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WesBanco Inc (WSBC)
NASDAQ:WSBC
Earnings Data
Report Date
Apr 28, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.87Last Year’s EPS
0.66Same Quarter Last Year
Moderate Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlights strong and broad-based financial performance driven by the successful Premier acquisition, marked NIM expansion, deposit-funded loan growth, record fee businesses and disciplined credit metrics. These positives are tempered by elevated CRE payoffs that pressured loan growth, higher expenses linked to the acquisition and near-term investments and seasonal deposit variability. Management provided constructive 2026 guidance and concrete cost-saving actions (branch closures) to offset inflationary pressures.Company Guidance
Strong Full-Year and Quarterly Earnings Growth
Full-year diluted EPS of $3.40 (excluding merger-related charges and day-1 purchased loan provision), up 45% YoY; full-year pretax pre-provision earnings growth >100% YoY; fourth-quarter net income excluding merger/restructuring expenses of $81 million and diluted EPS of $0.84, up 18% YoY.
Net Interest Margin Expansion
Fourth-quarter NIM of 3.61%, improving 58 basis points YoY and 8 basis points QoQ; management expects Q1 NIM roughly consistent with 3.61%, +3–5 bps in Q2 and to reach the high 3.60% range in the back half of 2026.
Deposit-Funded Loan Growth and Balance Sheet Scale
Total deposits $21.7 billion, up 53% YoY (including $6.9B from Premier acquisition) with $662 million organic deposit growth that fully funded loan growth; total portfolio loans $19.2 billion, up 52% YoY (including $5.9B acquired) and organic loan growth >$650 million for the year; loans increased 5% YoY and ~6% annualized QoQ.
Credit Quality Remains Strong
Nonperforming assets to total assets at 0.33%; net charge-offs of 6 basis points of total loans; allowance for credit losses at 1.14% of portfolio loans ($219 million), consistent with prior quarter.
Operational Efficiency and Capital Position
Fourth-quarter efficiency ratio reduced to ~52% (methodology updated to align with peers); return on tangible common equity of 16% in Q4; CET1 ratio 10.34%, improved 24 basis points QoQ, management targeting ~15–20 bps of CET1 build per quarter going forward.
Successful Acquisition and Strategic Milestones
Completed integration of Premier Financial, creating a ~$28 billion asset regional bank and ranking among the top-50 U.S. public financial institutions by assets; acquisition drove scale benefits in loans, deposits and fee income.
Record and Growing Fee Businesses
Record treasury management revenue of $6 million and record total wealth AUM of $10.4 billion; gross swap fees doubled to $10 million for the full year; noninterest income grew 19% YoY in Q4 and record noninterest income of $167 million for the year.
Organic Growth Initiatives Showing Traction
New health care vertical originated ~$500 million in loans and contributed deposit and fee relationships; loan production offices (LPOs) in Northern Virginia and Knoxville producing meaningful pipelines; continued branch/digital optimization with planned market expansion (Chattanooga branch opening).
WSBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
WSBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jan 27, 2026 | $35.22 | $34.30 | -2.61% |
Oct 22, 2025 | $30.99 | $30.34 | -2.11% |
Jul 29, 2025 | $31.11 | $29.82 | -4.12% |
Apr 29, 2025 | $28.88 | $28.76 | -0.43% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does WesBanco Inc (WSBC) report earnings?
WesBanco Inc (WSBC) is schdueled to report earning on Apr 28, 2026, After Close (Confirmed).
What is WesBanco Inc (WSBC) earnings time?
WesBanco Inc (WSBC) earnings time is at Apr 28, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WSBC EPS forecast?
WSBC EPS forecast for the fiscal quarter 2026 (Q1) is 0.87.