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B4P Stock Chart & Stats
AU$1.46
AU$0.09(5.67%)
At close: 4:00 PM EST
AU$1.46
AU$0.09(5.67%)
Day’s Range― - ―
52-Week RangeAU$1.18 - AU$2.77
Previous CloseN/A
Volume13.13K
Average Volume (3M)148.47K
Market Cap
AU$59.76M
Enterprise ValueAU$90.15M
Total Cash (Recent Filing)AU$9.09M
Total Debt (Recent Filing)AU$32.76M
Price to Earnings (P/E)7.3
Beta-0.04
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding49,796,883
10 Day Avg. Volume124,067
30 Day Avg. Volume148,471
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)2.01
Price to Sales (P/S)1.97
P/FCF Ratio58.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.70Price Target Upside84.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.18
Revenue Forecast (FY)AU$54.30M
Bulls Say, Bears Say
Bulls Say
High Margins And Improving ProfitabilityVery high gross margin and healthy EBIT/EBITDA margins indicate a scalable, fee-driven model with low direct product costs. Sustained margins provide durable earnings power and buffer to absorb higher funding or credit costs while supporting reinvestment in product and underwriting capabilities.
Improved Leverage And Solid ROEA lower debt-to-equity and double-digit ROE reflect stronger capital structure and more efficient use of equity. This reduces financial risk, increases strategic flexibility for investment or funding needs, and supports longer-term stability when competing for customers or capital.
Operating Cash Flow Turned PositivePositive operating cash flow with a coverage ratio around 1.0 shows core operations now generate cash to cover reported earnings. That improves resilience to funding shocks and supports ongoing operations and underwriting activity without immediate reliance on external financing.
Bears Say
Weak Free Cash Flow GenerationVery negative FCF growth and a low FCF-to-net income ratio indicate reported profits translate poorly into spendable cash. Over months this constrains capacity to fund growth, repay debt, or absorb losses, forcing reliance on external funding or equity, which raises structural risk.
Modest And Uneven Revenue GrowthModest recent revenue growth combined with historical volatility suggests limited top-line momentum and forecasting uncertainty. For a fintech relying on scale to spread funding and credit costs, inconsistent growth can impair margin expansion and raise the chance of underutilized fixed costs.
Exposure To Credit And Funding DynamicsBusiness economics depend on borrower repayment and the spread versus funding costs. Structural sensitivity to credit cycles and funding availability means deteriorating macro or higher funding rates can quickly compress margins and profitability absent tighter underwriting or cheaper capital.
Beforepay Group Limited News
B4P FAQ
What was Beforepay Group Limited’s price range in the past 12 months?
Beforepay Group Limited lowest share price was AU$1.18 and its highest was AU$2.77 in the past 12 months.
What is Beforepay Group Limited’s market cap?
Beforepay Group Limited’s market cap is AU$59.76M.
When is Beforepay Group Limited’s upcoming earnings report date?
Beforepay Group Limited’s upcoming earnings report date is Sep 01, 2026 which is in 57 days.
How were Beforepay Group Limited’s earnings last quarter?
Beforepay Group Limited released its earnings results on Feb 25, 2026. The company reported AU$0.08 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.08.
Is Beforepay Group Limited overvalued?
According to Wall Street analysts Beforepay Group Limited’s price is currently Undervalued.
Does Beforepay Group Limited pay dividends?
Beforepay Group Limited does not currently pay dividends.
What is Beforepay Group Limited’s EPS estimate?
Beforepay Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Beforepay Group Limited have?
Beforepay Group Limited has 49,796,883 shares outstanding.
What happened to Beforepay Group Limited’s price movement after its last earnings report?
Beforepay Group Limited reported an EPS of AU$0.08 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.618%.
Which hedge fund is a major shareholder of Beforepay Group Limited?
Currently, no hedge funds are holding shares in AU:B4P
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Beforepay Group Limited Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.70 (84.93% Upside)
AU$2.70 (84.93% Upside)
Blogger Sentiment
Bullish
AU:B4P Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
208.07%
12-Months-Change
Fundamentals
Return on Equity
19.44%
Trailing 12-Months
Asset Growth
2.71%
Trailing 12-Months
Company Description
Beforepay Group Limited
Established in 2019, Beforepay Group Limited is an Australian firm headquartered in Sydney that offers on-demand financial services. The company enables individuals to access early wages through pay advances, all conveniently managed via its mobile application platform across Australia.
B4P Stock 12 Month Forecast
Average Price Target
AU$2.70
▲(84.93% Upside)
Technical Analysis
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Tyro Payments Ltd.
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Options Prices
Currently, No data available
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