Allstate demonstrated strong financial performance with significant growth in revenues, net income, and return on equity. The company reported substantial growth in its Protection Services and investment portfolio. However, challenges such as catastrophe losses impacting homeowners insurance, the decline of inactive brands, and regulatory delays in key markets were notable concerns.

Company Guidance

During Allstate's Second Quarter 2025 Earnings Conference Call, the management provided an optimistic outlook with a focus on transformative growth and shareholder value creation. Key metrics highlighted included a 5.8% increase in revenues to $16.6 billion, a 4.2% rise in total policies in force to 208 million, and a net income of $2.1 billion. Adjusted net income stood at $1.6 billion or $5.94 per diluted share, with an impressive return on equity of 28.6%. The company reported 10.8 million new policies over the last 12 months, with significant growth in the direct sales and independent agent channels. Allstate's investment portfolio, valued at $77 billion, yielded a total return of 1.4% for the quarter. Moreover, the company repurchased $445 million in common stock and paid $1.1 billion in dividends over the past year. The Property-Liability segment delivered nearly $1.3 billion in underwriting income, with a combined ratio of 91.1%, while the Protection Services segment reported $867 million in quarterly revenue, marking a 16.6% year-over-year increase.

Revenue and Policy Growth

Allstate reported revenues of $16.6 billion, a 5.8% increase compared to the second quarter of 2024. Total policies in force increased by $208 million, up 4.2% over the prior year.

Net Income and Return on Equity

Net income was $2.1 billion with an adjusted net income of $1.6 billion or $5.94 per diluted share. The adjusted net income return on equity was 28.6% over the trailing 12 months.

Protection Services Growth

Protection Services generated $867 million in revenue with a 16.6% increase over the prior year quarter, driven by growth in appliance protection and international expansion.

Strong Investment Portfolio Performance

Investment income was $754 million for the quarter, with a total return of 1.4% for the quarter and 5.4% for the last 12 months.

Improved Auto and Homeowners Insurance Results

Auto insurance combined ratio improved to 86%, a 9.9 point improvement from the second quarter of 2024. Homeowners insurance saw a combined ratio of 102 due to catastrophe losses, but underlying margins remained strong.

Capital Management and Shareholder Returns

Allstate completed divestitures for $3.25 billion and returned capital to shareholders through $1.1 billion of dividends and $445 million in share repurchases.

Allstate (ALL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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ALL Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	4.99 / -	3.91	―	―	―
Jul 30, 2025	2025 (Q2)	3.25 / 5.94	1.61	268.94% (+4.33)
Apr 30, 2025	2025 (Q1)	2.52 / 3.53	5.13	-31.19% (-1.60)
Feb 05, 2025	2024 (Q4)	6.27 / 7.67	5.82	31.79% (+1.85)
Oct 30, 2024	2024 (Q3)	2.38 / 3.91	0.81	382.72% (+3.10)
Jul 31, 2024	2024 (Q2)	0.28 / 1.61	-4.42	136.43% (+6.03)
May 01, 2024	2024 (Q1)	3.93 / 5.13	-1.3	494.62% (+6.43)
Feb 07, 2024	2023 (Q4)	3.94 / 5.82	-1.36	527.94% (+7.18)
Nov 01, 2023	2023 (Q3)	0.45 / 0.81	-1.56	151.92% (+2.37)
Aug 01, 2023	2023 (Q2)	-4.17 / -4.42	-0.76	-481.58% (-3.66)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ALL Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$191.34	$202.25	+5.70%
Apr 30, 2025	$196.47	$195.33	-0.58%
Feb 05, 2025	$190.19	$189.07	-0.59%
Oct 30, 2024	$185.84	$182.98	-1.54%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Allstate Corporation (ALL) report earnings?

Allstate Corporation (ALL) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Allstate Corporation (ALL) earnings time?

Allstate Corporation (ALL) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ALL EPS forecast?

ALL EPS forecast for the fiscal quarter 2025 (Q3) is 4.99.

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