United Bancshares (UBOH)
OTHER OTC:UBOH
Total Valuation
United Bancshares has a market cap or net worth of $104.76M. The enterprise value is $77.72M.
Market Cap$104.76M
Enterprise Value$77.72M
Share Statistics
United Bancshares has 2,748,899 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,748,899
Owned by Insiders―
Owned by Institutions0.81%
Financial Efficiency
United Bancshares’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.01%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.01%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee312.57K
Profits Per Employee56.85K
Employee Count211
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bancshares is 10.6. United Bancshares’s PEG ratio is 0.33.
PE Ratio10.6
PS Ratio1.94
PB Ratio1.12
Price to Fair Value1.12
Price to FCF9.15
Price to Operating Cash Flow0.00
PEG Ratio0.33
Income Statement
In the last 12 months, United Bancshares had revenue of 65.95M and earned 11.99M in profits. Earnings per share was 4.04.
Revenue65.95M
Gross Profit47.04M
Operating Income13.52M
Pretax Income13.52M
Net Income11.99M
EBITDA13.52M
Earnings Per Share (EPS)4.04
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
United Bancshares pays an annual dividend of $0.23, resulting in a dividend yield of 2.05%
Dividend Per Share$0.23
Dividend Yield2.05%
Payout Ratio22.65%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.21
52-Week Price Change52.62%
50-Day Moving Average39.54
200-Day Moving Average35.48
Relative Strength Index (RSI)37.07
Average Volume (3m)2.52K
Important Dates
United Bancshares upcoming earnings date is Apr 16, 2026, Before Open (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 16, 2026
Ex-Dividend Date―
Financial Position
United Bancshares as a current ratio of 0.00, with Debt / Equity ratio of 14.58%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.13
Net Debt to EBITDA-2.61
Interest Coverage Ratio0.73
Taxes
In the past 12 months, United Bancshares has paid 1.52M in taxes.
Income Tax1.52M
Effective Tax Rate0.11
Enterprise Valuation
United Bancshares EV to EBITDA ratio is 6.83, with an EV/FCF ratio of 6.62.
EV to Sales1.40
EV to EBITDA6.83
EV to Free Cash Flow6.62
EV to Operating Cash Flow6.10
Balance Sheet
United Bancshares has $91.80M in cash and marketable securities with $16.59M in debt, giving a net cash position of $75.20M billion.
Cash & Marketable Securities$91.80M
Total Debt$16.59M
Net Cash$75.20M
Net Cash Per Share$27.36
Tangible Book Value Per Share$38.31
Margins
Gross margin is 71.33%, with operating margin of 20.50%, and net profit margin of 18.19%.
Gross Margin71.33%
Operating Margin20.50%
Pretax Margin20.50%
Net Profit Margin18.19%
EBITDA Margin20.50%
EBIT Margin20.50%
Analyst Forecast
The average price target for United Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast10.90%
EPS Growth Forecast42.60%