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Wsfs Financial Corp. (WSFS)
NASDAQ:WSFS
US Market

Wsfs Financial (WSFS) Ratios

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Wsfs Financial Ratios

WSFS's free cash flow for Q4 2025 was $0.76. For the 2025 fiscal year, WSFS's free cash flow was decreased by $ and operating cash flow was $0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.08 0.08 0.11 0.11 0.09
Quick Ratio
0.08 0.08 0.11 0.11 0.09
Cash Ratio
0.08 0.08 0.07 0.07 0.05
Solvency Ratio
0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
0.03 0.01 0.01 0.01 0.03
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -17.23B$ -17.23B$ -16.33B$ -16.33B$ -16.25B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.01 0.02 0.04 0.04
Debt-to-Equity Ratio
0.11 0.11 0.15 0.36 0.33
Debt-to-Capital Ratio
0.10 0.10 0.13 0.27 0.25
Long-Term Debt-to-Capital Ratio
0.10 0.10 0.13 0.27 0.25
Financial Leverage Ratio
7.81 7.81 8.04 8.31 9.03
Debt Service Coverage Ratio
1.07 1.07 0.85 1.26 6.92
Interest Coverage Ratio
1.30 1.30 0.97 1.45 7.35
Debt to Market Cap
0.09 0.10 0.12 0.32 0.26
Interest Debt Per Share
10.97 10.97 12.65 18.76 12.46
Net Debt to EBITDA
-2.51 -2.51 -1.99 -0.47 -0.29
Profitability Margins
Gross Profit Margin
74.70%74.70%70.08%73.17%90.76%
EBIT Margin
28.01%28.01%24.76%28.86%31.21%
EBITDA Margin
29.99%30.01%27.59%32.70%37.49%
Operating Profit Margin
28.01%28.01%24.76%28.84%31.21%
Pretax Profit Margin
27.99%27.99%24.76%28.86%31.21%
Net Profit Margin
21.14%21.14%18.80%21.27%23.09%
Continuous Operations Profit Margin
21.13%21.13%18.79%21.26%23.11%
Net Income Per EBT
75.50%75.50%75.93%73.69%73.97%
EBT Per EBIT
99.93%99.93%100.00%100.06%100.00%
Return on Assets (ROA)
1.35%1.35%1.27%1.31%1.12%
Return on Equity (ROE)
10.61%10.53%10.18%10.86%10.08%
Return on Capital Employed (ROCE)
10.37%10.37%9.27%8.96%8.11%
Return on Invested Capital (ROIC)
7.83%7.83%7.03%6.60%6.01%
Return on Tangible Assets
1.41%1.41%1.33%1.37%1.18%
Earnings Yield
8.47%9.57%8.46%9.67%7.96%
Efficiency Ratios
Receivables Turnover
0.00 0.00 1.92 1.78 1.52
Payables Turnover
0.00 0.00 10.99 7.27 17.20
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 16.30 12.11 8.33
Asset Turnover
0.06 0.06 0.07 0.06 0.05
Working Capital Turnover Ratio
-0.09 -0.09 -0.09 -0.09 -0.07
Cash Conversion Cycle
0.00 0.00 157.36 154.47 218.81
Days of Sales Outstanding
0.00 0.00 190.57 204.66 240.02
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 33.21 50.19 21.22
Operating Cycle
0.00 0.00 190.57 204.66 240.02
Cash Flow Ratios
Operating Cash Flow Per Share
10.21 4.07 3.75 3.88 7.80
Free Cash Flow Per Share
9.98 3.96 3.51 3.77 7.66
CapEx Per Share
0.23 0.12 0.24 0.10 0.14
Free Cash Flow to Operating Cash Flow
0.98 0.97 0.94 0.97 0.98
Dividend Paid and CapEx Coverage Ratio
11.18 5.08 4.39 5.49 10.79
Capital Expenditure Coverage Ratio
44.48 34.66 15.42 37.00 54.59
Operating Cash Flow Coverage Ratio
1.83 0.73 0.57 0.26 0.66
Operating Cash Flow to Sales Ratio
0.41 0.16 0.16 0.19 0.50
Free Cash Flow Yield
15.91%7.16%6.60%8.28%16.90%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.81 10.45 11.82 10.35 12.56
Price-to-Sales (P/S) Ratio
2.51 2.21 2.22 2.20 2.90
Price-to-Book (P/B) Ratio
1.24 1.10 1.20 1.12 1.27
Price-to-Free Cash Flow (P/FCF) Ratio
6.29 13.97 15.15 12.08 5.92
Price-to-Operating Cash Flow Ratio
6.11 13.56 14.17 11.75 5.81
Price-to-Earnings Growth (PEG) Ratio
2.29 0.70 17.34 0.40 -0.32
Price-to-Fair Value
1.24 1.10 1.20 1.12 1.27
Enterprise Value Multiple
5.86 4.85 6.07 6.26 7.44
Enterprise Value
2.39B 1.98B 2.35B 2.59B 2.69B
EV to EBITDA
5.85 4.85 6.07 6.26 7.44
EV to Sales
1.76 1.46 1.67 2.05 2.79
EV to Free Cash Flow
4.40 9.21 11.41 11.24 5.69
EV to Operating Cash Flow
4.30 8.94 10.67 10.93 5.59
Tangible Book Value Per Share
32.34 32.34 27.13 23.98 19.31
Shareholders’ Equity Per Share
50.18 50.18 44.15 40.55 35.79
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.24 0.26 0.26
Revenue Per Share
25.01 25.01 23.91 20.71 15.63
Net Income Per Share
5.29 5.29 4.50 4.40 3.61
Tax Burden
0.75 0.75 0.76 0.74 0.74
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.15 0.01 0.24 0.30
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Income Quality
1.93 0.77 0.83 0.88 2.16
Currency in USD