The earnings call reflected strong financial performance and successful integration of Premier Financial, contributing to significant growth in earnings, assets, and efficiency. Despite some challenges in managing deposit costs and the impact of CRE loan payoffs, the overall tone was optimistic, with confidence in continued growth and strategic expansion.

Company Guidance -

Q3 2025

During WesBanco's Second Quarter 2025 Earnings Conference Call, the company reported strong financial performance and provided optimistic guidance for the remainder of the year. Excluding merger-related charges, earnings per share reached $0.91, with a notable net interest margin of 3.59% and a year-over-year fee income growth of 40%. The net income, excluding merger and restructuring expenses, was $87.3 million, marking an 86% increase from the previous year. The company's efficiency ratio improved by 10 percentage points to 55.5%, and return on average assets and tangible equity improved to 1.3% and 17%, respectively. Organic loan growth was 6% year-over-year, while deposits increased by $800 million, or 6%, driven by non-CD categories. The integration of Premier Financial has been successful, with approximately 400,000 consumer and 50,000 business relationships transitioned, contributing to a $10 billion trust and securities brokerage business. WesBanco also expanded into new markets with loan production offices in Knoxville and Northern Virginia, and hired a seasoned team of commercial bankers to strengthen its presence in the healthcare sector. The company anticipates mid-single-digit loan growth for 2025, supported by a commercial loan pipeline of approximately $1.3 billion.

Strong Earnings Growth

Earnings per share increased to $0.91 when excluding merger-related charges, with a net interest margin of 3.59%. Year-over-year fee income grew by 40%, and net income excluding merger expenses was $87.3 million, an increase of 86% year-over-year.

Successful Acquisition and Integration

Successful customer data systems conversion of Premier Financial, transitioning approximately 400,000 consumer and 50,000 business relationships. The acquisition contributed to a 52% increase in total assets year-over-year to $27.6 billion.

Organic Growth and Loan Expansion

Solid organic loan growth of 6% year-over-year and 3% quarter-over-quarter annualized. Total commercial loans increased by 7% year-over-year. A strong commercial loan pipeline of approximately $1.3 billion was reported.

Improved Efficiency

Efficiency ratio improved by 10 percentage points year-over-year to 55.5%. Continued focus on operational excellence and cost savings from the Premier acquisition.

Capital and Financial Position

Total portfolio loans increased by 53.6%, reflecting both acquired and organic growth. Deposits increased by 58% due to Premier acquisition and organic growth, fully funding organic loan growth.

WesBanco (WSBC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

WSBC Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 22, 2025	2025 (Q3)	0.89 / -	0.56	―	―	―
Jul 29, 2025	2025 (Q2)	0.85 / 0.91	0.49	85.71% (+0.42)
Apr 29, 2025	2025 (Q1)	0.57 / 0.66	0.56	17.86% (+0.10)
Jan 22, 2025	2024 (Q4)	0.55 / 0.71	0.55	29.09% (+0.16)
Oct 23, 2024	2024 (Q3)	0.51 / 0.56	0.59	-5.08% (-0.03)
Jul 26, 2024	2024 (Q2)	0.53 / 0.49	0.71	-30.99% (-0.22)
Apr 23, 2024	2024 (Q1)	0.55 / 0.56	0.71	-21.13% (-0.15)
Jan 23, 2024	2023 (Q4)	0.56 / 0.55	0.84	-34.52% (-0.29)
Oct 25, 2023	2023 (Q3)	0.59 / 0.59	0.85	-30.59% (-0.26)
Jul 25, 2023	2023 (Q2)	0.67 / 0.71	0.67	5.97% (+0.04)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WSBC Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 29, 2025	$31.82	$30.51	-4.12%
Apr 29, 2025	$29.55	$29.42	-0.44%
Jan 22, 2025	$31.00	$32.65	+5.32%
Oct 23, 2024	$29.73	$29.34	-1.31%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does WesBanco Inc (WSBC) report earnings?

WesBanco Inc (WSBC) is schdueled to report earning on Oct 22, 2025, After Close (Confirmed).

What is WesBanco Inc (WSBC) earnings time?

WesBanco Inc (WSBC) earnings time is at Oct 22, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WSBC EPS forecast?

WSBC EPS forecast for the fiscal quarter 2025 (Q3) is 0.89.

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