Allstate Corporation (ALL)
NYSE:ALL
Want to see ALL full AI Analyst Report?
Earnings Data
Report Date
Aug 05, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
4.51Last Year’s EPS
5.94Same Quarter Last Year
Moderate Buy
Based on 16 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a strong quarter: revenue growth, nearly 10% higher investment income, materially improved underwriting performance (P-L combined ratio of 82%, underlying 80.3%), robust underwriting income ($2.7B), healthy policy growth and sizeable capital returns including an accelerated $4B repurchase program. Management also highlighted strategic wins — market share gains across many states, successful integration/expansion of protection services (SquareTrade), and growing investment portfolio book value. Counterbalancing items include concentrated favorable prior-year reserve development (2023–24), a higher homeowners expense ratio from cost reallocation, some segment-level profitability pressures (Protection Plans, Arity restructuring), and execution/uncertainty risks around AI rollout, equity allocation and macro exposures. On balance, the positive operating and capital-generation signals substantially outweigh the challenges, though they warrant continued monitoring.Company Guidance
Revenue and Investment Income Growth
Total revenues increased to $16.9 billion, up 3% year-over-year. Net investment income rose nearly 10% to $938 million (a $84 million increase versus prior year).
Strong Profitability and Returns
Net income was $2.4 billion and adjusted net income was $2.8 billion ($10.65 per diluted share). Net income return on equity (LTM) was 48.4%.
Excellent Underwriting Performance
Property-Liability recorded combined ratio was 82.0% and underlying combined ratio was 80.3%, a 2.8-point improvement versus the prior year. Property-Liability underwriting income for the quarter was $2.7 billion.
Policy Count and Market Share Gains
Total policies in force increased 2.5% and Property-Liability policies in force increased 2.3%. Auto market share increased in 29 states (representing 57% of countrywide premiums) with policies in force up 4.3% in those states; homeowners market share grew in 41 states with policy growth of 4.1% in those states.
Homeowners Performance and Reinsurance Placement
Homeowners recorded a combined ratio of 83.5% in the quarter; average homeowners premiums increased 5.7% year-over-year. Company disclosed a comprehensive nationwide reinsurance program to reduce catastrophe-tail capital requirements and dampen earnings volatility in homeowners.
Investment Portfolio Expansion and Returns
Portfolio book value grew ~24% (≈ $17 billion) since Q1 2024. The overall portfolio generated a 4.2% return over the last 12 months; fixed income results are top-quartile over five years.
Protection Services and Acquisition Success
Protection Services revenue grew 7.2% year-over-year; Allstate Protection Plans revenue increased 13.5%. SquareTrade (acquisition) revenues have increased eightfold since acquisition and the business generated $175 million of adjusted net income over the last 12 months.
Capital Deployment and Shareholder Returns
Returned $881 million to shareholders (repurchases and dividends) in Q1, completed a $1.5 billion repurchase program and launched a new $4 billion repurchase program with $3.6 billion remaining (~40% of holding company assets and ~7% of outstanding shares).
ALL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ALL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 29, 2026 | $212.33 | $217.26 | +2.32% |
Feb 04, 2026 | $206.08 | $214.11 | +3.90% |
Nov 05, 2025 | $192.86 | $196.09 | +1.67% |
Jul 30, 2025 | $189.48 | $200.29 | +5.71% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Allstate Corporation (ALL) report earnings?
Allstate Corporation (ALL) is schdueled to report earning on Aug 05, 2026, After Close (Confirmed).
What is Allstate Corporation (ALL) earnings time?
Allstate Corporation (ALL) earnings time is at Aug 05, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ALL EPS forecast?
ALL EPS forecast for the fiscal quarter 2026 (Q2) is 4.51.