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STOCKS

Valley National Bancorp (VLY)

NASDAQ:VLY

VLY

Valley National Bancorp

RESEARCH TOOLSreports

Valley National Bancorp (VLY) Ratios

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461 Followers

Valley National Bancorp Ratios

VLY's free cash flow for Q4 2025 was $0.58. For the 2025 fiscal year, VLY's free cash flow was decreased by $ and operating cash flow was $0.25. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	0.75	0.75	0.05	0.05	0.05
Quick Ratio	0.75	0.75	0.05	0.05	0.05
Cash Ratio	0.42	0.42	0.04	0.02	0.02
Solvency Ratio	0.01	0.01	<0.01	0.01	0.01
Operating Cash Flow Ratio	0.52	0.54	0.01	<0.01	0.03
Short-Term Operating Cash Flow Coverage	0.52	0.54	7.54	0.41	10.30
Net Current Asset Value	$ -55.91B	$ -55.91B	$ -52.69B	$ -51.80B	$ -48.66B
Leverage Ratios
Debt-to-Assets Ratio	0.05	0.05	0.06	0.06	0.04
Debt-to-Equity Ratio	0.44	0.44	0.50	0.55	0.33
Debt-to-Capital Ratio	0.31	0.31	0.33	0.36	0.25
Long-Term Debt-to-Capital Ratio	0.23	0.23	0.30	0.26	0.20
Financial Leverage Ratio	8.23	8.23	8.40	9.09	8.98
Debt Service Coverage Ratio	0.29	0.27	0.25	0.24	1.41
Interest Coverage Ratio	0.51	0.51	0.25	0.46	2.43
Debt to Market Cap	0.45	0.48	0.71	0.60	0.32
Interest Debt Per Share	8.78	8.76	10.51	10.21	4.98
Net Debt to EBITDA	3.92	4.19	3.48	3.70	1.34
Profitability Margins
Gross Profit Margin	53.97%	53.94%	42.93%	54.70%	82.71%
EBIT Margin	21.29%	21.30%	12.28%	20.23%	35.76%
EBITDA Margin	22.77%	21.30%	14.49%	22.71%	39.40%
Operating Profit Margin	21.29%	21.30%	12.28%	20.23%	35.76%
Pretax Profit Margin	21.29%	21.30%	12.28%	20.23%	35.76%
Net Profit Margin	17.11%	17.12%	10.65%	14.87%	26.06%
Continuous Operations Profit Margin	17.11%	17.12%	10.65%	14.87%	26.06%
Net Income Per EBT	80.39%	80.39%	86.72%	73.49%	72.87%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.93%	0.93%	0.61%	0.82%	0.99%
Return on Equity (ROE)	7.82%	7.66%	5.11%	7.44%	8.89%
Return on Capital Employed (ROCE)	1.17%	1.17%	3.55%	7.15%	9.34%
Return on Invested Capital (ROIC)	0.93%	0.93%	3.06%	4.79%	6.69%
Return on Tangible Assets	0.96%	0.96%	0.63%	0.85%	1.03%
Earnings Yield	8.59%	9.15%	8.14%	9.04%	10.36%
Efficiency Ratios
Receivables Turnover	14.33	14.32	14.89	13.66	11.10
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	5.42	5.42	5.26	4.63	3.28
Asset Turnover	0.05	0.05	0.06	0.06	0.04
Working Capital Turnover Ratio	-0.14	-0.15	-0.07	-0.07	-0.05
Cash Conversion Cycle	25.47	25.49	24.52	26.72	32.87
Days of Sales Outstanding	25.47	25.49	24.52	26.72	32.87
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	25.47	25.49	24.52	26.72	32.87
Cash Flow Ratios
Operating Cash Flow Per Share	0.69	0.72	1.06	0.75	2.94
Free Cash Flow Per Share	0.70	0.72	1.06	0.75	2.94
CapEx Per Share	<0.01	0.00	0.00	0.00	0.00
Free Cash Flow to Operating Cash Flow	1.01	1.00	1.00	1.00	1.00
Dividend Paid and CapEx Coverage Ratio	1.37	1.45	2.20	1.58	6.52
Capital Expenditure Coverage Ratio	124.21	0.00	0.00	0.00	0.00
Operating Cash Flow Coverage Ratio	0.11	0.12	0.15	0.10	0.68
Operating Cash Flow to Sales Ratio	0.11	0.12	0.15	0.11	0.65
Free Cash Flow Yield	5.59%	6.17%	11.74%	6.86%	26.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	11.64	10.93	12.29	11.06	9.65
Price-to-Sales (P/S) Ratio	1.99	1.87	1.31	1.64	2.52
Price-to-Book (P/B) Ratio	0.89	0.84	0.63	0.82	0.86
Price-to-Free Cash Flow (P/FCF) Ratio	17.87	16.22	8.52	14.57	3.84
Price-to-Operating Cash Flow Ratio	18.03	16.22	8.52	14.57	3.84
Price-to-Earnings Growth (PEG) Ratio	0.74	0.24	-0.47	-0.66	10.91
Price-to-Fair Value	0.89	0.84	0.63	0.82	0.86
Enterprise Value Multiple	12.66	12.98	12.52	10.94	7.72
Enterprise Value	10.07B	9.65B	6.48B	8.33B	6.64B
EV to EBITDA	12.66	12.98	12.52	10.94	7.72
EV to Sales	2.88	2.76	1.81	2.48	3.04
EV to Free Cash Flow	25.88	23.95	11.80	22.02	4.65
EV to Operating Cash Flow	26.09	23.95	11.80	22.02	4.65
Tangible Book Value Per Share	10.50	10.47	10.54	9.21	8.93
Shareholders’ Equity Per Share	13.99	13.95	14.42	13.20	13.19
Tax and Other Ratios
Effective Tax Rate	0.20	0.20	0.13	0.27	0.27
Revenue Per Share	6.26	6.24	6.92	6.61	4.50
Net Income Per Share	1.07	1.07	0.74	0.98	1.17
Tax Burden	0.80	0.80	0.87	0.73	0.73
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.19	0.23	0.17	0.18	0.25
Stock-Based Compensation to Revenue	<0.01	0.00	<0.01	<0.01	0.01
Income Quality	0.65	0.67	1.44	0.76	2.51

Currency in USD