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Voya Financial (VOYA)
NYSE:VOYA
US Market

Voya Financial (VOYA) Ratios

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Voya Financial Ratios

VOYA's free cash flow for Q3 2025 was $0.56. For the 2025 fiscal year, VOYA's free cash flow was decreased by $ and operating cash flow was $0.17. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
66.63 92.68 0.00 126.19 17.56K
Quick Ratio
66.63 92.68 0.00 149.15 21.00K
Cash Ratio
2.18 3.79 0.00 6.52 1.40K
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
1.38 2.28 0.00 9.59 72.00
Short-Term Operating Cash Flow Coverage
1.38 2.28 1.64K 9.59 72.00
Net Current Asset Value
$ -131.32B$ -120.90B$ -150.09B$ -123.74B$ -143.88B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.02 0.02 0.02 0.02
Debt-to-Equity Ratio
0.65 0.90 0.82 0.50 0.31
Debt-to-Capital Ratio
0.39 0.47 0.45 0.33 0.24
Long-Term Debt-to-Capital Ratio
0.35 0.44 0.45 0.32 0.24
Financial Leverage Ratio
35.80 40.92 37.46 33.04 20.75
Debt Service Coverage Ratio
1.19 1.49 3.48 2.31 16.65
Interest Coverage Ratio
3.43 2.67 2.45 5.34 7.79
Debt to Market Cap
0.43 0.53 0.41 0.36 0.34
Interest Debt Per Share
35.84 39.33 32.33 23.53 23.84
Net Debt to EBITDA
1.84 1.90 2.33 2.09 0.40
Profitability Margins
Gross Profit Margin
50.68%48.17%100.00%100.00%100.00%
EBIT Margin
13.02%13.64%13.21%10.36%101.85%
EBITDA Margin
13.02%13.64%13.49%10.66%92.83%
Operating Profit Margin
9.74%9.93%9.92%12.14%44.60%
Pretax Profit Margin
9.74%9.93%9.23%7.25%85.47%
Net Profit Margin
7.55%8.29%8.51%8.64%72.95%
Continuous Operations Profit Margin
8.72%9.22%9.92%7.34%88.49%
Net Income Per EBT
77.54%83.48%92.18%119.16%85.34%
EBT Per EBIT
100.00%100.00%93.00%59.78%191.65%
Return on Assets (ROA)
0.34%0.41%0.40%0.35%1.38%
Return on Equity (ROE)
13.60%16.65%14.91%11.41%28.72%
Return on Capital Employed (ROCE)
0.45%0.49%0.46%0.49%0.85%
Return on Invested Capital (ROIC)
0.40%0.45%0.50%3.56%7.86%
Return on Tangible Assets
0.35%0.41%0.40%0.35%1.39%
Earnings Yield
8.23%9.77%7.43%8.24%30.63%
Efficiency Ratios
Receivables Turnover
0.75 0.71 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.00 -19.22
Asset Turnover
0.05 0.05 0.05 0.04 0.02
Working Capital Turnover Ratio
0.21 0.21 3.64 0.34 0.09
Cash Conversion Cycle
488.97 511.63 0.00 0.00 0.00
Days of Sales Outstanding
488.97 511.63 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
488.97 511.63 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
8.44 9.18 14.20 13.43 0.62
Free Cash Flow Per Share
8.44 9.18 14.20 13.43 4.76
CapEx Per Share
0.00 0.00 0.00 0.00 4.15
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 7.72
Dividend Paid and CapEx Coverage Ratio
3.73 4.36 10.05 11.36 0.12
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.15
Operating Cash Flow Coverage Ratio
0.25 0.25 0.48 0.60 0.03
Operating Cash Flow to Sales Ratio
0.10 0.11 0.22 0.23 0.02
Free Cash Flow Yield
10.90%13.34%19.47%21.83%7.18%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.14 10.24 13.46 12.14 3.27
Price-to-Sales (P/S) Ratio
0.92 0.85 1.14 1.05 2.38
Price-to-Book (P/B) Ratio
1.50 1.70 2.01 1.39 0.94
Price-to-Free Cash Flow (P/FCF) Ratio
9.17 7.49 5.14 4.58 13.92
Price-to-Operating Cash Flow Ratio
9.16 7.49 5.14 4.58 107.48
Price-to-Earnings Growth (PEG) Ratio
0.75 1.03 0.62 -0.17 <0.01
Price-to-Fair Value
1.50 1.70 2.01 1.39 0.94
Enterprise Value Multiple
8.89 8.12 10.82 11.94 2.96
Enterprise Value
9.36B 8.92B 10.73B 7.51B 8.93B
EV to EBITDA
8.89 8.12 10.82 11.94 2.96
EV to Sales
1.16 1.11 1.46 1.27 2.75
EV to Free Cash Flow
11.56 9.79 6.55 5.55 16.07
EV to Operating Cash Flow
11.56 9.79 6.55 5.55 124.06
Tangible Book Value Per Share
56.69 44.63 38.57 51.23 82.71
Shareholders’ Equity Per Share
51.64 40.37 36.36 44.38 70.72
Tax and Other Ratios
Effective Tax Rate
0.11 0.07 -0.08 -0.01 -0.04
Revenue Per Share
84.25 81.15 63.72 58.59 27.84
Net Income Per Share
6.36 6.72 5.42 5.06 20.31
Tax Burden
0.78 0.83 0.92 1.19 0.85
Interest Burden
0.75 0.73 0.70 0.70 0.84
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
<0.01 0.00 0.02 0.02 0.03
Income Quality
8.35 1.37 2.62 3.12 0.02
Currency in USD