnings
Aug 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.59%
Share Statistics
EPS (TTM)0.29
Shares Outstanding170,418,990
10 Day Avg. Volume184,177
30 Day Avg. Volume250,952
Financial Highlights & Ratios
PEG Ratio-0.86
Price to Book (P/B)0.86
Price to Sales (P/S)3.41
P/FCF Ratio-2.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$5.33Price Target Upside10.81% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.36
Revenue Forecast (FY)AU$276.50M
Bulls Say, Bears Say
Bulls Say
Diversified Banking And Wealth BusinessMystate’s combination of retail banking (deposits, home loans) and wealth-related services creates multiple, structurally different revenue streams. This diversification aids resilience versus single-product lenders, enabling cross-sell and fee income that support earnings stability over the medium term.
Balance-sheet Repair: Falling Debt And Rising EquityA material reduction in debt with higher equity lowers financial vulnerability and regulatory strain. Improved leverage enhances funding flexibility, reduces refinancing risk and supports longer-term capital allocation, dividends and lending capacity if the trend persists.
Steady Profitability With Strong Reported MarginsDespite top-line volatility, reported net and EBIT margins remain healthy, indicating effective cost control and profitable product mix. Sustained margins give the business a buffer to absorb revenue shocks and preserve capital generation once revenues stabilize.
Bears Say
Sharp FY2025 Revenue DeclineA 44% revenue contraction is a material structural hit that undermines earnings durability and challenges fixed-cost absorption. If revenue erosion reflects lost customers or product demand, restoring scale will require sustained execution and may pressure margins and franchise value over several quarters.
Large Negative Operating And Free Cash FlowA swing to roughly -$255M in operating and free cash flow materially reduces internal funding and increases reliance on external financing. Persistent cash burn constrains capital deployment, elevates refinancing risk, and can force asset sales or equity measures that dilute long-term returns.
Leverage Remains Elevated Despite ImprovementWhile leverage has improved, a ~2.7x debt-to-equity ratio leaves the bank sensitive to funding costs and credit cycles. Elevated leverage limits strategic flexibility, squeezes excess-return potential on equity and raises the bar for sustained earnings improvements to rebuild capital buffers.
Mystate Limited News
MYS FAQ
What was Mystate Limited’s price range in the past 12 months?
Mystate Limited lowest share price was AU$4.05 and its highest was AU$4.96 in the past 12 months.
What is Mystate Limited’s market cap?
Mystate Limited’s market cap is AU$831.64M.
When is Mystate Limited’s upcoming earnings report date?
Mystate Limited’s upcoming earnings report date is Aug 25, 2026 which is in 17 days.
How were Mystate Limited’s earnings last quarter?
Mystate Limited released its earnings results on Feb 19, 2026. The company reported AU$0.166 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.166.
Is Mystate Limited overvalued?
According to Wall Street analysts Mystate Limited’s price is currently Undervalued.
Does Mystate Limited pay dividends?
Mystate Limited pays a Semiannually dividend of AU$0.12 which represents an annual dividend yield of 4.59%. See more information on Mystate Limited dividends here
What is Mystate Limited’s EPS estimate?
Mystate Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mystate Limited have?
Mystate Limited has 170,418,990 shares outstanding.
What happened to Mystate Limited’s price movement after its last earnings report?
Mystate Limited reported an EPS of AU$0.166 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.408%.
Which hedge fund is a major shareholder of Mystate Limited?
Currently, no hedge funds are holding shares in AU:MYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mystate Limited Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.65%
12-Months-Change
Fundamentals
Return on Equity
4.59%
Trailing 12-Months
Asset Growth
65.23%
Trailing 12-Months
Company Description
Mystate Limited
MyState Limited, through its subsidiaries, provides banking, trustee, equipment finance, and managed fund products and services in Australia. It operates in three segments: MyState Bank, Auswide Bank, and Wealth Management Division. The company offers savings accounts and fixed term deposits; home loans, personal, overdraft, line of credit, and commercial products; and insurance products. It also provides easing and commercial hire purchase; and wealth management services comprising managed fund investments, and portfolio administration and advisory services. In addition, the company offers banking services, including transactional and internet banking, insurance and other alliances, investments, personal and business lending, and business banking and agribusiness; and trustee services, such as estate planning, estate and trust administration, power of attorney, corporate and custodial trustee. The company was incorporated in 2008 and is based in Hobart, Australia.
MYS Stock 12 Month Forecast
Average Price Target
AU$5.33
▲(10.81% Upside)
Technical Analysis
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