TIMIA Capital (MONT) AI Stock Analysis

• Market Cap: C$433.65K
• Dividend Yield: N/A
• Average Volume (3M): 61.02K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.99
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: CA
• Employees: 7
• Sector: General
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 0.04
• Shares Outstanding: 86,730,910
• 10 Day Avg. Volume: 94,070
• 30 Day Avg. Volume: 61,025
• PEG Ratio: >-0.01
• Price to Book (P/B): 0.34
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -0.09
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 42 Neutral
• Price Target: C$0.01 ▲(0.00% Upside)
• Action: Reiterated Date: 01/13/26
• Date: Action: Reiterated 01/13/26

The score is driven primarily by very weak financial performance (sharp revenue decline, large losses, persistent cash burn, and extremely high leverage). Technicals add additional downside risk with a clear downtrend versus key moving averages. Valuation provides limited support due to negative earnings and no dividend yield data.

Positive Factors

Business model — Revenue-based financing

RBF aligns repayments with borrower revenue, creating cashflow-linked returns and fee income potential. As a non-dilutive option for growth firms, this model can sustain origination demand long-term, embedding contractual repayment caps that provide predictable payoff profiles when underwriting holds.

Negative Factors

Extremely high leverage

Leverage at ~28x equity meaningfully magnifies losses and raises refinancing and covenant risk. With limited equity cushion, adverse portfolio performance or higher funding costs could force asset sales, restructurings, or distress, reducing long-term strategic flexibility and increasing solvency risk across market cycles.

TIMIA Capital Business Overview & Revenue Model

Company Description

Montfort Capital Corp. acquires, manages, and builds companies that delivers private credit to diversified markets in North America. The company offers asset-based private credit for mid-market borrowers; revenue-based investment to business-to-bu...

Read more

Montfort Capital Corp. acquires, manages, and builds companies that delivers private credit to diversified markets in North America. The company offers asset-based private credit for mid-market borrowers; revenue-based investment to business-to-bu...

How the Company Makes Money

TIMIA Capital generates revenue primarily through interest income on its financing agreements with technology companies. The company provides capital in exchange for a percentage of the companies' future revenues, which allows TIMIA to earn return...

Read more

TIMIA Capital generates revenue primarily through interest income on its financing agreements with technology companies. The company provides capital in exchange for a percentage of the companies' future revenues, which allows TIMIA to earn return...

TIMIA Capital Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Feb 2021
Income Statement
Total Revenue	4.95M	0.00	25.56M	31.27M	8.02M	6.09M
Gross Profit	-1.68M	-19.55M	25.56M	31.27M	8.84M	6.09M
EBITDA	-698.39K	14.87M	12.10M	20.63M	5.52M	3.49M
Net Income	-15.52M	-23.69M	-12.50M	591.08K	2.26M	-586.34K
Balance Sheet
Total Assets	267.14M	413.08M	402.51M	455.47M	125.08M	41.92M
Cash, Cash Equivalents and Short-Term Investments	962.34K	2.03M	6.85M	7.01M	9.31M	12.87M
Total Debt	253.50M	211.21M	371.49M	373.73M	73.98M	6.95M
Total Liabilities	258.24M	401.23M	364.28M	402.60M	111.95M	7.57M
Stockholders Equity	8.90M	11.85M	35.77M	50.27M	13.13M	7.56M
Cash Flow
Free Cash Flow	-33.44M	-43.69M	-30.20M	-49.33M	7.04M	-4.42M
Operating Cash Flow	-33.44M	-43.69M	-30.20M	-49.33M	7.04M	-4.42M
Investing Cash Flow	-22.67M	3.76M	256.82K	-2.23M	-4.57M	0.00
Financing Cash Flow	20.77M	36.82M	31.22M	47.02M	-5.15M	13.18M

TIMIA Capital Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.01
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:MONT, the sentiment is Negative. The current price of 0.01 is above the 20-day moving average (MA) of <0.01, below the 50-day MA of 0.01, and below the 200-day MA of 0.02, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 42.92 is Neutral, neither overbought nor oversold. The STOCH value of <0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:MONT.

TIMIA Capital Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	55 Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
MONT	42 Neutral	C$433.65K	-2.06	―	―	―	―
BLR.X	―	C$264.76K	191.96	―	―	―	―
IDK	53 Neutral	C$10.84M	-0.44	-70.07%	―	53.55%	-289.42%
QCA	48 Neutral	C$4.68M	9.47	-45.81%	―	26.42%	-1217.14%
FGFL	―	C$2.33M	0.83	-31.04%	―	-1041.39%	60.33%
LLL	―	C$1.03M	-1.24	-527.67%	―	―	-91.35%

TIMIA Capital Corporate Events