InsuraGuest Technologies (TSE:ISGI)
:ISGI
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InsuraGuest Technologies
(ISGI)
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Rating:48Neutral
Price Target:
C$0.02
▲(50.00% Upside)
Action:Reiterated
Date:06/03/26
The score is held back primarily by weak financial quality (large losses, ongoing cash burn, and negative equity). Technicals are supportive of recent upside momentum, but the extremely overbought RSI raises pullback risk. Valuation is less supportive due to negative earnings and no dividend yield provided.
Positive Factors
Revenue growth & gross margin
Sustained high revenue growth with a ~66.8% gross margin indicates strong unit economics typical of scalable SaaS/insurance platforms. Over 2–6 months this supports margin expansion as fixed costs dilute and provides a structural pathway to profitability if growth continues and operating leverage is captured.
Negative Factors
Negative stockholders' equity
Negative equity is a structural red flag that weakens financial flexibility and can limit strategic options. Over months this increases reliance on external capital, may impair borrowing capacity, and can constrain M&A, partnerships, or customer confidence until equity is restored through profits or financing.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth & gross margin
Sustained high revenue growth with a ~66.8% gross margin indicates strong unit economics typical of scalable SaaS/insurance platforms. Over 2–6 months this supports margin expansion as fixed costs dilute and provides a structural pathway to profitability if growth continues and operating leverage is captured.
Read all positive factors
InsuraGuest Technologies (ISGI) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$2.56M
Dividend YieldN/A
Average Volume (3M)82.27K
Price to Earnings (P/E)―
Beta (1Y)1.51
Revenue Growth7.81%
EPS Growth-9.09%
CountryCA
EmployeesN/A
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.16
Shares Outstanding170,533,830
10 Day Avg. Volume10,100
30 Day Avg. Volume82,266
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)-17.95
Price to Sales (P/S)4.30
P/FCF Ratio-15.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
InsuraGuest Technologies Business Overview & Revenue Model
Company Description
InsuraGuest Technologies Inc. operates primarily as a software-as-a-service (SaaS) provider. The company develops and offers proprietary "insurtech" software, which integrates seamlessly with the property management systems of hotels and vacation ...
How the Company Makes Money
InsuraGuest Technologies generates revenue by selling insurance policies and charging subscription or transaction fees to businesses that utilize its SaaS platform. It partners with insurance carriers to underwrite these policies and takes a share...
InsuraGuest Technologies Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
22
Negative
Cash Flow
18
Very Negative
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Jun 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 968.27K | 793.73K | 1.00M | 674.78K | 345.20K | 97.86K |
| Gross Profit | 634.13K | 662.03K | 559.91K | 388.60K | 248.96K | 75.57K |
| EBITDA | -375.16K | -334.51K | -601.00K | -701.00K | -1.39M | -1.48M |
| Net Income | -437.93K | -400.22K | -659.00K | -726.00K | -1.41M | -1.51M |
Balance Sheet | ||||||
| Total Assets | 393.79K | 342.36K | 651.34K | 199.23K | 720.07K | 1.14M |
| Cash, Cash Equivalents and Short-Term Investments | 177.70K | 209.70K | 466.94K | 88.66K | 602.74K | 870.01K |
| Total Debt | 31.62K | 0.00 | 37.20K | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 702.26K | 532.35K | 453.45K | 466.62K | 266.27K | 205.40K |
| Stockholders Equity | -308.48K | -189.99K | 197.88K | -267.38K | 453.79K | 930.90K |
Cash Flow | ||||||
| Free Cash Flow | -98.83K | -221.39K | -295.00K | -466.33K | -1.09M | -1.80M |
| Operating Cash Flow | -98.83K | -221.39K | -295.00K | -466.33K | -1.09M | -1.80M |
| Investing Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 11.38K |
| Financing Cash Flow | -49.66K | -35.75K | 674.85K | 0.00 | 832.40K | 2.24M |
InsuraGuest Technologies Technical Analysis
Positive
0.01
Price Trends
0.01
Positive
0.01
Positive
0.01
Positive
Market Momentum
<0.01
Negative
98.10
Negative
200.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:ISGI, the sentiment is Positive. The current price of 0.01 is below the 20-day moving average (MA) of 0.01, below the 50-day MA of 0.01, and below the 200-day MA of 0.01, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 98.10 is Negative, neither overbought nor oversold. The STOCH value of 200.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:ISGI.
InsuraGuest Technologies Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
48 Neutral | C$2.56M | -4.19 | ― | ― | 7.81% | -9.09% | |
| ― | C$836.04K | -1.03 | ― | ― | ― | -16.77% | |
| ― | C$264.46K | -1.97 | 25.72% | ― | ― | -0.63% | |
50 Neutral | C$3.58M | -7.96 | -75.02% | ― | 41.54% | 25.26% |
* Technology Sector Average
TSE:ISGI
InsuraGuest Technologies
0.02
>-0.01
-25.00%
TSE:LTV
LeoNovus
0.04
0.00
0.00%
TSE:DAC.H
Datable Technology
0.04
0.00
0.00%
TSE:RAD
Radial Research Corp.
0.10
>-0.01
-4.04%
TSE:XIGM
Xigem Technologies
0.06
0.04
175.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.