AIG demonstrated strong financial growth and operational achievements, including significant capital returns and advances in Gen AI initiatives. However, challenges remain in specific market segments such as Global Personal and International Commercial lines. Despite these challenges, the overall sentiment is positive due to the company's strong financial performance and strategic advancements.

Company Guidance -

Q3 2025

During AIG's second quarter 2025 financial results conference call, significant guidance was provided regarding various metrics. Adjusted after-tax income per diluted share rose by 56% year-over-year to $1.81, while adjusted after-tax income reached $1 billion, a 35% increase from the previous year, primarily driven by the general insurance business which achieved underwriting income of $626 million, marking a 46% rise. Net investment income on an adjusted pretax basis was $955 million, up 9% year-over-year. The accident year combined ratio as adjusted improved to 88.4%, and the calendar year combined ratio improved by 320 basis points from the prior year to 89.3%. Additionally, AIG returned $2 billion of capital to shareholders, and its financial strength ratings were upgraded by both S&P Global and Moody's. AIG's net premiums written were $6.9 billion, reflecting a 1% year-over-year increase, with specific growth in North America Commercial Insurance at 4%, excluding property, which saw an 11% increase. However, Retail Property and Lexington Property experienced an 8% decline. The company also highlighted its progress on the AIG Next initiative, which delivered $500 million in savings and operational improvements.

Impressive Growth in Adjusted After-Tax Income

AIG delivered adjusted after-tax income per diluted share of $1.81, an increase of 56% year-over-year. Adjusted after-tax income for the quarter was $1 billion, an increase of 35% from the prior year quarter.

Strong Performance in General Insurance

General insurance business underwriting income was $626 million, an increase of 46% year-over-year. Net investment income on an adjusted pretax basis was $955 million, an increase of 9% year-over-year.

Successful Capital Return

AIG returned $2 billion of capital to shareholders, bringing the year-to-date total to $4.5 billion.

Upgraded Financial Strength Ratings

Both S&P Global and Moody's upgraded their financial strength ratings of AIG's insurance subsidiaries during the quarter.

Completion of AIG Next Initiative

Successfully completed AIG Next, achieving $500 million in savings and significant operational improvements.

Advances in Gen AI Initiatives

Early results of Gen AI deployment show promising results, increasing submission ingestion by 4x and submit-to-bind ratio by 20% from the baseline.

American International Group (AIG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AIG Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	1.59 / -	1.23	―	―	―
Aug 06, 2025	2025 (Q2)	1.60 / 1.81	1.16	56.03% (+0.65)
May 01, 2025	2025 (Q1)	1.00 / 1.17	1.77	-33.90% (-0.60)
Feb 11, 2025	2024 (Q4)	1.24 / 1.30	1.79	-27.37% (-0.49)
Nov 04, 2024	2024 (Q3)	1.10 / 1.23	1.61	-23.60% (-0.38)
Jul 31, 2024	2024 (Q2)	1.32 / 1.16	1.75	-33.71% (-0.59)
May 01, 2024	2024 (Q1)	1.66 / 1.77	1.63	8.59% (+0.14)
Feb 13, 2024	2023 (Q4)	1.64 / 1.79	1.36	31.62% (+0.43)
Nov 01, 2023	2023 (Q3)	1.50 / 1.61	0.66	143.94% (+0.95)
Aug 01, 2023	2023 (Q2)	1.58 / 1.75	1.19	47.06% (+0.56)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AIG Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$79.06	$76.60	-3.11%
May 01, 2025	$80.42	$83.22	+3.48%
Feb 11, 2025	$75.17	$76.09	+1.22%
Nov 04, 2024	$75.15	$74.22	-1.24%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does American International Group, Inc. (AIG) report earnings?

American International Group, Inc. (AIG) is schdueled to report earning on Oct 29, 2025, After Close (Confirmed).

What is American International Group, Inc. (AIG) earnings time?

American International Group, Inc. (AIG) earnings time is at Oct 29, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is AIG EPS forecast?

AIG EPS forecast for the fiscal quarter 2025 (Q3) is 1.59.

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