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Life & Banc Split (TSE:LBS)
TSX:LBS
Canadian Market
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Life & Banc Split (LBS) Ratios

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Life & Banc Split Ratios

TSE:LBS's free cash flow for Q2 2025 was C$1.00. For the 2025 fiscal year, TSE:LBS's free cash flow was decreased by C$ and operating cash flow was C$0.96. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
2.03 1.69 0.53 0.61 0.48
Quick Ratio
2.03 1.69 0.53 0.61 0.48
Cash Ratio
0.01 <0.01 0.36 0.34 0.31
Solvency Ratio
0.32 0.14 >-0.01 -0.16 -0.01
Operating Cash Flow Ratio
0.04 -0.14 -7.73 -2.37 2.92
Short-Term Operating Cash Flow Coverage
0.04 -0.15 0.00 -0.06 0.07
Net Current Asset Value
C$ 500.67MC$ 309.78MC$ -356.47MC$ -2.76MC$ -3.39M
Leverage Ratios
Debt-to-Assets Ratio
0.48 0.56 0.58 0.49 0.60
Debt-to-Equity Ratio
0.94 1.32 1.42 0.99 1.54
Debt-to-Capital Ratio
0.48 0.57 0.59 0.50 0.61
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.97 2.36 2.46 2.02 2.58
Debt Service Coverage Ratio
0.41 0.21 0.00 -0.47 0.11
Interest Coverage Ratio
0.00 0.00 0.00 110.45K -879.27K
Debt to Market Cap
0.88 1.33 0.00 1.00 1.37
Interest Debt Per Share
10.09 10.46 10.66 10.06 9.84
Net Debt to EBITDA
2.42 4.64 -2.55K 0.00 -2.83K
Profitability Margins
Gross Profit Margin
97.11%95.20%109.48%97.54%120.39%
EBIT Margin
269.35%94.69%101.06%99.72%102.52%
EBITDA Margin
187.38%94.69%0.31%0.00%0.69%
Operating Profit Margin
269.35%88.14%105.02%99.08%102.52%
Pretax Profit Margin
234.15%88.14%105.02%99.08%102.52%
Net Profit Margin
234.15%62.96%105.02%99.08%102.52%
Continuous Operations Profit Margin
234.15%88.14%105.02%99.08%102.52%
Net Income Per EBT
100.00%71.43%100.00%100.00%100.00%
EBT Per EBIT
86.93%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
24.38%7.95%-7.65%25.75%-3.13%
Return on Equity (ROE)
50.11%18.74%-18.81%51.89%-8.08%
Return on Capital Employed (ROCE)
55.17%27.21%-7.75%26.06%-3.18%
Return on Invested Capital (ROIC)
28.45%11.49%2.97%1.78%2.08%
Return on Tangible Assets
24.38%7.95%-7.65%25.75%-3.13%
Earnings Yield
45.55%18.87%-16.30%52.21%-7.17%
Efficiency Ratios
Receivables Turnover
55.67 51.55 -30.19 82.60 -12.51
Payables Turnover
6.54 0.39 0.50 0.55 0.43
Inventory Turnover
0.00 0.00 -35.22T -32.58T -46.94T
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00
Asset Turnover
0.10 0.13 -0.07 0.26 -0.03
Working Capital Turnover Ratio
7.44 0.63 13.34 -51.24 3.87
Cash Conversion Cycle
-49.25 -924.56 -736.11 -664.36 -875.29
Days of Sales Outstanding
6.56 7.08 -12.09 4.42 -29.17
Days of Inventory Outstanding
0.00 0.00 >-0.01 >-0.01 >-0.01
Days of Payables Outstanding
55.81 931.64 724.02 668.78 846.12
Operating Cycle
6.56 7.08 -12.09 4.42 -29.17
Cash Flow Ratios
Operating Cash Flow Per Share
0.40 -1.53 -1.95 -0.57 0.69
Free Cash Flow Per Share
0.40 -1.53 -1.95 -0.57 0.69
CapEx Per Share
<0.01 <0.01 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.34 -1.28 -1.64 -0.48 1.74
Capital Expenditure Coverage Ratio
4.70M -19.95M 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
0.04 -0.15 -0.18 -0.06 0.07
Operating Cash Flow to Sales Ratio
0.18 -0.65 1.45 -0.11 -1.38
Free Cash Flow Yield
3.53%-19.46%-22.58%-5.65%9.65%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
2.20 5.30 -6.13 1.92 -13.95
Price-to-Sales (P/S) Ratio
5.19 3.34 -6.44 1.90 -14.30
Price-to-Book (P/B) Ratio
1.05 0.99 1.15 0.99 1.13
Price-to-Free Cash Flow (P/FCF) Ratio
28.31 -5.14 -4.43 -17.70 10.37
Price-to-Operating Cash Flow Ratio
28.06 -5.14 -4.43 -17.70 10.37
Price-to-Earnings Growth (PEG) Ratio
-0.14 -0.03 0.05 >-0.01 0.12
Price-to-Fair Value
1.05 0.99 1.15 0.99 1.13
Enterprise Value Multiple
5.19 8.17 -4.64K 0.00 -4.91K
Enterprise Value
996.73M 712.80M 634.33M 594.83M 462.39M
EV to EBITDA
5.19 8.17 -4.64K 0.00 -4.91K
EV to Sales
9.72 7.73 -14.32 3.77 -33.69
EV to Free Cash Flow
53.05 -11.91 -9.85 -35.21 24.43
EV to Operating Cash Flow
53.05 -11.91 -9.85 -35.21 24.43
Tangible Book Value Per Share
10.75 7.94 7.49 20.22 16.23
Shareholders’ Equity Per Share
10.75 7.94 7.49 10.15 6.39
Tax and Other Ratios
Effective Tax Rate
0.00 0.00 1.38 0.90 2.05
Revenue Per Share
2.20 2.36 -1.34 5.32 -0.50
Net Income Per Share
5.16 1.49 -1.41 5.27 -0.52
Tax Burden
1.00 0.71 1.00 1.00 1.00
Interest Burden
0.87 0.93 1.04 0.99 1.00
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.05 <0.01 -0.01 <0.01 -0.03
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.08 -1.03 1.00 -0.12 -0.66
Currency in CAD
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