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United Bancshares (UBOH)
OTHER OTC:UBOH
Total Valuation
United Bancshares has a market cap or net worth of $140.35M. The enterprise value is $7.34M.
Market Cap$140.35M
Enterprise Value$7.34M
Share Statistics
United Bancshares has 3,136,180 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,136,180
Owned by Insiders―
Owned by Institutions0.71%
Financial Efficiency
United Bancshares’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 97.34%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)97.34%
Return on Capital Employed (ROCE)1.06
Revenue Per Employee198.26K
Profits Per Employee43.39K
Employee Count211
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bancshares is 11.1. United Bancshares’s PEG ratio is 1.09.
PE Ratio11.1
PS Ratio2.22
PB Ratio0.98
Price to Fair Value0.98
Price to FCF17.84
Price to Operating Cash Flow0.00
PEG Ratio1.09
Income Statement
In the last 12 months, United Bancshares had revenue of 41.83M and earned 9.15M in profits. Earnings per share was 3.06.
Revenue41.83M
Gross Profit41.83M
Operating Income41.83M
Pretax Income9.92M
Net Income9.15M
EBITDA9.92M
Earnings Per Share (EPS)3.06
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
United Bancshares pays an annual dividend of $0.23, resulting in a dividend yield of 2.05%
Dividend Per Share$0.23
Dividend Yield2.05%
Payout Ratio22.65%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.20
52-Week Price Change55.76%
50-Day Moving Average35.65
200-Day Moving Average30.74
Relative Strength Index (RSI)84.16
Average Volume (3m)2.52K
Important Dates
United Bancshares upcoming earnings date is Jan 15, 2026, Before Open (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateJan 15, 2026
Ex-Dividend Date―
Financial Position
United Bancshares as a current ratio of 0.08, with Debt / Equity ratio of 16.41%
Current Ratio0.08
Quick Ratio0.08
Debt to Market Cap0.19
Net Debt to EBITDA-7.78
Interest Coverage Ratio0.00
Taxes
In the past 12 months, United Bancshares has paid 762.00K in taxes.
Income Tax762.00K
Effective Tax Rate0.08
Enterprise Valuation
United Bancshares EV to EBITDA ratio is 1.57, with an EV/FCF ratio of 2.99.
EV to Sales0.37
EV to EBITDA1.57
EV to Free Cash Flow2.99
EV to Operating Cash Flow2.24
Balance Sheet
United Bancshares has $91.80M in cash and marketable securities with $16.59M in debt, giving a net cash position of $75.20M billion.
Cash & Marketable Securities$91.80M
Total Debt$16.59M
Net Cash$75.20M
Net Cash Per Share$23.98
Tangible Book Value Per Share$22.07
Margins
Gross margin is 74.69%, with operating margin of 100.00%, and net profit margin of 21.89%.
Gross Margin74.69%
Operating Margin100.00%
Pretax Margin23.71%
Net Profit Margin21.89%
EBITDA Margin23.71%
EBIT Margin23.71%
Analyst Forecast
The average price target for United Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target―
Price Target Upside―
Analyst ConsensusModerate Buy
Analyst Count0
Revenue Growth Forecast10.90%
EPS Growth Forecast42.60%